UBS GROUP AG.
0UB.XETRA | Activities of holding companies
UBS Group AG is a global financial services company. It provides a wide range of financial services, including wealth management, investment banking, asset management, and retail and corporate banking. The company serves a global client base, including individuals, institutions, and corporations. UB...Show More
Better Health for All
0
UBS Group AG is a financial services company, with its principal goods and services including wealth management, investment banking, asset management, and retail and corporate banking. These core business activities have no significant direct positive or negative health impact, rendering them neutral in terms of health effects. The company does not offer health-related products or services, nor does its business model directly involve serving vulnerable populations with health needs, collecting health data, or engaging in preventative health or treatment activities. Consequently, for all relevant KPIs, the company's direct impact on 'Better Health for All' is neutral or not applicable.
Fair Money & Economic Opportunity
0
No specific, quantifiable data points were found in the provided articles that directly map to the quantitative thresholds of the scoring rubric for any of the KPIs under the 'Fair Money & Economic Opportunity' value. While some articles mention initiatives related to multicultural investors
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, financial education for children
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, or a fund for low- and middle-income countries
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, they do not provide the necessary percentages of customers, revenue, loan book, or specific outcome metrics required to assign a score according to the rubric's defined tiers.
Fair Pay & Worker Respect
0
No evidence available to assess UBS GROUP AG on Fair Pay & Worker Respect.
Fair Trade & Ethical Sourcing
10
UBS Group AG, as a financial services company, does not procure or trade physical commodities, making fair trade certification and material sourcing of at-risk inputs not applicable. The company has a firm-wide Responsible Supply Chain Management (RSCM) framework, and all direct suppliers are bound by contract to this RSCM Policy
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, indicating 100% coverage for ethical sourcing clauses. There have been no substantiated forced or child labor incidents in the last three years; a client investigated for alleged slave-like conditions in April 2021
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was acquitted in December 2023
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, and high-impact vendors are assessed against the RSCM Policy with required disclosures
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. No specific data is available regarding audit frequency, traceability coverage, remediation speed, or supplier diversity spend.
Honest & Fair Business
-30
UBS was subject to a regulatory fine of approximately $34.5 million by the Financial Conduct Authority for 135.8 million transaction reporting errors between 2007 and 2017.
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The company's whistleblower policy states that confidentiality and anonymity cannot be guaranteed for anonymous reports, and a federal court verdict in favor of a former bond strategist whistleblower was overturned.
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UBS also published restated historical segment-level financial data in April 2024 for the year 2023.
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On a positive note, UBS maintains a comprehensive anti-corruption policy, which includes a risk-based approach, anti-corruption training for employees, and enhanced due diligence standards for sensitive intermediaries.
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Kind to Animals
0
As a financial services company, UBS Group AG's core business model does not involve activities such as product manufacturing, animal testing, animal husbandry, or the use of animal-derived ingredients. Consequently, most animal-related KPIs, including cruelty-free certification, alternative testing usage, humane certifications for operations, ethical input substitution, supplier audits for welfare, cage-free sourcing, animal testing policy and volume, innovation investment in animal-free technologies, and animal agriculture ethics, are not applicable to its direct operations. While UBS discusses the importance of biodiversity and the need for investment in nature-based solutions, and mobilizes over USD 200 billion in capital toward sustainable development, there is no specific, measurable data on its direct impact on wildlife conservation initiatives or active engagement in animal welfare policy improvement.
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The company's policies do not cover non-medical or medical animal testing, animal farming practices, or conservation.
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No War, No Weapons
-40
UBS's policy explicitly prohibits financing for cluster munitions and anti-personnel mines.
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Its investment policy further excludes involvement in controversial weapons, specifically cluster munitions, anti-personnel mines, chemical and biological weapons, and companies violating the Treaty on the Non-Proliferation of Nuclear Weapons.
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Additionally, UBS's 2024 Human Rights Statement emphasizes a commitment to the UN Guiding Principles on Business and Human Rights (UNGPs) and the UN Global Compact (UNGC), detailing governance structures, policies, and mechanisms for managing human rights risks.
3
Planet-Friendly Business
-20
In 2023, the company's pro forma combined Scope 1, 2, and 3 emissions were 133,000 tCO₂e, representing a 21.3% annual decline from 2022.
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The company achieved 99.8% renewable electricity in 2024.
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A 52.9% recycling ratio was achieved in 2024.
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The company used 65% recycled content in 2023.
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A net-zero target for operational emissions (Scope 1 and 2) is set for 2035, with an interim target of 57% reduction by 2030 from a 2023 baseline.
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The company conducts climate scenario analysis, including 1.5°C, 2°C, and 3°C+ pathways.
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It has set new 1.5°C-aligned Scope 1 and 2 net-zero targets, but these are noted as not yet validated by external organizations.
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The company is a founding signatory of the Task Force on Climate-related Financial Disclosures (TCFD).
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Respect for Cultures & Communities
0
No specific quantitative data or concrete actions directly related to 'Respect for Cultures & Communities' were found in the provided articles. The articles discuss general sustainability policies, UBS's response to allegations concerning the financing of agricultural companies linked to indigenous rights
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, and changes in diversity targets
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, but do not provide evidence for any of the defined KPIs such as formal partnerships, community reinvestment, cultural incident counts, or cultural impact assessment protocols.
Safe & Smart Tech
-40
The company experienced a data breach in June 2025,
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affecting over 130,000 employee records,
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including CEO contact information,
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through a cyberattack on an external supplier.
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No client data was affected.
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This incident also constitutes an unauthorized use of data. The Swiss financial market regulator (Finma) is aware of the incident and is handling it according to established procedures.
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Zero Waste & Sustainable Products
-20
UBS achieved a 52.9% waste recycling rate across its operations in 2024.
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The company has a target to use 100% recycled or FSC certified paper in its operations by 2025.
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At its UBS Arena facility, the company has eliminated single-use landfill-bound items.
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Waste reduction initiatives at UBS Arena include new signage at waste receptacles, a Zero Waste Pocket Guide, and a dedicated zero waste workroom for sorting materials.
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The Zero Waste Pocket Guide and signage also serve as customer education programs at the arena.
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