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Abacus Global Management, Inc..

ABL.US | Fund management activities

Abacus Global Management, Inc. is a financial services company. Without detailed information about their specific activities, it is difficult to pinpoint their exact services. However, given the name 'Global Management' and the fact that they are listed on the stock exchange, it is likely they are i...Show More

Ethical Profile

Mixed.

Abacus Global Management (ABL.US) faces scrutiny over its business practices. Critics, including Morpheus Research, allege the company uses fraudulent life expectancy data, potentially impacting $446 million in claimed life settlements. Investigations are ongoing into potential securities law violations related to asset valuation and disclosure. Concerns have also been raised about the independence of a third-party validator due to prior ties. The company refutes these claims, citing regulatory compliance. On the technology front, Abacus demonstrates strong cybersecurity, achieving a client phish-prone rate of 0.35%, significantly below the 13.10% industry average. They are also preparing for GDPR compliance and enhancing data security measures.

Value Scores

Better Health for All-10
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect-50
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-60
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-40
-100100
Zero Waste & Sustainable Products-40
-100100

Better Health for All

-10

Abacus Global Management, Inc. (ABL.US) is a financial services company, and its core business activities, such as life settlements, do not directly involve health products or services. Therefore, most health-related KPIs are not applicable. The company's products and services have no significant positive or negative health impact, and it generates no revenue from products with direct health impacts.

1
Its products do not have direct safety implications, nor do they require price accessibility or involve serving vulnerable populations with health needs.
2
The company's operations do not intersect with healthcare workforce development, preventative health, global health crisis response, mental health, pharmaceutical patents, nutrition, food safety, health education, addiction mitigation, or clinical trials.
3
However, the company launched PREADISAN™, a health prediction platform that uses machine learning and proteomics to assess mortality risk for life settlements.
4
While this is a tool for financial risk assessment, not a direct health product, the article acknowledges potential ethical implications related to data privacy and the accuracy of AI-driven health predictions.
5
Furthermore, multiple articles allege that Abacus' disclosures to the SEC regarding its reliance on Lapetus (a life expectancy provider) are contradicted by industry experts and former employees, and that the company has a history of regulatory issues, including a denied license application in 2016 due to 'lack of trustworthiness' and 'fraudulent or dishonest practices.'
6
These allegations suggest significant undisclosed risks and misleading marketing regarding health-related data used in life expectancy estimates, and poor health data protection with inadequate consent protocols regarding the use of health data for life expectancy estimates.

Fair Money & Economic Opportunity

0

No evidence was found in the provided articles to assess Abacus Global Management, Inc. against the ethical value of Fair Money & Economic Opportunity. The articles primarily discuss the company's financial performance, valuation, responses to short-seller claims, and allegations of fraudulent accounting practices and securities law violations. There is no data related to underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth building outcomes, profit reinvestment, financial literacy initiatives, debt burden ratio, geographic inclusion, or product simplicity.

1

Fair Pay & Worker Respect

-50

Abacus Global Management, Inc. reports that 0% of its employees are covered by collective bargaining agreements or recognized unions.

1
No other specific, quantitative data points related to fair pay or worker respect, such as living wage coverage, CEO to median employee pay ratio, safety incident rates, pay equity, worker engagement scores, turnover rates, labor violation incidents, insecure contract share, or health insurance coverage, are explicitly stated in the provided articles.
2

Fair Trade & Ethical Sourcing

0

Abacus Global Management, Inc. is a financial services company operating in the life settlements industry.

1
Its activities, such as policy origination, asset management, and technology services, do not involve the procurement or trading of physical commodities.
2
Therefore, several KPIs related to fair trade and ethical sourcing, such as fair-trade certification, supplier audits for welfare, exposure to upstream labor practices, supply chain traceability, remediation processes for sourcing violations, spend on high-risk materials, and supplier diversity in procurement of physical goods, are not applicable to its core business model.
3
The company's Supplier Code of Conduct outlines ethical standards for its suppliers, including prohibitions against child or forced labor, but no quantitative data on its implementation, audit frequency, or any incidents were provided.
4

Honest & Fair Business

-60

Abacus Global Management, Inc. is under investigation by multiple law firms (Schall Law Firm, Johnson Fistel, PLLP, Robbins Geller Rudman & Dowd LLP) for alleged securities law violations, including misrepresentation and failure to disclose information to investors.

1
Morpheus Research reports accuse the company of using questionable portfolio valuation methodologies to appear more profitable, unusual life expectancy estimates, and highlight historical 'red flags' associated with its co-founders.
2
These allegations led to a stock price drop of over 21% on June 5, 2025.
3
Regarding third-party verification, while an independent actuarial firm, Lewis and Ellis, validated the company's policy valuation, the firm has prior ties to Waterford Life Settlements, raising concerns about its independence.
4

Kind to Animals

0

Abacus Global Management, Inc. is a financial services company.

1
The provided articles do not contain any specific, concrete data points or facts related to animal welfare, animal testing, animal-derived products, or animal agriculture practices. Therefore, no KPIs under the 'Kind to Animals' value can be scored based on the available evidence.

No War, No Weapons

0

No specific, concrete data points were found in the provided articles to assess ABL.US against any of the 'No War, No Weapons' KPIs. The articles included contract forecasts for 'ARMED FORCES BILLING AND COLLECTIONS UTILIZATION SOLUTIONS (ABACUS) SUPPORT', but these are forward-looking statements and not evidence of current revenue or activities. Other articles either explicitly stated no relevant sustainability data was available or focused on general ESG policies without specific metrics for this value.

Planet-Friendly Business

0

No specific, quantitative data points were found in the provided articles for any of the Planet-Friendly Business KPIs. The articles primarily discuss general ETF information

1
, an ESG policy statement without performance data
2
, and a sustainability pledge that lacks environmental metrics
3
. For all relevant KPIs, the articles explicitly state that no data is provided or that the metric is not applicable.

Respect for Cultures & Communities

0

The provided articles do not contain specific, concrete quantitative data points for Abacus Global Management, Inc. (ABL.US) regarding its performance on Respect for Cultures & Communities. The company's ESG Policy Statement explicitly notes a lack of quantitative data for metrics related to this value, such as formal partnerships, revenue reinvested locally, cultural appropriation incidents, or cultural impact assessments.

1
One article discusses general trends in anti-ESG shareholder proposals but does not provide company-specific metrics.
2

Safe & Smart Tech

-40

Abacus Group implemented a web-based cybersecurity training program in 2017, resulting in a client phish-prone rate of 0.35%, significantly lower than the industry average of 13.10%.

1
The company is preparing for GDPR compliance by May 25, 2018, and was seeking Privacy Shield certification around March 2018.
2
Abacus Group aims to improve data lifecycle governance and user control mechanisms, including identifying and classifying personal data, and establishing an independent resource for data owners.
3
Data minimization is a key focus, with efforts to improve policies and processes to conform to ISO/IEC 27002 and NIST security frameworks, emphasizing data purge.
4
Services include penetration testing, risk assessments, and ongoing monitoring, with solutions aiming to align with SEC, FCA, and DORA regulations.
5

Zero Waste & Sustainable Products

-40

Abacus Service Corporation has implemented several waste reduction initiatives. The company is almost 100% paperless, which has eliminated printing.

1
Additionally, it recycles paper, glass, plastic, cardboard, and toner/inkjet cartridges, providing recycling bins for these materials.
2
No quantitative data is provided for waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste audits, zero waste certifications, waste reduction targets, supplier requirements, or customer education.
3
There is no specific evidence regarding hazardous waste management practices or waste disposal violations, only an absence of reported issues.
4

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.