Better Health for All

Arch Capital Group Ltd. operates primarily as an insurance and reinsurance company. Its core business activities, such as property, casualty, and mortgage insurance/reinsurance, do not inherently have direct positive or negative health impacts, nor do they carry addiction potential or require clinical trials. The company offers health and accident insurance products that aim to enhance resilience and contribute to improved health outcomes

, but the proportion of these products within the overall portfolio is not specified. While the company engages in corporate giving of $5.9 million to support general well-being , specific allocations for health equity programs are not detailed. Investments in green bonds totaling $227 million are directed towards environmental sustainability projects, not health innovation . Information regarding the pricing or accessibility of health-related products, reach to vulnerable populations, risk transparency, preventative health measures, healthcare data responsibility, global health crisis response, or public health education initiatives is not provided. Employee health and well-being programs, including mental health support, are considered workplace standards and fall outside the scope of this ethical value.

Fair Money & Economic Opportunity

No specific, concrete data points were found in the provided articles to assess Arch Capital Group Ltd. against any of the KPIs for 'Fair Money & Economic Opportunity'. While the company engages in philanthropic activities and partnerships, such as supporting SEO London which aids young talent from underrepresented backgrounds

, and making corporate donations and foundation grants totaling $7 million in 2023 and over $5.7 million in 2024 , this evidence does not directly map to the quantitative thresholds of the rubric's KPIs. Specifically, there is no data on the share of Arch's loan/insurance book aimed at underserved segments, pricing fairness of consumer products, revenue from high-cost products, customer credit/savings outcomes, percentage of profit reinvested (as pre-tax profit figures are absent), financial literacy program reach/outcomes, customer debt burden ratios, geographic coverage of financial service access points, or product simplicity metrics. The company's core business as an insurance and reinsurance provider means many KPIs related to consumer lending are not directly applicable, but the articles do not explicitly state the absence of such services, preventing the use of '0' tiers.

Fair Pay & Worker Respect

Arch Capital reported an average of 0.55 lost-time incidents per 200,000 employee-hours as of December 31, 2023.

The company achieved an overall employee engagement score of 87%. Additionally, Arch Capital reported an average voluntary retention rate of 90% in 2023, equating to a 10% voluntary turnover rate.

Fair Trade & Ethical Sourcing

Arch Capital Group, as an insurance and reinsurance company, does not procure or trade physical commodities, thus having no material sourcing of at-risk inputs or need for fair-trade certifications. The company requires all suppliers to adhere to its Supplier Code of Conduct and Human Rights Policy, which prohibits human trafficking, forced labor, and child labor

. This implies 100% coverage of enforceable ethical clauses for its supplier base. The company also has a Supplier Diversity Program aimed at including diverse and small businesses in procurement activities , but no specific percentage of the procurement budget directed to these suppliers is disclosed.

Kind to Animals

As a financial services company, Arch Capital Group Ltd does not directly engage in animal testing, factory farming, or the use of animal-derived ingredients.

Consequently, KPIs related to cruelty-free certification, alternative testing methods, humane operations, ethical input substitution, supplier audits, cage-free sourcing, animal testing policy and volume, R&D for animal-free technologies, animal agriculture ethics, animal-free R&D collaboration, and public policy engagement for animal welfare are not applicable to its core business model, resulting in a score of 0 for each. While Arch Capital has a Responsible Investing Policy, invested $227 million in green bonds by December 31, 2023, and donated $1.4 million to charities including wildlife protection organizations in 2021, the provided articles do not offer specific, measurable biodiversity impact metrics or species recovery outcomes directly attributable to these initiatives, as required by the rubric for scoring the wildlife_conservation_impact KPI.

No War, No Weapons

Arch Capital Group Ltd. reports no substantial involvement in peacebuilding initiatives.

The company does not directly engage in arms manufacturing or military contracts. While offering insurance products for sectors with indirect military links, Arch Capital complies with economic sanctions. The company has no defense assets to divest and no direct exposure to controversial weapons.

Planet-Friendly Business

Arch Capital has set a target to reduce Scope 1 and 2 greenhouse gas emissions by 42% by 2030.

The company aims for net-zero operations by 2030. However, there is no evidence that these targets are validated by the Science Based Targets initiative (SBTi).

Respect for Cultures & Communities

No specific evidence was found in the provided articles to assess Arch Capital Group Ltd. against the defined Key Performance Indicators for 'Respect for Cultures & Communities'. The articles mention general corporate donations to charitable organizations

, employee-favored organizations , and a human rights policy , but do not provide quantitative data or specific details relevant to formal partnerships with community groups, cultural impact assessments, local employment, cultural preservation investments, or other community-specific metrics outlined in the rubric.

Safe & Smart Tech

Arch Capital Group Ltd. invested $37.9 million in cybersecurity infrastructure in 2023, implementing advanced threat detection systems that prevented 3,284 potential cybersecurity incidents.

The company conducts regular external evaluations by third-party cybersecurity firms for penetration testing and performs information security risk assessments on third-party service providers. While cybersecurity incidents have occurred, none have materially affected the company to date. Arch Capital maintains comprehensive privacy and information security policies, encompassing incident response, access control, and vendor management, which are regularly reviewed and updated to align with evolving privacy and cybersecurity laws across its operating regions. The company utilizes AI, processing 3.7 petabytes of risk data annually to improve underwriting accuracy by 27.6% and reduce claims processing time by 41.2%. Additionally, 127 AI-driven chatbots handle 62% of customer service interactions.

Zero Waste & Sustainable Products

Arch subsidiary operations implemented several waste reduction initiatives, including minimizing purchased products, recycling various materials (office waste, electronics, metals, oil, antifreeze, batteries, plastics, wooden pallets), working with vendors to reduce packaging, and buying materials in bulk.

These efforts contributed to a reduction in hazardous waste generation from 4,122 pounds in 2019 to 1,351 pounds in 2023. The company's hazardous waste management practices include maintaining Very Small Quantity Generator (VSQG) status, removing PFAS-containing firefighting foam from a subsidiary operation, and reporting no significant spills in the past 20 years. For waste disposal, Arch subsidiaries had a perfect compliance record in 2023 with zero Notices of Violation, zero SMCRA violations, and zero water quality exceedances. However, in 2022, one SMCRA violation occurred at the Leer South mine due to a ruptured water line. Arch requires its suppliers to adhere to environmental standards, comply with waste and emissions laws, and encourages them to employ recycling programs and minimize waste through its Supplier Code of Conduct.