MASHINIi

Arrow Financial Corporation.

AROW.US | Other monetary intermediation

Arrow Financial Corporation is a bank holding company. It provides a range of banking and financial services through its subsidiary banks. These services include deposit accounts, loans (commercial, residential, and consumer), trust and investment management services, and other related financial pro...Show More

Ethical Profile

Mixed.

Arrow Financial Corporation presents a mixed ethical profile. The company invested $42.3 million in sustainable banking in 2023, comprising 8.7% of its portfolio, including renewable energy and green infrastructure. It also reported a 22.4% carbon footprint reduction from 2022. However, Arrow Financial received noncompliance notices for late filing of its 2022 and Q1 2023 financial reports, allegedly indicating weaknesses in internal controls. Reports suggest a 2024 CEO-to-median employee pay ratio of 22:1, and employee reviews are mixed, with some concerns about culture and wages. Data on living wage or pay equity is not available.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-10
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-20
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

The company's core business as a bank holding company provides financial services that are neutral regarding direct health impact. Its revenue is not derived from products with direct health impacts, nor do its products carry health risks requiring disclosure. The company's operations do not involve health-related R&D, clinical trials, or have significant health externalities. Its products do not have addiction potential or direct safety implications for physical or mental health. The company does not produce or sell food/nutritional products, hold healthcare-related patents, or collect/manage health-related data. Its business operations are not directly relevant to health crisis response. While the company engages in community support activities that touch upon health-related areas, these are not its principal goods or services, and the provided evidence does not offer the specific quantitative metrics required by the rubric for KPIs such as vulnerable reach, health equity programs, healthcare workforce support, preventative health measures, mental health initiatives, or healthcare education.

Fair Money & Economic Opportunity

0

No evidence available to assess Arrow Financial Corporation on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

20

In 2024, the CEO to median employee pay ratio was 22:1, with the CEO earning $1,233,686 and the median employee earning $57,067.

1
The company's overall employee rating on Indeed was 2.7 out of 5 stars, which translates to 54% satisfaction.
2
On Glassdoor, 54% of employees approved of the CEO.
3
Employee sentiment included mentions of a 'toxic culture' and 'low wages,' with one comment stating, 'You are just a number and nothing else. Speak up about your mental health and you will be replaced before you even put in a resignation notice.'
4
The company offers comprehensive benefits including health and dental insurance, a 401K plan, pension plan, and retirement plans.
5
No specific regulatory actions, violations, fines, or compliance issues are mentioned in the provided articles.

Fair Trade & Ethical Sourcing

0

No evidence available to assess Arrow Financial Corporation on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-10

AROW.US reported no financial restatements.

1
However, the company received a second noncompliance notice for the late filing of its 2022 10-K report in Spring 2023 and also filed its first quarter 2023 10-Q report late.
2
The company needed additional time to complete management's assessment of internal controls for its 2022 10-K report.
3

Kind to Animals

0

Arrow Financial Corporation is a bank holding company providing financial services. Its core business model does not involve products requiring cruelty-free certification, animal testing, animal-derived ingredients, animal-related operations, or animal agriculture.

1
Therefore, most animal welfare KPIs are not applicable. The company's ESG data indicates no significant involvement in animal testing, fur, or specialty leather.
2
While the company supports environmental protection efforts through employee volunteerism, there is no specific, measurable data on wildlife conservation impact or species recovery.
3

No War, No Weapons

0

No evidence available to assess Arrow Financial Corporation on No War, No Weapons.

Planet-Friendly Business

-20

The company had no specific environmental compliance violations or fines mentioned in 2024.

1

Respect for Cultures & Communities

0

No evidence available to assess Arrow Financial Corporation on Respect for Cultures & Communities.

Safe & Smart Tech

0

No evidence available to assess Arrow Financial Corporation on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No evidence available to assess Arrow Financial Corporation on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.