Ames National Corporation.
ATLO.US | Other monetary intermediation
Ames National Corporation is a bank holding company headquartered in Ames, Iowa. It operates through its subsidiary banks, providing a range of commercial and retail banking services to individuals, businesses, and agricultural customers. These services include deposit accounts, loans (commercial, a...Show More
Better Health for All
-10
Ames National Corporation's core banking services are health-neutral, and its revenue streams do not have direct health impacts. The company, through its subsidiary First National Bank, prioritizes health and human services in its corporate giving strategy.
1
In 2024, First National Bank contributed $120,123 to 86 applicants, including $51,436 to United Way (which addresses health, education, and financial stability) and $5,000 to On With Life, which supports individuals with brain injuries and neurological conditions.
2
First National Bank also supports Mary Greeley Medical Center initiatives like the Hope Run, which funds community health and wellness programs.
3
These programs include providing a new bike helmet for every third grader in Ames, offering the Mary Greeley Mileage Club to encourage physical activity and good nutrition in elementary schools, providing donor breast milk for newborns in need, Baby Basics classes for new parents, and special programming for older adults.
4
The company's strategic priorities are aligned around data management, and it offers IDTheftSmart services.
5
Fair Money & Economic Opportunity
-50
Ames National Corporation uses CLEAR to improve lending decisions and prevent fraud, declining six potential loan transactions in the first year due to concerns identified by CLEAR.
1
The company's six affiliate banks are considered well-capitalized as defined by federal capital regulations.
2
The company supports financial literacy, and its affiliate, Iowa State Savings Bank (ISSB), partners with Southwestern Community College to provide financial literacy education to all first-year students.
3
ISSB also teaches at local elementary schools, hosts bank tours, and donates books to elementary students.
4
First National Bank's "FNB Vault" provides free financial literacy resources for ages 3 through adulthood.
5
The company's six affiliate banks are located in Iowa, with 18 branches across 11 communities, including Boone, Ames, Creston, Story City, Nevada, Marshalltown, Ankeny, Osceola, and West Des Moines.
6
Reliance State Bank pledged to donate $27,000 towards a $2.4 million Baseball/Softball Complex project.
7
ISSB donated $50,000 to the Greater Connections Childhood Development Center and $105,000 through multi-year pledges for fair buildings.
8
The company's net income was $10.2 million in 2024 and $10.8 million in 2023.
9
Fair Pay & Worker Respect
0
Ames National Corporation has no information on regulatory actions, violations, fines, or compliance issues provided in the articles.
1
The company offers comprehensive health insurance coverage, including medical, dental, and vision plans,
2
with employee contributions described as below industry averages,
3
but the percentage of the workforce covered is not specified.
4
Fair Trade & Ethical Sourcing
0
No evidence available to assess Ames National Corporation on Fair Trade & Ethical Sourcing.
Honest & Fair Business
0
No specific, concrete evidence was found in the provided articles for ATLO.US (Ames National Corporation) regarding any of the KPIs for the 'Honest & Fair Business' ethical value. Article
1
explicitly states that information for all relevant KPIs is 'Not mentioned'.
2
Articles
3
and
4
pertain to different entities or irrelevant topics and therefore do not provide applicable data for ATLO.US.
5
Kind to Animals
0
Ames National Corporation is a bank holding company providing financial services.
1
Its core business operations do not involve products requiring cruelty-free certification, animal testing, animal-derived ingredients, animal husbandry, or animal agriculture.
2
No evidence was found in the provided articles to suggest involvement in any activities relevant to animal welfare. Therefore, all KPIs related to these activities are not applicable to the company's business model.
No War, No Weapons
0
Ames National Corporation is a bank holding company providing commercial and retail banking services.
1
The provided articles consistently describe the company's core business as banking and contain no information or data related to arms or defense contracts, dual-use technology, sales to embargoed regimes, peacebuilding investments, or any other activities relevant to the 'No War, No Weapons' value. Therefore, there is no evidence of revenue from arms or defense contracts, nor any exposure to controversial weapons, aligning with the 'N/A' tier for these KPIs given the company's business model.
Planet-Friendly Business
-20
Ames National Corporation has no specific regulatory actions, violations, fines, or compliance issues mentioned in the provided data.
1
The company does not publicly disclose carbon emissions data or specific reduction targets and is not participating in any tracked reduction initiatives.
2
No information is available regarding other environmental performance indicators such as renewable energy use, water consumption, waste diversion, or green building certifications.
3
Respect for Cultures & Communities
0
No specific, quantitative data relevant to the 'Respect for Cultures & Communities' value was found across the provided articles. explicitly states the absence of data for metrics such as cultural appropriation incidents, cultural impact assessments, local employment ratios, grievance mechanisms, FPIC participation, community governance inclusion, cultural preservation investment, local procurement, indigenous suppliers, cultural site protection, social license operations, charitable giving to cultural organizations, community fund allocation, language inclusivity, cultural incident response, or cultural training completion.
1
While community giving is mentioned, the company's total revenue is not provided, preventing the calculation of the percentage of revenue reinvested in local community development.
2
Safe & Smart Tech
-50
Ames National Corporation's subsidiary, First National Bank, was involved in a data breach in November 2018, affecting 4,600 debit and credit card users.
1
The bank responded by reissuing debit cards at no cost and had fraud-detection systems in place.
2
The breach involved the possible compromise of encrypted credit/debit card numbers, names, addresses, and email addresses.
3
This incident occurred more than three years ago, but within the past five years relative to the article's access date (2024-08-27) and the article's future date (2025-07-11). No other specific, quantifiable data points were found for other KPIs.
Zero Waste & Sustainable Products
0
No specific, quantitative data points were found in the provided articles for any of the Key Performance Indicators related to the 'Zero Waste & Sustainable Products' ethical value. The articles explicitly state a lack of information regarding waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability scores, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education programs.
1