MASHINIi

BAY.MOTOREN WERKE VZO.

BMW3.XETRA | Manufacture of motor vehicles

Bayerische Motoren Werke AG, commonly known as BMW, is a German multinational corporation which produces luxury vehicles and motorcycles. The company designs, manufactures, and distributes automobiles under the brands BMW, Mini, and Rolls-Royce, and motorcycles under the BMW Motorrad brand. BMW also...Show More

Ethical Profile

Mixed.

BMW's ethical standing is mixed. The company faced an $18 million SEC fine for allegedly inflating U.S. sales and a €373 million EU fine for alleged emissions collusion. Reports suggest BMW imported at least 8,000 Mini Coopers with components from a Chinese supplier banned under the Uyghur Forced Labor Prevention Act, halting imports after Senate inquiries. Past data breaches reportedly exposed over 500,000 customer records. Positively, BMW is transitioning to electric vehicles, aims for less than 1% animal-derived materials, and implements waste reduction targets, increasing recycled content in packaging.

Value Scores

Better Health for All-10
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-30
-100100
Respect for Cultures & Communities20
-100100
Safe & Smart Tech-10
-100100
Zero Waste & Sustainable Products-20
-100100

Better Health for All

-10

BMW Group actively mitigates negative health externalities from its products, committing to CO2 targets and aiming for a 20% reduction in CO2 emissions for new vehicles in Europe.

1
Two-thirds of this reduction is expected from increasing electrified vehicles, which have zero tailpipe emissions and less noise, improving local air quality.
2
The BMW iX3 model achieved a 35% reduction in CO2e emissions from its supply chain, and a new plant in Debrecen operates fossil fuel-free.
3
The company also integrates real-time air quality data into new car models, enabling drivers to avoid polluted areas.
4
During the corona pandemic, BMW Group demonstrated outstanding crisis response by procuring and producing respiratory masks and providing vehicles for aid organizations.
5
For its employees, BMW Group offers substantial mental health support through a Holistic Health Management program and a Health Initiative, which include activities around mental health and stress management.
6

Fair Money & Economic Opportunity

0

No specific, quantitative data points were found in the provided articles to assess BMW3.XETRA against the defined Key Performance Indicators for Fair Money & Economic Opportunity. While provides average APRs for new and used car financing across different credit scores (ranging from 4.77% to 19.38%), it does not provide a single average APR for the company's entire lending book or a market median for comparison, which are necessary to score the 'pricing_fairness' KPI.

1
mentions BMW Bank provides permanent financing for affordable housing, but it does not quantify the share of the loan book dedicated to such initiatives or the percentage of underserved clients served, which are required for 'inclusion_initiatives' and 'underserved_client_share' respectively.
2
No other KPIs had relevant, scorable data.

Fair Pay & Worker Respect

0

No evidence available to assess BAY.MOTOREN WERKE VZO on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

No data is available from the provided articles regarding BMW3.XETRA's fair trade and ethical sourcing practices.

1
All referenced articles indicate that the requested webpages could not be found, preventing any data extraction for the company's performance on these metrics.
2

Honest & Fair Business

-40

BMW has faced regulatory scrutiny and fines related to misleading disclosures and emissions collusion. In 2020, the SEC fined BMW $18 million for inflating U.S. retail sales figures from 2015 to 2019 by improperly designating vehicles as demonstrators or loaners and maintaining a "bank" of unreported sales

1
,
2
,
3
,
4
. Additionally, the EU Commission fined BMW €373 million (approximately $442 million) for colluding with other automakers to restrict competition in emission cleaning technology between 2009 and 2014
5
,
6
,
7
,
8
,
9
. These actions indicate a misalignment with honest and fair business practices. There is no available evidence regarding transparency index scores, whistleblower policy effectiveness, or audit coverage to support a higher score. The materiality assessment indicates a medium level of inherent conflict due to regulatory risks in the automotive industry.

Kind to Animals

0

No specific, concrete data points were found in the provided articles to score any of the 'Kind to Animals' KPIs. While articles mention BMW's move towards vegan interiors

1
, investments in alternative materials
2
, and concerns about environmental impact
3
, they do not provide quantifiable percentages for cruelty-free certifications, animal-derived input substitution, R&D investment in animal-free technologies, or measurable biodiversity impact metrics as required by the rubric. Information regarding animal testing policies, volumes, humane certifications, or supplier audits is also absent.

No War, No Weapons

0

No specific, concrete data points were found in the provided articles to assess BMW3.XETRA against the 'No War, No Weapons' ethical value. The articles discuss general lobbying expenditures

1
, AI development for civilian applications
2
, and conflict minerals policies
3
, but do not provide information on revenue from arms contracts, dual-use technology with military applications, sales to embargoed regimes, peacebuilding investments, or other specific metrics related to military or defense activities.

Planet-Friendly Business

-30

BMW Group's total Scope 1, 2, and 3 greenhouse gas emissions were 131,134,201 tCO₂e in FY 2024.

1
The company has joined the Science-Based Targets Initiative's "Business Ambition for 1.5°C" initiative.
2
In FY 2024, 48.5% of its total energy consumption was sourced from renewables, although its production plants worldwide achieved 100% renewable energy.
3
Water intensity was 41.35 m³ per million € revenue in FY 2024.
4
The waste diversion rate was 99.44% in FY 2024, with 868,084 tonnes recovered out of 872,976 tonnes total waste.
5
Capital expenditure aligned with the EU Sustainable Taxonomy was 29.1% in FY 2024.
6
The share of reused and recycled secondary components was 37% in FY 2024.
7
Approximately 52.96% of total water consumption in FY 2024 was sourced from water-risk areas.
8
BMW aims for climate neutrality by 2050.
9

Respect for Cultures & Communities

20

BMW continued to import at least 8,000 Mini vehicles containing parts from a Chinese supplier banned under the Uyghur Forced Labor Prevention Act until at least April 2024, despite being notified of the issue in December 2023.

1
Imports were only halted after repeated inquiries from the US Senate, indicating a reactive response to a critical incident.
2
The company has no reported cultural appropriation incidents. BMW has over 20 formal partnerships, including with UNICEF, the UN Alliance of Civilizations, and various local organizations in South Carolina.
3
Additionally, BMW supports the International African American Museum, located at the former site of Gadsen’s Wharf, demonstrating active protection measures for cultural sites.
4

Safe & Smart Tech

-10

A minor third-party data breach in February 2025 affected just over 1,950 individuals, with only names exposed.

1
The company has established seven principles for AI use, including human oversight, technical robustness, privacy, transparency, fairness, environmental considerations, and accountability, based on EU requirements.
2
Sensitive data is stored encrypted, and data transmission is encrypted.
3
IT systems are monitored to prevent unauthorized access.
4
Users have rights to access, rectify, erase, restrict processing, and data portability.
5
A bug bounty program is in place with bounty tiers ranging from €150 to €6,000, and initial response times are less than 2 days, with triage taking less than 3 days.
6
Data is stored only as long as needed for its purpose.
7
The company is compliant with GDPR and has consulted with the European Commission on shaping AI rules.
8

Zero Waste & Sustainable Products

-20

BMW has implemented numerous waste reduction initiatives, resulting in a decrease of non-recyclable waste per vehicle from 2.74 kg in 2022 to 1.68 kg in 2024

1
. Its Steyr engine plant achieved waste-water-free production, saving 30 million liters of water annually
2
, and the Rosslyn plant achieved zero waste to landfill status in 2021
3
. The company also eliminated protective film on vehicle transport, avoiding approximately 1,400 tonnes of CO2 emissions per year
4
. Circular design principles are standard in product development, focusing on material selection, reducing parts, optimizing disassembly, and designing vehicles for repair, applying a 're:think, re:duce, re:use, re:cycle' approach to both vehicles and packaging logistics
5
. Furthermore, BMW has comprehensive waste program requirements for suppliers, mandating green energy for direct (Tier 1) suppliers and energy-intensive upstream processes
6
, and specifying secondary raw material content in selection processes
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.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.