Bank of the James Financial Group, Inc..
BOTJ.US | Other monetary intermediation
Bank of the James Financial Group, Inc. is a bank holding company. The Bank provides a range of commercial and retail banking services to individuals, businesses, and non-profit organizations. Its deposit products include checking, savings, and money market accounts, as well as certificates of depos...Show More
Better Health for All
0
No evidence available to assess Bank of the James Financial Group, Inc. on Better Health for All.
Fair Money & Economic Opportunity
0
No specific, quantitative evidence was found across the provided articles for any of the Key Performance Indicators related to Fair Money & Economic Opportunity. The articles primarily discuss general community sponsorships and a financial literacy program without providing metrics on loan portfolios, pricing, fee exposure, customer demographics, or wealth-building outcomes.
1
Fair Pay & Worker Respect
10
The company has an overall employee rating of 3.97 out of 5 on Glassdoor, reflecting a strong engagement level.
1
On Indeed, the overall rating is 2.6 out of 5 stars based on 10 reviews.
2
No specific data on voluntary employee turnover is provided. There are no mentions of substantiated labor-law or human-rights violations for the company in any of the articles.
Fair Trade & Ethical Sourcing
0
Bank of the James Financial Group, Inc. is a bank holding company providing financial services.
1
Its business model does not involve the procurement or trade of physical commodities, nor does it have a supply chain that typically requires fair-trade certifications, audits for child/forced labor, or traceability of materials. Therefore, the KPIs related to these aspects are not applicable to the company's operations. No evidence was found regarding supplier diversity spend.
2
Honest & Fair Business
-20
The company has a code of ethics, a clawback policy, and an anti-hedging policy in place.
1
However, the anti-corruption policy lacks specific details on training frequency, effectiveness metrics, third-party monitoring, or risk assessments. Related-party loans of $9,904,000 in 2023 and $10,738,000 in 2022, and a lease agreement with a director-owned entity, are disclosed.
2
Kind to Animals
0
Bank of the James Financial Group, Inc. is a bank holding company providing commercial and retail banking services.
1
As a service-oriented financial institution, its core business model does not involve activities such as product manufacturing, animal testing, animal husbandry, or sourcing animal-derived ingredients.
2
Therefore, all KPIs related to cruelty-free certifications, animal testing, humane operations, ethical sourcing, and animal agriculture ethics are not applicable to the company's operations, aligning with the 'N/A' tier (score 0) as defined in the rubric.
3
No War, No Weapons
0
No evidence available to assess Bank of the James Financial Group, Inc. on No War, No Weapons.
Planet-Friendly Business
0
No evidence was found in the provided articles regarding BOTJ.US's environmental performance, climate targets, resource consumption, waste management, or any other aspect related to planet-friendly business practices.
1
The articles primarily focus on financial reporting and general company information, without disclosing any specific data points for the assessed KPIs.
2
Respect for Cultures & Communities
0
No evidence available to assess Bank of the James Financial Group, Inc. on Respect for Cultures & Communities.
Safe & Smart Tech
10
In 2023, the company invested $1.8 million in cybersecurity.
1
With a 2024 revenue of $45.03 million,
2
this represents approximately 3.997% of revenue. The company's mobile privacy policy states that users can access, update, and correct their information, opt-out of email/SMS marketing, and control location tracking.
3
The company is compliant with Virginia Code § 6.2, the Dodd-Frank Act, Basel III, and the Community Reinvestment Act, and maintains 100% quarterly regulatory reporting compliance.
4
Zero Waste & Sustainable Products
0
The provided articles, which include a PESTLE analysis and financial reports, explicitly state a lack of specific data related to BOTJ.US's waste management, recycling, product recyclability, packaging sustainability, or other zero-waste metrics.
1
The information focuses on financial performance, regulatory compliance, and general business operations, with no evidence found for any of the KPIs under the 'Zero Waste & Sustainable Products' value.
2