MASHINIi

Central Plains Bancshares, Inc..

CPBI.US | Other monetary intermediation

Central Plains Bancshares, Inc. operates as the holding company for Farmers & Merchants Bank that provides various banking products and services in Nebraska and Iowa. It accepts various deposit products, including checking, savings, and money market accounts, as well as certificates of deposit. The ...Show More

Ethical Profile

Mixed.

Central Plains Bancshares (CPBI.US) presents a mixed ethical picture. The company actively supports economic opportunity through its Opportunity Passport program, providing financial literacy and matched savings for vulnerable youth experiencing foster care, homelessness, or trafficking in Nebraska. This initiative reportedly reaches roughly 35% of underserved clients through targeted, low-barrier products. While CPBI itself has no reported regulatory violations, a $75,000 fine was levied against a shareholder, Stilwell Value LLC, for alleged filing violations, which critics might link to broader governance concerns. Information on worker respect, environmental impact, and tech security practices remains largely unavailable, limiting a full assessment.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-20
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-20
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Central Plains Bancshares, Inc. operates as a bank, offering financial products and services such as checking, savings, and various types of loans.

1
The provided articles, which primarily detail financial performance and company structure, do not contain any evidence that the company's core business activities, products, or services have a direct positive or negative impact on health outcomes. There is no information regarding revenue from products with negative health consequences, user harm, health-related pricing, or engagement with vulnerable populations for health needs. The company is not involved in health innovation, health equity programs, healthcare workforce support, preventative health, health data management, health crisis response, mental health initiatives, pharmaceutical patents, food products, health education, addiction mitigation, or clinical trials. Therefore, all relevant KPIs are scored as 'Not Applicable' or 'Neutral' based on the nature of its business and the absence of specific health-related activities.

Fair Money & Economic Opportunity

-20

The 2025 Annual Report (Form 10-K) states that no regulatory violations, fines, or compliance issues were mentioned as of March 31, 2025 and 2024.

1
This indicates compliance but does not provide evidence of proactive fair-lending audits or certifications.

Fair Pay & Worker Respect

0

No relevant data was found in the provided article to assess Central Plains Bancshares, Inc. against the 'Fair Pay & Worker Respect' ethical value.

1
The Glassdoor page for the company did not contain any quantitative data or specific information for the requested metrics.
2

Fair Trade & Ethical Sourcing

0

Central Plains Bancshares, Inc. operates as a financial institution, providing banking products and services.

1
The ethical value 'Fair Trade & Ethical Sourcing' and its associated KPIs are primarily designed for companies that procure or trade physical commodities and have complex supply chains involving material inputs. As a financial institution, CPBI.US does not engage in activities that would typically involve fair-trade certifications, supplier audits for welfare or sourcing, exposure to upstream labor practices in commodity supply chains, traceability of physical goods, remediation of ethical sourcing violations, ethical sourcing clauses in contracts for physical materials, or sourcing of high-risk materials.
2
Therefore, these KPIs are not applicable to the company's business model. No evidence was found in the provided articles regarding supplier diversity spend.
3

Honest & Fair Business

0

The company's 2025 Annual Report (Form 10-K) explicitly states that no financial restatements were noted.

1
This indicates a clean record regarding financial reporting accuracy.

Kind to Animals

0

Central Plains Bancshares, Inc. (CPBI.US) is a financial services company.

1
Its core business operations do not involve products requiring cruelty-free certification, animal testing, animal agriculture, or the sourcing of animal-derived ingredients.
2
Therefore, all relevant KPIs are scored as N/A. No evidence was found regarding the company's specific public policy engagement on animal welfare.
3

No War, No Weapons

0

No data relevant to Central Plains Bancshares, Inc. or the 'No War, No Weapons' ethical value was found in the provided articles.

1
The articles explicitly state that no metrics related to arms sales, peacebuilding, conflict divestment, or other relevant topics are present.
2

Planet-Friendly Business

0

The provided articles, including the 2025 Annual Report Summary and Q4 2024 Financial Summary, primarily focus on financial performance and regulatory compliance. No specific data or information is available regarding the company's environmental performance, such as greenhouse gas emissions, renewable energy use, water consumption, waste diversion, or any climate-related targets or initiatives.

1
One article explicitly states 'No data available' for all relevant planet-friendly business metrics.
2

Respect for Cultures & Communities

0

The provided articles are financial profiles of Central Plains Bancshares Inc. (CPBI.US) and contain no information regarding the company's engagement with indigenous or local communities, cultural impact assessments, community investment, employment practices, grievance mechanisms, or any other metrics related to Respect for Cultures & Communities.

1
Therefore, no KPIs under this value can be scored based on the evidence provided.

Safe & Smart Tech

-20

The company has not, to its knowledge, experienced any material data breaches.

1
Employees receive initial and ongoing security training, including regular simulated phishing assessments.
2
However, the company collects personal information including mobile device settings, unique device identifiers, and location data.
3
While customers can limit some data sharing, they cannot limit sharing for everyday business purposes, and the company continues to share information even after customers are no longer active.
4
Critical vulnerabilities are patched within 7-14 days on average, and external penetration and vulnerability testing is conducted quarterly, with internal testing every 12 to 18 months.
5
The company states compliance with federal law regarding data sharing and is subject to examination by the OCC, FDIC, and Federal Reserve Board.
6
Security testing covers 40-55% of systems with a comprehensive methodology for critical systems. The company collects substantial unnecessary data and retains it even after customers are no longer customers, with limited justification for the scope of collection. The company uses standard encryption practices and offers standard authentication security, including secure contact forms.
7

Zero Waste & Sustainable Products

0

No evidence available to assess Central Plains Bancshares, Inc. on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.