Better Health for All

Community Trust Bancorp, Inc. is a financial holding company whose core business involves banking and financial services, such as accepting deposits and providing loans. These services do not inherently have a direct positive or negative health impact, nor do they typically carry health risks requiring disclosure or transparency. The company's COVID-19 relief program offered loan assistance, including forbearance and deferral options for various loan types, which is a financial service response to a crisis, not a direct health-related action.

The company's charitable foundation made grants in categories like 'Human Services' and 'Emergency Assistance,' but no specific details are provided to link these to health equity programs or other health-related KPIs. There is no evidence to suggest the company's operations or products involve health-related R&D, health data management, or have direct implications for healthcare workforce development, preventative health, or mental health outcomes. Therefore, all health-related KPIs are not applicable to its business model based on the provided evidence.

Fair Pay & Worker Respect

The company's CEO to median employee pay ratio was 31:1 in 2024, with the CEO earning $1,314,119 and the median employee earning $42,274.

Employee satisfaction surveys, offered anonymously and periodically, show an overall employee rating of 3.9 out of 5 stars based on 35 reviews. Additionally, 66% of employees would recommend the company to a friend, and 84% approve of the CEO. The company provides a benefits package that includes major medical insurance, a retirement plan, and an employee stock ownership plan. As of December 31, 2024, the company had 934 full-time equivalent employees, with an average tenure of over 10 years, and 21% of employees having more than 20 years of service. The workforce is 75% female, with 60% of managerial positions held by females.

Honest & Fair Business

Community Trust Bancorp, Inc. has a Code of Business Conduct and Ethics that includes a duty for employees to report suspected violations to the Nominating and Corporate Governance Committee, with provisions for anonymous and confidential reporting, and a prohibition against retaliation.

However, there is no evidence provided regarding independent investigation processes for these reports. The company has had zero financial restatements over the past five years. Approximately 75% of the board members are independent, with one director having a disclosed related-party transaction for legal services totaling $0.6 million in 2024, which was deemed immaterial.

Kind to Animals

Community Trust Bancorp, Inc. (CTBI.US) is a financial holding company providing banking and financial services.

Its core business model does not involve animal-derived products, animal testing, animal husbandry, or direct impact on wildlife habitats. Therefore, KPIs related to cruelty-free certification, alternative testing, humane operations, ethical input substitution, supplier audits for animal welfare, cage-free sourcing, animal testing policies/volume, innovation investment in animal-free technologies, animal agriculture ethics, animal-free R&D collaboration, and public policy engagement on animal welfare are not applicable to its operations. While the Community Trust Foundation (CTF) supports several animal welfare funds, including for shelters and population control, there is no evidence that CTBI itself directly contributes to these funds or that these initiatives provide measurable biodiversity impact or habitat restoration metrics relevant to the 'wildlife_conservation_impact' KPI.

No War, No Weapons

The provided articles, including the company's Code of Business Conduct and Ethics and investor relations information, do not contain any specific, quantifiable data or explicit policies related to arms manufacturing, military contracts, dual-use technologies, sales to embargoed regimes, peacebuilding investments, or any other metrics relevant to the 'No War, No Weapons' ethical value.

The company is described as a financial holding company, and the available documents are general in nature, focusing on ethical conduct, legal compliance, and corporate governance without addressing military or defense-related activities.

Planet-Friendly Business

The company procures 100% renewable energy for its corporate operations.

A climate risk assessment revealed a 15.2% increased risk in agricultural lending due to climate variability, indicating well-developed scenario analysis for core pathways considered in strategic decisions.

Safe & Smart Tech

Community Trust Bancorp, Inc. experienced a data breach between May 29-30, 2023, affecting approximately 99,000 individuals.

The breach was caused by a vulnerability in the MOVEit file-transfer application used by a vendor, leading to unauthorized access to sensitive consumer information. The company was notified by its vendor on August 9, 2023, and sent data breach notification letters to affected individuals on September 8, 2023. The company's privacy policy states that customers can limit sharing of their personal information for marketing purposes and for joint marketing with other financial companies, but they cannot limit sharing for everyday business purposes. The company's privacy policy also indicates compliance with federal laws regarding data sharing and mentions additional protections under specific state laws (CA, VT).