MASHINIi

James River Group Holdings, Ltd..

JRVR.US | Non-life insurance

James River Group Holdings, Ltd. is an insurance holding company that operates in the specialty insurance market. The company focuses on niche markets and provides customized insurance solutions to businesses, non-profits, and individuals. Its segments include Excess and Surplus Lines, Specialty Adm...Show More

Ethical Profile

Mixed.

James River Group Holdings, Ltd. shows a mixed ethical profile. It carries a high ESG Risk Rating of 36.1, ranking 298 out of 302 in its industry, suggesting significant unmanaged ESG risks. Public data is largely absent across many ethical areas, including environmental performance metrics (e.g., emissions), fair trade, and community engagement. While its insurance business is generally neutral in areas like animal welfare, direct impact information is limited. Employee sentiment reports a 3.5/5 Glassdoor rating (61% recommend), and a 23:1 CEO pay ratio has been noted. Cybersecurity efforts include annual training and testing, but quantitative data on investments or AI governance is not publicly available.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-20
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-40
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

James River Group Holdings, Ltd. is a specialty insurance company with a focus on liability and property insurance. The company's core business does not directly involve providing healthcare services, developing medical treatments, or promoting public health initiatives. While they offer Allied Healthcare products, these primarily cover liability risks for healthcare facilities

1
. The company's ESG risk rating is 36.1, ranking it 298 out of 302 in its industry
2
. The materiality analysis indicates that the business model is fundamentally neutral to the 'Better Health for All' value. Insufficient evidence is available to assess a positive or negative impact on this value.
3

Fair Money & Economic Opportunity

0

James River Group Holdings, Inc. is an insurance holding company that provides insurance solutions to businesses, non-profits, and individuals.

1
Its core business does not involve offering lending or deposit services to consumers, nor does it provide debt products. Therefore, KPIs related to consumer credit products, APRs, debt burden, and financial literacy programs are not applicable. The company writes specialized business on a non-admitted basis in all 50 states and the District of Columbia, and on an admitted basis throughout the U.S.
2
No evidence was found regarding regulatory findings or fines for discriminatory or unfair lending practices, nor any information on profit reinvestment in community finance or profit-sharing with underserved communities.
3
The articles do not provide specific, quantifiable data for any of the KPIs within the rubric's scope for this company's business model.

Fair Pay & Worker Respect

20

In the 2023 fiscal year, the CEO to median employee pay ratio was 23:1, with the CEO's compensation at $2,720,691 and the median employee pay at $116,551.

1
Employee reviews on Glassdoor indicate an overall rating of 3.5 out of 5 stars, with 61% of employees recommending the company to a friend and 78% approving of the CEO.
2
No specific regulatory actions, violations, fines, or compliance issues related to labor laws or human rights have been mentioned in the provided information.
3

Fair Trade & Ethical Sourcing

0

No evidence available to assess James River Group Holdings, Ltd. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-20

James River Group Holdings, Ltd. filed one financial restatement in the past year, specifically Amendment No. 1 on Form 10-K on April 26, 2024, which amended its Annual Report for the fiscal year ended December 31, 2023.

1
The company was also a defendant in a securities fraud class action lawsuit with a class period from August 1, 2019, to May 5, 2021, alleging inadequate reserves for Uber policies and incorrect reserve methodology.
2
This lawsuit settled for $30 million in cash for the class, with final approval granted on May 24, 2024.
3
Additionally, a lawsuit filed by Fleming Intermediate Holdings LLC alleging violations of the Securities Exchange Act and common law fraud was dismissed by the U.S. District Court for the Southern District of New York on July 17, 2025, with all federal securities claims dismissed with prejudice.
4

Kind to Animals

0

No specific data relevant to JRVR.US or the 'Kind to Animals' value was found in the provided articles.

1
All articles explicitly stated that they contained no quantitative data, regulatory actions, certifications, or other information pertinent to the requested metrics.
2

No War, No Weapons

0

The company has no military contracting and no exposure to controversial weapons.

1
This indicates that its core business does not involve defense or arms-related activities.

Planet-Friendly Business

0

The provided articles do not contain specific, quantitative data points for any of the Planet-Friendly Business KPIs.

1
Information is limited to general ESG risk scores and controversy levels, without details on environmental performance indicators such as emissions, renewable energy use, water consumption, or waste diversion.
2
No sustainability reports or detailed environmental disclosures were found to assess the company against the rubric's criteria.
3

Respect for Cultures & Communities

0

No evidence available to assess James River Group Holdings, Ltd. on Respect for Cultures & Communities.

Safe & Smart Tech

-40

The company's business strategy, operations, and financial condition have not been materially affected by cybersecurity threats in the last three fiscal years.

1
An Information Security Operations team exists, with a role involving incident response.
2
The company states it uses reasonable efforts to protect personal information but cannot guarantee its security, and will notify users of breaches if legally required.
3
Users are responsible for maintaining password confidentiality and must notify the company of any unauthorized account use or security breach.
4
If an account is created, users are prompted to create a password.
5
The company performs independent cybersecurity testing annually to identify control strengthening opportunities.
6
Annual required online training modules and continuous phishing tests are conducted, along with an annual cybersecurity tabletop exercise.
7
The company complies with legal and regulatory obligations, including the Gramm-Leach-Bliley Act and applicable state and United States law.
8
Users have choices regarding their personal information, including access, portability, deletion, correction, and opting out of promotional emails.
9
However, the company states it does not currently engage in the sale or sharing of personal information, profiling, targeted advertising, or use sensitive personal information for purposes that can be limited under state law.
10
An XBRL tool allows users to search and filter tagged facts by various criteria, including tag names, labels, definitions, and dimensions, which helps in understanding underlying data.
11

Zero Waste & Sustainable Products

0

No evidence available to assess James River Group Holdings, Ltd. on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.