Manhattan Bridge Capital, Inc.
LOAN.US | Other credit granting
Manhattan Bridge Capital, Inc. is a real estate finance company specializing in originating, funding, and managing short-term, first mortgage loans. These loans are primarily secured by real estate in the New York metropolitan area, as well as Florida and the Tri-State area. The company focuses on p...Show More
Better Health for All
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No evidence available to assess Manhattan Bridge Capital, Inc on Better Health for All.
Fair Money & Economic Opportunity
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Manhattan Bridge Capital, Inc. specializes in short-term, first mortgage loans for real estate investors and developers, not consumers.
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As such, several KPIs related to consumer financial services are not applicable. There is no evidence of the company serving underserved or minority clients, nor are there any details on the pricing fairness of its commercial loans compared to market medians.
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The company's revenue is derived from interest income and loan origination fees, with no mention of high-cost products or penalty fees.
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No information is available regarding customer data portability, wealth-building outcomes for its clients, or financial literacy initiatives.
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There is no data on the debt-to-income ratio of its commercial borrowers.
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The company does not operate financial service access points in underserved geographic regions or provide consumer-facing financial products requiring simplified disclosures.
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No regulatory actions, violations, or fines for discriminatory or unfair lending practices were mentioned in the provided articles.
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Fair Pay & Worker Respect
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No evidence available to assess Manhattan Bridge Capital, Inc on Fair Pay & Worker Respect.
Fair Trade & Ethical Sourcing
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Manhattan Bridge Capital, Inc. is a real estate finance company that originates, funds, and manages short-term mortgage loans.
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Its business model does not involve the procurement or trading of physical commodities, nor does it have a traditional supply chain that would expose it to the risks and practices typically covered by the 'Fair Trade & Ethical Sourcing' value. Therefore, all KPIs related to fair-trade certifications, supplier audits, forced/child labor incidents, supply chain traceability, remediation processes for sourcing violations, ethical sourcing clauses in contracts, high-risk materials, and supplier diversity spend are not applicable to the company's operations, as per the rubric's 'N/A' definitions.
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Honest & Fair Business
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The company has a whistleblower policy with multiple reporting channels, including a Compliance Reporting Line (hotline and web portal) provided by EthicsPointTM, and permits anonymous reporting.
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It explicitly states protection from retaliation.
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However, there is no evidence of independent investigation processes or specific metrics for training frequency, uptake, or resolution times. For board independence, a 2013 settlement committed the company to maintain a board with a majority of independent directors and to have all related party transactions considered by independent directors or a committee of at least three independent directors.
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The company has a detailed Anti-Bribery and Anti-Corruption Policy, referencing the U.S. Foreign Corrupt Practices Act (FCPA) and the U.K. Bribery Act 2010, prohibiting improper payments and requiring accurate recordkeeping and advance written approval for facilitating payments.
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However, the policy's training frequency and effectiveness metrics are not specified. Regarding third-party verification, while the Compliance Reporting Line is provided by EthicsPointTM,
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the extent of independent verification for other ethical claims is not specified, indicating less than 10% of ethical claims are independently verified.
Kind to Animals
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No evidence available to assess Manhattan Bridge Capital, Inc on Kind to Animals.
No War, No Weapons
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The provided articles do not contain any specific, concrete data points or information relevant to LOAN.US's association with arms manufacturing, military contracts, conflict facilitation, or peace initiatives.
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Therefore, no KPIs can be scored against the 'No War, No Weapons' value.
Planet-Friendly Business
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Manhattan Bridge Capital, Inc. is a real estate finance company with a very small operational footprint, employing 5 people and renting office space.
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The provided articles, including the 2022 annual report, focus primarily on financial performance and loan activities. There is no publicly reported data on carbon emissions, renewable energy usage, water consumption, waste management, or any other specific environmental performance metrics.
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The company also does not report any carbon reduction targets or participation in environmental initiatives.
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Consequently, there is no evidence to score any of the Planet-Friendly Business KPIs.
Respect for Cultures & Communities
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No evidence available to assess Manhattan Bridge Capital, Inc on Respect for Cultures & Communities.
Safe & Smart Tech
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The company's 2025 10-K filing indicates no specific data breaches or incidents, and past cybersecurity threats have not had a material adverse effect.
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No specific incidents of unauthorized data use are mentioned.
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Additionally, no regulatory actions, violations, fines, or compliance issues are reported.
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Zero Waste & Sustainable Products
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No specific, concrete data points were found in the provided articles for any of the KPIs related to Zero Waste & Sustainable Products for Manhattan Bridge Capital, Inc.
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The company's business model as a real estate finance company means many of the KPIs related to physical products (e.g., product recyclability, packaging sustainability, recycled content, product durability, repairability) are not directly applicable.
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The articles did not provide any information on the company's operational waste management, waste reduction initiatives, or certifications.
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