Better Health for All

MLP SE is a financial services company whose core products and services, such as wealth management, retirement planning, financial planning, insurance, and real estate brokerage, do not have a direct positive or negative impact on health outcomes for its clients.

The company explicitly states it is not active in sectors with well-established serious health harms, such as fossil fuels, chemicals, controversial weapons, or tobacco, indicating no significant negative health impacts from its operations. While MLP SE implements internal health and safety measures for its employees, including flu shots, ergonomic advice, and mental health support, these initiatives do not pertain to the health impact of its principal goods or services for end-users. The company's business model focuses on professionals and high-income earners, not vulnerable populations with health needs. There is no evidence of health-related R&D investment, health-specific risk disclosures, or engagement in health crisis response relevant to its core business.

Fair Money & Economic Opportunity

MLP SE reported one submission in 2024 that was examined and processed, resulting in labor law measures.

The company aims to present complex topics comprehensibly for clients and has a simplification project underway for its products, which currently require a middle school reading level (grade 8-9). MLP also contributes to intergenerational financial education, offering an extensive range of courses at its Corporate University. Since 2024, employees receive an 'education wallet' providing 20 hours of further education time over two years, and a new certification program for 'Certified Sustainability Consultant for Finance' was launched for consultants at the end of 2023.

Fair Pay & Worker Respect

The CEO's direct compensation in 2024 was 35.08 times greater than the median total annual salary of employees in the Group.

In 2024, 78.08% of the MLP Group's employees were represented and monitored by a works council. The unadjusted pay gap between women and men was 3.28% in 2024, indicating a pay equity ratio of 0.9672. The employee turnover rate for the MLP Group was 9.94% in 2024. In the financial year 2024, there was one substantiated submission that resulted in labor law measures, and one indication of discrimination, harassment, or other human rights violations was reported. As of December 31, 2024, 89% of employees were permanent, and 11% were on fixed-term contracts.

Fair Trade & Ethical Sourcing

As a financial services company, MLP SE does not procure or trade physical commodities, making fair-trade certification, supplier audit frequency for sourcing, traceability coverage, materials risk index, and supplier diversity spend N/A for its core business.

The company states that it has not encountered any human rights violations, including forced or child labor, with its business partners and considers the risk of such abuses in its supply chain to be very low. MLP has implemented a risk management process to identify, avoid, or minimize human rights violations and environmental damage, and conducts ongoing reviews and analyses. A complaints procedure is available on its homepage for reporting potential violations, and any determined rule violations are investigated promptly and comprehensively. The MLP Code of Business Conduct and Ethics, which applies to all employees and consultants, defines binding behavioral standards and principles for responsible, sustainable, fair, and professional business conduct, including respect for human rights and non-discrimination.

No War, No Weapons

MLP Group states it is not active in the field of controversial weapons and generates no revenue from arms contracts.

The company's loans are issued only within the EEA and Switzerland, and it does not offer products or services subject to prohibitions in certain markets. The MLP Code of Business Conduct and Ethics codifies ethical red lines, and the company confirms zero exposure to controversial weapons. The Supervisory Board shares responsibility for sustainability activities, and the company does not deal in exports requiring end-user certificates. MLP SE has been a member of the UN Global Compact since July 2023. Human rights due diligence is performed on an ongoing basis, and a risk analysis for human rights and environmental risks was carried out for all existing suppliers in 2024. The Investment Committee thoroughly analyzes and assesses the sustainability aspects of the products offered.

Planet-Friendly Business

In 2024, MLP Group's total Scope 1, 2, and 3 GHG emissions were 785,448 tCO₂e.

The company strives to set science-based GHG reduction targets, which are to be developed in 2025 and adopted by the end of 2025. For 2024, 39% of the MLP Group's total energy consumption came from renewable sources. The proportion of taxonomy-eligible capital expenditures for 2024 was 76%, but the company states it cannot demonstrate taxonomy alignment for any specified KPIs at present. In 2024, the company reported no fines, sanctions, or damages related to environmental incidents or complaints. MLP has a GHG reduction target to reduce total operational emissions by at least 15% by 2030 compared to a 2022 baseline, but no specific net-zero target year is mentioned. The company mentions the TCFD recommendations but lacks specific details on alignment or scenario analysis.

Respect for Cultures & Communities

MLP SE reported no cultural appropriation incidents.

The company's operations do not appear to impact cultural contexts, and there is no evidence of operating near cultural or heritage sites. MLP SE states that orders to suppliers are mainly placed in the regions of its sites within Europe or Germany, which is considered industry standard procurement without a specific local focus. The company collected €10,000 in 2021 for local initiatives, which represents approximately 0.001% of its €933.4 million revenue, falling into the 0% tier for revenue reinvested in local community development. In 2021, MLP SE spent approximately €1.0 million on cultural and sports sponsoring, which is about 0.107% of its revenue, placing it in the 0.5-2% tier for charitable giving to cultural heritage organizations. The company has not reported any specific cultural impact assessment protocols, FPIC processes, community governance inclusion, cultural preservation investments, or indigenous supplier engagement. There is no specific tracking of language inclusivity in products and communications, or a cultural incident response framework. The company provides compulsory web-based training on supervisory topics for all employees and consultants, but no specific cultural sensitivity training is mentioned.

Safe & Smart Tech

No specific, concrete data points relevant to the 'Safe & Smart Tech' ethical value were found in the provided articles for MLP.XETRA.

Therefore, no KPIs could be assessed against the rubric.

Zero Waste & Sustainable Products

MLP's subsidiary, DI Deutschland.Immobilien AG, develops construction projects that undergo sustainability certification by the German Sustainable Building Council (DGNB) from mid-2022 onwards.

This certification encompasses the entire lifecycle of a building and includes resource conservation, use of renewable raw materials, and a systematized, modularized construction method, indicating circular design principles are standard in this product development. The MLP Group reduced paper usage by approximately 16% in 2022. The company has a GHG reduction target, adopted in 2022, to reduce total operational emissions (Scopes 1-3) by at least 15% by 2030 compared to the 2022 base year. MLP Group's suppliers and tenants were involved in preparing accommodation at logistics parks, indicating waste requirements for tier-1 suppliers. MLP Group aims to make its logistics parks friendly for tenants' employees by using pro-environmental solutions and taking care of nature, which includes employing technological solutions to help protect the planet.