Better Health for All

NB Bancorp's core banking products and services have no direct health impact, resulting in a neutral score for health_impact_core, harmful_revenue_share, safety_record, price_accessibility, risk_transparency, health_innovation_investment, health_externalities, preventative_health_measures, healthcare_data_responsibility, global_health_crisis_response, pharma_patent_flexibility, addiction_mitigation, and clinical_trial_ethics. The company's charitable foundation, established in December 2023 with a $19.1 million endowment, focuses on health and human services.

In 2024, the company's annual giving was $1.8 million, which represents approximately 4.27% of its $42.1 million net income, supporting extensive equity programs. For its full-time employees, Needham Bank pays 100% of monthly medical and dental insurance premiums, offers group life insurance (3X salary up to $500,000), and provides short-term and long-term disability benefits. The company supports workforce development programs for low- and moderate-income individuals, and offers financial education workshops for non-profits and schools.

Fair Money & Economic Opportunity

No specific, concrete quantitative data was found in the provided articles to assess NB Bancorp, Inc. against any of the Fair Money & Economic Opportunity KPIs. While financial literacy programs for students and seniors were mentioned,

the articles did not provide the percentage of customers reached or measurable outcomes, which are required by the rubric's quantitative thresholds for scoring.

Fair Trade & Ethical Sourcing

No evidence was found in the provided articles to assess NB Bancorp, Inc. against any of the KPIs for Fair Trade & Ethical Sourcing. The articles discuss the company's code of ethics for senior officers

, carbon footprint (without specific data) , community commitment through charitable giving , and governance documents . None of these sources contain quantitative data or specific details related to fair trade certifications, supplier audits, labour incidents, supply chain traceability, remediation, ethical clauses in supplier contracts, high-risk materials, or supplier diversity spend.

Honest & Fair Business

NB Bancorp has a formal whistleblower policy, approved by the board annually since 2018, with the most recent approval on January 24, 2024.

This policy outlines procedures for handling complaints related to accounting, internal controls, or auditing, including confidential and anonymous submissions, and explicitly states protection against retaliation. It provides multiple reporting channels, including a hotline and an ethics officer. However, there is no evidence of independent investigation processes, training frequency, or program effectiveness metrics. The company also has a Code of Ethics for Senior Officers, adopted on June 28, 2023, which outlines a policy prohibiting conflicts of interest, improper personal benefits, and the use of corporate assets for personal gain. This policy is FCPA-compliant, but there is no information on the frequency of training or metrics for its effectiveness.

Kind to Animals

NB Bancorp, Inc. is a financial institution. The provided articles discuss animal welfare issues and policies related to other banks (primarily Australian and some large US banks) and general industry practices. However, none of the articles contain specific, concrete data points, policies, or actions directly attributable to NB Bancorp, Inc. regarding any of the 'Kind to Animals' KPIs.

Therefore, no KPIs can be scored based on the evidence provided.

No War, No Weapons

The provided articles do not contain specific, concrete data points or policies related to NBBK.US's involvement, or lack thereof, in arms manufacturing, military contracts, dual-use technologies, sales to embargoed regimes, or peacebuilding initiatives.

Information regarding revenue from defense contracts, ethical red lines, or compliance with international treaties like the Arms Trade Treaty is not available. Therefore, no KPIs can be scored against the 'No War, No Weapons' value based on the evidence provided.

Planet-Friendly Business

The provided articles primarily detail Needham Bank's lending activities, specifically its financing of renewable energy projects such as wind and solar farms.

This information pertains to the bank's client relationships and investment portfolio rather than its own operational environmental performance. There is no publicly available data on the company's carbon emissions, specific reduction targets, renewable energy consumption, water usage, waste diversion, or any other direct environmental metrics for its own operations.

Respect for Cultures & Communities

The company's 2023 annual report indicates 0% of revenue was donated to cultural heritage organizations.

Additionally, 0% of non-core revenue was distributed to community development funds. For all other KPIs related to 'Respect for Cultures & Communities', no specific, quantifiable data points were found in the provided articles.

Safe & Smart Tech

NB Bancorp, Inc. has reported no incidents materially affecting the company, indicating no documented data breaches or unauthorized data use.

The company conducts employee training on information security and cybersecurity policies, including simulated phishing assessments. It implements encryption and multi-factor authentication as security measures. Regular penetration testing and vulnerability assessments are conducted. The company states compliance with the Gramm-Leach-Bliley Act, FFIEC Cybersecurity Assessment Tool, and Ransomware Self-Assessment Tool.