Better Health for All

Radian Group's primary business is mortgage insurance and real estate services, which do not have a direct positive or negative impact on health outcomes, nor do they carry health risks requiring disclosure. The company does not offer health-related products or services, engage in health-specific R&D, conduct clinical trials, or manage health data. While Radian has an Affordable Homeownership Initiative

and supports historically underserved communities , the provided articles do not contain specific quantitative data, such as the percentage of vulnerable populations reached or the proportion of revenue allocated to these programs, to score against the rubric's tiers for vulnerable reach or health equity programs. The company's focus on employee well-being and ERGs is internal and does not directly relate to public health outcomes or healthcare workforce support.

Fair Money & Economic Opportunity

Radian issued a $1 million credit line to the Philadelphia Accelerator Fund (PAF), a Community Development Financial Institution (CDFI).

This initiative, along with other partnerships, supported the financing of 163 new housing units, with 129 of these deed-restricted as affordable for households earning at or below 80% of the Area Median Income. Radian also partnered with Nueva Esperanza to secure $1.35 million in financing for affordable housing and provided a $100,000 grant to Rebuilding Together Philadelphia. The company has an Affordable Homeownership Initiative and CONVERGENCE Philadelphia, both aimed at supporting access to affordable homeownership. In 2024, philanthropic efforts totaled $1,242,940, and corporate contributions were $516,000 in 2023, with matching gifts raising $256,668 in 2023.

Fair Pay & Worker Respect

For Fiscal Year 2024, Radian Group's CEO-to-median employee pay ratio was 71:1

, with the CEO receiving $10,103,939 and the median employee earning $141,788 . The company reported an 84% employee satisfaction rating in 2022 . Additionally, no regulatory actions or violations were mentioned in available summaries .

Fair Trade & Ethical Sourcing

Radian Group is a service provider in mortgage and real estate, with its primary business being mortgage insurance. As such, the company does not procure or trade physical commodities, nor does it have a supply chain involving raw materials or manufacturing processes. Consequently, several KPIs related to physical goods, such as fair-trade certifications, material risk, and deep supply chain traceability, are not applicable to its business model and are scored as N/A (0). While Radian maintains a 'Supplier Attestation and Expectations document' outlining vendor conduct

, , the provided articles do not offer quantitative data on the percentage of supplier contracts that include enforceable ethical-sourcing clauses or the percentage of procurement budget directed to diverse suppliers.

Honest & Fair Business

Radian Group faced a significant ESG controversy when the Labor Department found that the company had retaliated against a former employee, Michael Lutz, who had raised concerns about accounting practices. The Labor Department required Radian to pay $20,000 in damages to Mr. Lutz.

This regulatory finding of retaliation highlights a weakness in the company's whistleblower protection policy, particularly as Radian's internal investigation had previously concluded no wrongdoing regarding Mr. Lutz's concerns, contradicting the Labor Department's subsequent ruling.

Kind to Animals

Radian Group Inc. operates in mortgage and real estate services, a business model that does not involve animal testing, animal-derived ingredients, animal agriculture, or direct animal-related operations. Consequently, most KPIs under the "Kind to Animals" value are not applicable to the company's core activities. No evidence was found regarding cruelty-free certifications, alternative testing methods, humane certifications for operations, ethical substitution of animal inputs, animal-related supplier audits, cage-free sourcing, animal testing policies or volume, innovation investment in animal-free technologies, animal agriculture ethics, or animal-free R&D collaboration.

Additionally, there is no specific information on the company's wildlife conservation impact or its engagement in animal welfare policy improvement.

No War, No Weapons

Radian Group Inc., whose core business is mortgage and real estate services, does not have significant involvement in military contracting.

The company also does not have significant involvement in the production or sale of controversial weapons. No specific data is available regarding dual-use technology, sales to embargoed regimes, peacebuilding investments, conflict divestment policies, board oversight of defense activities, export compliance, lobbying related to arms control, humanitarian procurement, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use item screening, surveillance transparency, codified ethical red lines, war-risk audits, annual conflict partner reviews, defense divestment, conflict minerals, peace technology investment, or procurement from conflict-affected areas.

Planet-Friendly Business

Radian has aligned its ESG disclosure and initiatives to the Task Force on Climate-Related Financial Disclosure (TCFD) framework

and has issued a TCFD report . No specific details regarding the completeness of this alignment or the inclusion of climate scenario analysis are provided.

Respect for Cultures & Communities

The provided articles primarily detail Radian Group's internal Diversity, Equity, and Inclusion (DEI) initiatives, focusing on gender equality and LGBTQ+ workplace equality, for which the company has received several recognitions

. While general corporate contributions and philanthropic efforts are mentioned, such as $516,000 in corporate contributions and $1,242,940 in 2024 philanthropic efforts supporting over 200 charities in 2023 , none of the articles provide specific data points or percentages directly related to formal partnerships with indigenous or local community groups, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, community grievance mechanisms, or any other metrics relevant to the 'Respect for Cultures & Communities' value.

Safe & Smart Tech

Radian Group has not been impacted by any cybersecurity incidents believed to materially affect its business strategy, operations, or financial condition during the reporting period up to February 2026.

The company requires annual Code of Conduct training and certification for all employees and contractors, and conducts monthly phishing tests for all employees. Users have comprehensive rights to access, correct, delete, opt-out of data sale/sharing, exercise data portability, and limit/revoke consent, with multiple channels for requests and appeals. Radian aims to comply with all applicable data protection laws, including GDPR, CCPA, and industry-specific requirements, providing specific disclosures for California, New Jersey, and EU/UK residents. The company lists encryption, access controls, vulnerability management, and security testing as key security services, and mentions secure design principles and a defense-in-depth strategy. It regularly conducts external and internal penetration testing. However, no specific privacy or security certifications are mentioned. While Radian states a policy to collect only necessary data, it collects a broad range of personal information, including keystrokes and from various third parties, and is currently developing data classification and retention policies. The company is also seeking a Director of AI Strategy & Data Governance to establish enterprise-wide data governance standards and ensure responsible AI implementation.

Zero Waste & Sustainable Products

No specific, concrete data points are provided in the articles for any of the KPIs related to Zero Waste & Sustainable Products. The company operates in financial services, and the provided reports focus on general ESG initiatives and financial data

, explicitly stating a lack of information on waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education .