Redwood Trust Inc.
RWT.US | Trusts, funds and similar financial entities
Redwood Trust, Inc. operates as a specialty finance company in the United States. The company operates through three segments: Residential Lending, Business Purpose Lending, and Investment Management. The Residential Lending segment acquires residential loans from originators and invests in resident...Show More
Better Health for All
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No evidence was found in the provided articles to assess Redwood Trust Inc. against the 'Better Health for All' ethical value. The company's core business is finance, which does not directly relate to health outcomes, health products, or health services. While an article mentioned an employee benefit for mortgage insurance reimbursement that could indirectly improve employee wellbeing and financial security, this falls under 'worker rights' and is explicitly excluded from the scope of this ethical value, which focuses on accessible medical treatments, preventative healthcare, and reducing health disparities for the general public.
Fair Money & Economic Opportunity
0
No specific, quantifiable data points were found in the provided articles to assess Redwood Trust Inc. against the KPIs for Fair Money & Economic Opportunity. The articles discuss general corporate responsibility
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, an old SEC filing focused on loan repurchase obligations
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, a non-profit partnership
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, and an expansion of alternative loan products
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, but none provide metrics on underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives' loan book share, data accessibility, fair lending compliance findings, wealth building outcomes, profit reinvestment percentages, financial literacy initiatives' reach, debt burden ratios, geographic inclusion, or product simplicity.
Fair Pay & Worker Respect
20
Redwood Trust Inc. reported a CEO to median employee pay ratio of 51:1 in 2024.
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The company has over 650 employees
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and maintains OSHA 300A logs.
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Employee reviews indicate 80% would recommend working at Redwood to a friend
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, and 79% approve of the CEO.
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However, specific quantitative data for living wage coverage, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, labor violation incidents, insecure contract share, and health insurance coverage is not available in the provided articles for assessment.
Fair Trade & Ethical Sourcing
-10
No incidents of forced or child labor were reported.
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Critical vendors undergo annual assessments, indicating proactive risk assessments.
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As a finance company, the organization does not procure or trade physical commodities, making fair-trade certifications and a materials risk index not applicable.
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Similarly, there are no supply chain tiers to map for physical goods provenance.
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Honest & Fair Business
-50
Redwood Trust has a Code of Ethics that prohibits conflicts of interest and requires fair dealing and confidentiality.
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An ethics and compliance hotline is available.
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However, the provided information does not detail the enforcement, specific guidance on issues like facilitation payments or gift thresholds, or the effectiveness of the hotline, including whether independent investigation processes are in place.
Kind to Animals
0
Redwood Trust Inc. operates as a specialty finance company, focusing on residential and business purpose lending and investment management. Its business model does not involve activities such as product manufacturing, animal agriculture, or direct habitat management. The company explicitly states it conducts no animal testing.
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Therefore, the provided articles contain no relevant data for assessing its performance against animal welfare metrics.
No War, No Weapons
0
The provided articles detail Redwood Trust's corporate governance structure, including board composition, committee functions, and ethical standards. However, both articles explicitly state that no quantitative data relevant to the 'No War, No Weapons' ethical value is provided.
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Consequently, there is no specific, concrete evidence to score any of the KPIs for this value.
Planet-Friendly Business
0
Redwood Trust Inc. (RWT.US) does not have publicly available quantitative data for any of the environmental performance metrics requested
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. Articles explicitly state a lack of information regarding carbon emissions, reduction targets, renewable energy use, water consumption, waste diversion, green building certifications, or any environmental compliance violations
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. No data is available on climate-related financial disclosures, supply chain transparency, or biodiversity efforts
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.
Respect for Cultures & Communities
0
No specific, quantitative data points were found across the provided articles to assess Redwood Trust Inc's performance against any of the KPIs for 'Respect for Cultures & Communities'. The articles consist of general statements, social media posts, career information, or investment news, none of which provide metrics on community engagement, cultural sensitivity, or related initiatives.
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Safe & Smart Tech
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Redwood Trust, Inc.'s Privacy Notice, last updated January 1, 2023,
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states that personal information related to loans originated or purchased is covered by the Gramm-Leach-Bliley Act (GLBA),
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indicating compliance with this regulation.
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Zero Waste & Sustainable Products
0
The provided articles do not contain any specific, quantitative data points related to Redwood Trust, Inc.'s performance on zero waste or sustainable products
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,
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. Both articles explicitly state the absence of information regarding waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education
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,
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.