Better Health for All

NatWest Group's core banking products and services do not have a direct, significant positive or negative health impact, and the company does not offer health-related products or services, resulting in a neutral score for several KPIs. The company has implemented mental health initiatives for its employees, including an Employee Assistance Programme, mental health training, and a wellbeing hub website with resources.

Over 11,000 people managers completed a mental health module in 2023, and over 5,000 colleagues completed mental health training modules in 2024. NatWest also collaborates with the Just Ask a Question (JAAQ) online mental health and wellbeing tool for colleagues. For healthcare workforce support, the company provides extensive training programs for various roles, including fire marshals, first aid, and IOSH qualifications. Mandatory online health and safety training is provided for all employees, covering risks like fire safety, DSE, and manual handling.

Fair Money & Economic Opportunity

No data relevant to Fair Money & Economic Opportunity for RYSD.XETRA was found in the provided articles.

All articles indicated that the requested pages were unavailable or contained no relevant information.

Fair Pay & Worker Respect

No specific, quantifiable data points were found across the provided articles that directly correspond to the defined KPIs for Fair Pay & Worker Respect for RYSD.XETRA (NatWest Group plc). While some articles mention general employee benefits like health insurance

or provide qualitative statements about engagement, they lack the precise quantitative metrics required by the rubric, such as percentage coverage or specific scores. Data related to a subsidiary (NatWest Markets PLC) could not be applied to the parent company.

Fair Trade & Ethical Sourcing

NatWest Group plc is a banking and financial services company, and as such, does not procure or trade physical commodities. Therefore, the KPIs related to fair-trade certification and high-risk materials are not applicable.

Regarding ethical clauses, 85% of NatWest Group’s contracted supplier spend is covered by an active EcoVadis scorecard or an assessment in progress, which implies the inclusion of ethical clauses in contracts. No specific, concrete data points were found in the provided articles for other KPIs such as audit frequency, forced or child labour incidents, traceability coverage, remediation speed, or supplier diversity spend.

Honest & Fair Business

NatWest Group has a formal whistleblowing policy, referred to as 'Speak Up', which includes a secure reporting system operated by an independent third party.

A September 2024 colleague opinion survey indicated that 90% of staff feel safe to speak up in their business, and 88% believe concerns will be handled appropriately. Over 300 whistleblower reports were successfully resolved in 2023. The company's anti-corruption policy is based on the Bribery Act 2010, with a stated zero-tolerance for bribery, and includes risk assessments, due diligence, and staff training. In 2023, 98% of staff completed mandatory training on ethical standards and compliance. The board composition as of December 2024 included 8 independent non-executive directors out of 11 total directors, which is approximately 73%. EY provides audit opinions for UBIDAC country-by-country tax breakdowns from 2017-2024 and Sustainability Assurance Statements for 2021-2024.

Kind to Animals

NatWest Group, as a financial services company, does not have direct operations related to cruelty-free certifications, alternative testing usage, humane certified operations, ethical input substitution, or cage-free sourcing, resulting in N/A scores for these KPIs. The company's animal testing policy prohibits testing on great apes, critically endangered species, and for cosmetic/tobacco products unless required by regulators, and encourages alternatives.

However, it still allows for testing under legal mandates. There is no specific data on the volume of animals used in testing or R&D investment in animal-free technologies. The company's policy on animal agriculture references the Five Freedoms but lacks clear criteria for animal housing conditions. NatWest scaled back dietary recommendations in its banking app to eat less meat and dairy due to pressure from the livestock lobby. There is no evidence of participation in multi-stakeholder initiatives for animal-free standards or active engagement in animal welfare policy improvement and advocacy.

No War, No Weapons

NatWest Group has a policy that partially restricts investments in nuclear weapons producers, but it is explicitly stated as not strong enough to prevent all such investments, particularly within NATO countries.

The policy does not cover all NatWest Group activities, such as asset management, and does not exclude entire companies involved in restricted activities. The company prohibits financing of highly controversial weapons, including cluster munitions, anti-personnel landmines, biological, toxin, chemical, and blinding laser weapons. However, NatWest had outstanding loans or underwriting activities totaling £2.3 billion to the nuclear weapons industry in January 2021, and $2.2 billion in 2024. NatWest is a signatory to the UN Principles for Responsible Banking, but a 2024 Global Human Rights Benchmark categorized NatWest as a 'follower'.

Planet-Friendly Business

NatWest Group's total Scope 1, 2, and 3 greenhouse-gas emissions were 15.64 MtCO₂e in 2024, a 13.45% reduction from 18.07 MtCO₂e in 2023.

The company has SBTi-validated science-based targets for Scope 1, 2, and 3 emissions reductions by 2030. All operational energy consumption (100%) was sourced from renewables in 2024. In the same year, 99.9% of waste was diverted from landfill. The Chennai and Gurugram offices are LEED Operation & Maintenance platinum rated, and LEED Gold Certified in Interior Design and Construction, as well as Design & Build LEED certified, but a company-wide percentage of certified buildings is not provided. The stated net-zero target year is 2050. NatWest Group committed to TCFD recommendations in 2017 and publishes disclosures consistent with TCFD since 2022. The company uses internal climate scenario analysis, including NGFS scenarios, to assess climate-related risks and opportunities. The company collaborates with the University of Exeter's RENEW program, and less than 1% of global sites are assessed as high for overall physical biodiversity risk.

Respect for Cultures & Communities

The provided articles detail NatWest Group's general community investment and diversity initiatives, including £10.4 million in direct community investment in 2024 and £4.2 million in colleague charitable giving.

However, no specific, quantitative evidence was found for any of the KPIs related to 'Respect for Cultures & Communities', such as formal partnerships with indigenous groups, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms for community concerns, or cultural preservation investments. Therefore, no KPIs could be scored based on the provided evidence.

Safe & Smart Tech

NatWest Group is certified by IASME in Cyber Essentials Plus.

The company states it embeds privacy by design and default into processing activities, business practices, products, and services from the design stage. Security testing is conducted at least annually by internal and external experts. NatWest Group complies with GDPR, the UK Data Protection Act, and other local privacy legislation. All colleagues and contractors receive annual mandatory privacy and client confidentiality training, with job-specific training provided as needed.

Zero Waste & Sustainable Products

NatWest Group achieved a 99.9% waste diversion rate from landfill in 2024.

The company reported a 60% overall waste reduction since 2019 and a 73% reduction in paper consumption between 2015 and 2024, meeting its 70% reduction target. Multiple waste reduction initiatives were implemented, including waste stream optimization and new waste streams at data centers, contributing to the 60% waste reduction. The company had no waste disposal violations in the reporting period. NatWest Group has company-wide waste reduction targets with timelines, including the 60% waste reduction since 2019.