MASHINIi

Security National Financial Corporation.

SNFCA.US | Life insurance

Security National Financial Corporation is a diversified financial services company. Its primary operations include providing life insurance, annuity products, and mortgage loan services. The company operates through multiple segments, including life insurance, mortgage banking, and cemetery and mor...Show More

Ethical Profile

Mixed.

Security National Financial Corporation (SNFCA) presents a mixed ethical profile, with limited public data across many areas. While its SecurityNational Mortgage Company received a Green Business Award in 2016 and the company was recognized as a "Top Workplace in Utah" for five years ending 2020, reports suggest a high ESG risk rating relative to peers. SNFCA maintains a cybersecurity program aligned with CIS Critical Security Controls and provides employee training, with a privacy policy stating mobile data isn't shared for marketing. However, comprehensive details on fair pay, environmental impact, or community engagement are largely unavailable, leading to insufficient evidence for a full assessment in many critical areas.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Security National Financial Corporation's core business activities, which include life insurance, mortgage loans, and cemetery and mortuary operations, do not inherently have a significant positive or negative impact on health outcomes for the general public.

1
The company's Code of Business Conduct and Ethics, ratified March 19, 2021, emphasizes a safe and healthful work environment for employees and prohibits illegal drugs or alcohol influence at work.
2
However, these are internal workplace safety and conduct policies, not direct health impacts of its products or services on customers or society, nor do they relate to public health initiatives. Similarly, the company's efforts to implement a low water landscape plan and encourage green transportation for employees, as noted on September 12, 2022, are environmental or employee wellness initiatives, not direct contributions to public health or disease prevention.
3
There is no evidence of the company offering health-related products, engaging in health research, or having specific programs addressing health disparities or global health crises.

Fair Money & Economic Opportunity

0

No specific evidence was found in the provided articles regarding Security National Financial Corporation's performance across any of the KPIs for Fair Money & Economic Opportunity. The articles describe a third-party compliance software product, Ncontracts' Nlending, which assists financial institutions with fair lending regulations and data analysis, but do not provide any information about SNFCA.US's adoption of this software or its own practices and outcomes related to fair money and economic opportunity.

1

Fair Pay & Worker Respect

0

No specific, quantitative data points were found across the provided articles to assess the company against the defined KPIs for Fair Pay & Worker Respect. Information regarding living wage coverage, CEO to median employee pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, employee turnover rate, labor violation incidents, insecure contract share, or health insurance coverage was not explicitly provided.

1

Fair Trade & Ethical Sourcing

0

No specific data or quantitative information regarding Security National Financial Corporation's fair trade and ethical sourcing practices, supplier audits, forced or child labor incidents, supply chain traceability, remediation speed, ethical clause coverage in contracts, materials risk index, or supplier diversity spend is available in the provided articles.

1
The articles explicitly state a lack of data for these metrics.

Honest & Fair Business

0

No evidence available to assess Security National Financial Corporation on Honest & Fair Business.

Kind to Animals

0

No evidence available to assess Security National Financial Corporation on Kind to Animals.

No War, No Weapons

0

No evidence available to assess Security National Financial Corporation on No War, No Weapons.

Planet-Friendly Business

0

No specific, quantifiable data was found in the provided articles for any of the Planet-Friendly Business KPIs. While the company's mortgage subsidiary received a Green Business Award for loan innovation in 2016

1
and implemented a landscape plan to save hundreds of thousands of gallons of water annually by removing 12,000 square feet of grass,
2
these facts do not provide the specific metrics required by the rubric. Information regarding total greenhouse gas emissions, science-based targets, renewable energy usage, water use per revenue, green building certifications, waste diversion rates, capital expenditure alignment with EU taxonomy, lifecycle impact analyses, recycled to virgin material ratios, carbon offset quality, climate-positive initiatives, supply chain climate transparency, supplier SBTi targets, biodiversity efforts, deforestation policies, environmental compliance violations, environmental impact assessments, net-zero targets, TCFD alignment, climate scenario analysis, stranded assets transparency, water sourcing from stressed basins, packaging CO2 reduction, climate justice initiatives, just transition programs, or climate adaptation financing was not available.
3

Respect for Cultures & Communities

0

No evidence available to assess Security National Financial Corporation on Respect for Cultures & Communities.

Safe & Smart Tech

0

Security National Financial Corporation reported no material security breaches or related expenses in the last three years (fiscal years 2022-2024).

1
The company maintains a cybersecurity program aligned with the Center for Internet Security (CIS) Critical Security Controls framework.
2
Employees receive security awareness training, including phishing simulations.
3
No incidents of unauthorized data use have been reported.
4
The company's privacy policy states that no mobile information is shared for marketing or promotional purposes with third parties or affiliates, and text messaging opt-in data and consent are not shared with third parties.
5
The company does not mention a bug bounty program.
6
Its insurance subsidiaries are subject to state insurance regulations, and compliance with these regulations is mentioned.
7

Zero Waste & Sustainable Products

0

Security National Financial Corporation's provided articles do not contain specific, quantifiable data points relevant to the 'Zero Waste & Sustainable Products' ethical value. There is no information available regarding waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education.

1
While the company implemented a low-water landscape plan by removing 12,000 square feet of grass to save water, this initiative is related to water conservation and not directly to waste reduction as defined by the value's focus on solid waste, recycling, and product lifecycle.
2

Own Security National Financial Corporation?

Upload your portfolio and see how all your holdings score across 11 ethical dimensions.

Audit My Portfolio

AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.