MASHINIi

Texas Capital Bancshares, Inc..

TCBI.US | Other monetary intermediation

Texas Capital Bancshares, Inc. is a bank holding company. It provides a range of financial products and services to businesses, entrepreneurs, and individuals in Texas and across the United States. The company operates through commercial banking, including lending, deposit accounts, cash management,...Show More

Ethical Profile

Mixed.

Texas Capital Bancshares demonstrates a mixed ethical profile. In 2023, the bank donated $4.1 million to charitable causes and received a $1.98 million grant for an Austin affordable housing project benefiting vulnerable populations. The Texas Capital Foundation awarded $250,000 to nonprofits, supporting mental health through art therapy and other health initiatives. The company maintains a formal whistleblower protection policy and an anti-bribery program, with approximately 75% of ethical claims independently verified. However, there is insufficient evidence to assess performance in areas like fair money, worker respect, ethical sourcing, animal welfare, or sustainable products, with critics pointing to a lack of specific environmental data.

Value Scores

Better Health for All-20
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

-20

The company's core business is banking, which generally has no direct health implications, resulting in a neutral score for health impact core, harmful revenue share, safety record, price accessibility, risk transparency, health externalities, healthcare data responsibility, pharma patent flexibility, nutrition and food safety, addiction mitigation, and clinical trial ethics. The Texas Capital Foundation awarded $250,000 to Texas nonprofits in 2025.

1
Grant focus areas include Health & Wellness, supporting programs like preventive healthcare services, behavioral therapy for children, and nutrition for adults and children.
2
Specifically, $50,000 was allocated for mental health and chronic disease prevention for children.
3
The Art Station, a recipient, is using its grant to hire additional art therapists and expand services.
4
The company also supports organizations providing food, shelter, and other immediate needs for disaster victims.
5
However, the articles do not provide quantitative data on the percentage of revenue or expenditure allocated to these health-related initiatives, nor the scale of impact or reach to vulnerable populations, making it difficult to assess the quality and scale of these programs against the rubric's quantitative thresholds. The available evidence on funding for health-related initiatives is limited to specific grant amounts without context of total revenue or health-related expenditure, which prevents scoring above -80 for mental health initiatives, preventative health measures, health equity programs, healthcare education, and global health crisis response.

Fair Money & Economic Opportunity

0

No evidence available to assess Texas Capital Bancshares, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No evidence available to assess Texas Capital Bancshares, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

Texas Capital Bancshares, Inc. (TCBI.US) is a bank holding company, and as such, several fair trade and ethical sourcing KPIs related to physical commodities are not applicable. The company does not procure or trade physical commodities, nor does it have a supply chain with tiers requiring provenance mapping or high-risk material spend, leading to a score of 0 for fair_trade_cert_share, traceability_coverage, and materials_risk_index.

1
For supplier diversity, the company has joined the Dallas/Fort Worth Minority Supplier Development Council and has supplier diversity tracking and monitoring in place.
2
However, no specific percentage of the procurement budget directed to diverse suppliers is provided, meaning there is no quantitative evidence to score this KPI.
3

Honest & Fair Business

-40

The company has a formal whistleblower protection policy that includes a confidential hotline and website managed by NAVEX Global, with additional reporting channels through HR.

1
An anti-bribery and corruption policy is in place, along with a Code of Conduct and an Outside Service Provider Code of Conduct, and related training requirements are mentioned.
2
However, there is no specific evidence regarding the frequency or effectiveness of this training. Furthermore, while NAVEX Global manages the hotline and reporting system, there is no specific mention of independent verification for other ethical claims or compliance, indicating limited third-party verification.
3

Kind to Animals

0

Texas Capital Bancshares, Inc. is a bank holding company, providing financial products and services. The company's core business model is service-oriented and does not involve animal-derived products, animal testing, animal husbandry, or direct impact on wildlife habitats. Therefore, all KPIs related to animal welfare, such as cruelty-free certification, alternative testing, humane operations, ethical input substitution, cage-free sourcing, animal testing policy/volume, innovation in animal-free technologies, animal agriculture ethics, and animal welfare policy engagement, are not applicable to its operations.

No War, No Weapons

0

No evidence available to assess Texas Capital Bancshares, Inc. on No War, No Weapons.

Planet-Friendly Business

0

The provided articles offer no quantitative data or specific details regarding Texas Capital Bancshares, Inc.'s (TCBI.US) environmental performance across any of the Planet-Friendly Business KPIs. While the company published its first ESG report in April 2023, the content of this report, including any relevant metrics for the 2022 reporting period, is not available in the provided summaries.

1
One article notes that TCBI.US is rated as failing on climate responsibility by bank.green, but this assessment lacks supporting data or specific metrics.
2

Respect for Cultures & Communities

0

The provided articles do not contain specific, quantitative data points for any of the defined KPIs related to Respect for Cultures & Communities. Information regarding formal partnerships, revenue reinvested locally, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, complaint resolution times, FPIC participation, community governance inclusion, cultural preservation investment, local procurement share, indigenous supplier count, cultural site protection, social license operations, charitable giving to cultural heritage organizations, community fund allocation, language inclusivity, cultural incident response, or cultural training completion is either absent or not presented in a measurable format that aligns with the rubric's thresholds.

1

Safe & Smart Tech

0

No evidence available to assess Texas Capital Bancshares, Inc. on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No specific quantitative data or concrete facts were found in the provided articles to assess Texas Capital Bancshares, Inc. against any of the Zero Waste & Sustainable Products KPIs.

1
The articles explicitly state a lack of specific metrics related to waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education.
2
The available information primarily discusses general ESG strategies or is inaccessible/irrelevant.
3

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.