MASHINIi

Top Wealth Group Holding Limited.

TWG.US | Activities of insurance agents and brokers

Top Wealth Group Holding Limited is a holding company primarily engaged in the provision of insurance brokerage services. The company operates mainly in Hong Kong, offering a range of insurance products including life insurance, medical insurance, and general insurance. They act as an intermediary b...Show More

Ethical Profile

Mixed.

Is Top Wealth Group Holding Limited (TWG.US) ethical? As a caviar distributor, TWG.US faces inherent ethical challenges. Its core business of harvesting sturgeon eggs for caviar is fundamentally in conflict with being 'Kind to Animals,' a process critics describe as not cruelty-free. The company's impact on fish populations and sturgeon farming sustainability is highly material, yet specific sourcing practices or animal welfare initiatives are not publicly detailed. Reports suggest a broader lack of transparency, with insufficient information on fair pay, worker respect in its supply chain, ethical sourcing policies, or environmental practices to address issues like overfishing and habitat destruction. Details on regulatory compliance are also largely unavailable.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No information relevant to TWG.US or the 'Better Health for All' value was found in the provided articles.

1
Both articles discuss caviar and explicitly state they do not contain data relevant to the company or the specified ethical value.
2

Fair Money & Economic Opportunity

0

Top Wealth Group Holding Limited (TWG.US) is primarily engaged in insurance brokerage services. The provided articles contain no specific, concrete evidence related to any of the KPIs for Fair Money & Economic Opportunity, which largely focus on lending, deposit services, and customer-centric financial inclusion initiatives. Information regarding company financial metrics, SEC filings, and public offering details does not provide data points for customer-facing financial product fairness, inclusion, or wealth-building outcomes.

1

Fair Pay & Worker Respect

0

No evidence available to assess Top Wealth Group Holding Limited on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

No specific, quantifiable evidence was found in the provided articles for any of the Fair Trade & Ethical Sourcing KPIs. While the company's caviar products are endorsed with CITES permits, indicating compliance with regulations for international trade in endangered species, this information does not provide the quantitative data required by the rubric for metrics such as fair-trade certification share, audit frequency, traceability coverage, or share of spend on high-risk materials.

1
The articles explicitly state that data for these KPIs is not mentioned.

Honest & Fair Business

0

No specific evidence was found in the provided articles to assess Top Wealth Group Holding Limited against any of the KPIs for the 'Honest & Fair Business' ethical value. Information regarding regulatory fines, transparency index scores, whistleblower policy details, financial restatements, audit coverage percentage, ESG controversy scores, complaint resolution times, board conflict-free percentage, anti-corruption policy specifics, or the extent of third-party verification of ethical claims was not available.

1
While a Code of Business Conduct and Ethics is mentioned, no specific details regarding its content or enforcement for whistleblower protection or anti-corruption were provided.
2

Kind to Animals

0

Top Wealth Group Holding Limited (TWG.US) is an insurance brokerage company, a service-oriented business. Its operations do not involve product manufacturing, animal testing, animal agriculture, or the sourcing of animal-derived ingredients. The provided articles contain no specific data points for TWG.US related to animal welfare.

1
, dated 2025, lists numerous companies involved in animal testing or using animal products, but TWG.US is not included in this list.
2

No War, No Weapons

0

The provided articles do not contain any specific, concrete data points or facts related to TWG.US's involvement in arms manufacturing, military contracts, conflict facilitation, or peace initiatives.

1
The information available primarily discusses the company's luxury food business (caviar), regulatory compliance related to stock exchange listing, and board changes.
2
Therefore, no assessment can be made against the 'No War, No Weapons' ethical value based on the given evidence.

Planet-Friendly Business

0

No evidence available to assess Top Wealth Group Holding Limited on Planet-Friendly Business.

Respect for Cultures & Communities

0

No evidence available to assess Top Wealth Group Holding Limited on Respect for Cultures & Communities.

Safe & Smart Tech

0

No evidence available to assess Top Wealth Group Holding Limited on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No evidence available to assess Top Wealth Group Holding Limited on Zero Waste & Sustainable Products.

Own Top Wealth Group Holding Limited?

Upload your portfolio and see how all your holdings score across 11 ethical dimensions.

Audit My Portfolio

AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.