Better Health for All

WSFS Financial Corporation's core business is financial services, which has no significant direct positive or negative health impact, leading to a neutral score for several KPIs. The company's philanthropic arm, WSFS CARES Foundation, provided over $3.3 million in grants and corporate contributions in 2024.

With total company assets of $20.8 billion as of December 31, 2024, this represents approximately 0.016% of assets. The grants include support for organizations addressing mental health, such as a $160,000 grant to Pathways to Success to hire a Licensed Clinical Social Worker for students with PTSD, and a $75,000 grant to Trust for Public Land for community schoolyards, which promotes outdoor activities. Other grants support education and services for low-income and marginalized populations, indirectly contributing to health equity and education. However, the funding for these health-related initiatives is minimal relative to the company's overall financial scale, and the evidence does not provide specific metrics on the reach or impact of these programs on health disparities or preventative health measures.

Fair Money & Economic Opportunity

WSFS Bank offers various inclusion initiatives, including mortgage lending programs for low-to-moderate income (LMI) families, small business loans, and specific products like VA, USDA, FHA, and Neighborhood Opportunity Program mortgages.

In 2024, the bank originated over $102 million in Community Development Loans, over $83 million in Small Business Administration Loans, and over $49 million in Community Development Investments. The Down Payment Grant Program committed $1.5 million in 2025, with cumulative grants of $4 million since its launch. The OCC has not identified any discriminatory or illegal credit practices by the institution. In 2022, the bank's total investments in the Philadelphia CSA represented 9.6% of allocated Tier 1 capital, and 5% in the Delaware (Salisbury MSA). Total charitable grants and contributions in 2024 were $2.7 million. WSFS Bank sponsors the Banzai financial literacy program, which educated 13,000 students and served 161 teachers in 36 schools. Additionally, 1,492 K-12 students were reached during Teach Children to Save Week. The bank closed 12 branches in the Philadelphia CSA (one in a low-income geography) and 2 branches in the Delaware (Salisbury MSA). In the Philadelphia CSA, the percentage of branches in low-income geographies is well below the population percentage. The bank has no branch locations or deposit-taking ATMs in low- or moderate-income census tracts in the New Jersey (Trenton MSA). The small business express loan features a simple application process for loans of $100,000 or less, with approval within two days and funding within three days. WSFS also partners with Greenlight, offering its family finance app to teach money management skills.

Fair Pay & Worker Respect

In 2023, the CEO to median employee pay ratio was 44:1.

No other relevant quantitative data was found for the remaining KPIs.

Honest & Fair Business

WSFS has a comprehensive whistleblower policy applicable to all associates, directors, and advisory board members, which includes a 24/7 independent third-party hotline and a non-retaliation clause.

The company's Wealth Management Fiduciary Audit Committee requires a minimum of three independent directors, who must be free from conflicts of interest and not have participated in financial statement preparation in the past three years. WSFS has an anti-corruption policy that adheres to the Bank Bribery Act, prohibits cash gifts, and sets gift value limitations requiring review by the Ethics Committee for gifts over $500 and Executive Committee approval for gifts over $5,000. The Ethics Hotline is provided by an independent third party.

Kind to Animals

WSFS Financial Corporation is a financial services company, and its core business model does not involve animal-derived products, animal testing, animal agriculture, or direct impact on wildlife habitats. Therefore, all KPIs related to these activities are not applicable, as indicated by the 'N/A' tier in the rubric. The company's operations do not intersect with animal welfare policies in a way that would require specific advocacy or engagement. While WSFS supports animal welfare organizations through grants, such as $25,000 to New Leash on Life USA

and $50,000 to Canine Partners for Life , and its associates volunteer at organizations like the Animal Welfare Association , these activities do not provide measurable data for the specific KPIs related to wildlife conservation impact.

No War, No Weapons

No specific, concrete data points were found in the provided articles to assess WSFS.US against the 'No War, No Weapons' ethical value. The articles primarily cover corporate governance, financial performance, and general ethical policies, such as a Human Rights Policy effective October 29, 2018,

which includes a child labor policy, and a Code of Business Conduct and Ethics approved in October 2022. However, these do not provide evidence for KPIs related to arms contracts, dual-use technology, sales to sanctioned regimes, peacebuilding investments, or other war-related activities.

Planet-Friendly Business

The company's ESG reports for 2022, 2023, and 2024 explicitly state that no specific regulatory actions, violations, fines, or compliance issues were mentioned.

This indicates a consistent record of zero environmental compliance violations during these years.

Respect for Cultures & Communities

The provided articles detail WSFS's extensive community engagement and philanthropic efforts. In 2024, the WSFS CARES Foundation provided $2.7 million in charitable grants and contributions to over 323 community organizations, with associates contributing over 33,000 volunteer hours.

In 2022, grants and contributions exceeded $2.9 million to approximately 580 charitable organizations. The company also reported significant community development investments and loans, including over $102 million in community development loans and $49 million in community development investments in 2024, and approximately $67 million in community development investments in 2022. However, the articles do not provide specific, quantifiable data points for any of the KPIs related to 'Respect for Cultures & Communities' as defined by the rubric, such as formal partnerships with indigenous groups, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, or cultural preservation investments. Therefore, no KPIs can be scored based on the available evidence.

Safe & Smart Tech

The company states in its 2025 10-K filing that it is not aware of any material cybersecurity threats or incidents.

Its privacy policy indicates limited user control over data sharing, specifically for affiliates' everyday business purposes (creditworthiness), affiliates' marketing, and non-affiliates' marketing. The company performs annual penetration testing by third-party auditors. The company also states it adheres to federal law regarding data sharing and complies with the Gramm-Leach Bliley Act (GLBA) and Federal Financial Institutions Examination Council (FFIEC) Guidance.

Zero Waste & Sustainable Products

In 2024, the company recycled over 20,200 pounds of IT items and reduced its physical space by 44,186 square feet.

No waste disposal violations or compliance issues related to waste management have been mentioned in reports covering 2022, 2023, or 2024.