Yiren Digital Ltd..
YRD.US | Other credit granting
Yiren Digital Ltd. is a Chinese fintech platform connecting investors and borrowers. It operates an online marketplace facilitating personal loans. The company primarily focuses on providing access to credit for underserved populations in China through its online platform. It offers loan products an...Show More
Better Health for All
-20
Yiren Digital Ltd. reported 114,520 kg CO2e (Scope 1 and 2) emissions in 2023
1
, with its carbon intensity described as 'Very low'.
2
In 2023, the company provided RMB 12.55 million in loans to 483 environmental protection businesses
3
and rejected 327 applications from customers with environmental violation records.
4
Furthermore, over 90% of electrical equipment in its Beijing offices is energy-saving
5
, and it targets a Power Usage Effectiveness (PUE) of 1.3 for 2024.
6
Fair Money & Economic Opportunity
20
The company is on nearly 30 regulatory "whitelists" for funding partners.
1
It has also completed regulatory filings and deployed operations to be compliant with new consumer loan facilitation regulations that became effective in October 2025.
2
Fair Pay & Worker Respect
0
No specific, quantitative data points were found in the provided article to assess Yiren Digital Ltd. against any of the Fair Pay & Worker Respect KPIs. The article explicitly states "No data" for all relevant metrics, indicating that only employee reviews are available, not measurable performance indicators.
1
Fair Trade & Ethical Sourcing
0
No evidence available to assess Yiren Digital Ltd. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
0
No relevant evidence was found in the provided article to assess the company against the specified KPIs for the 'Honest & Fair Business' value.
Kind to Animals
0
Yiren Digital Ltd. operates as a fintech platform, providing financial services such as personal loans and wealth management.
1
Its business model does not involve animal-derived products, animal testing, animal agriculture, or direct impact on wildlife habitats.
2
Therefore, all KPIs related to animal welfare, including cruelty-free certification, alternative testing methods, humane certifications for operations, ethical input substitution, supplier audits for welfare, cage-free sourcing, animal testing policies or volume, innovation in animal-free technologies, animal agriculture ethics, and engagement in animal welfare policy, are not applicable to its operations.
3
No War, No Weapons
-20
The company conducts ESG evaluations for 100% of its suppliers.
1
On-site audits are performed for more than 10 key suppliers.
2
, with strategic cooperation suppliers specifically inspected to ensure no forced labor or child labor.
3
Business dealings with blacklisted suppliers are immediately suspended.
4
, and all suppliers are required to sign an Integrity Agreement to ensure compliance with laws, regulations, and company policies.
5
Planet-Friendly Business
-20
The company has no recorded regulatory actions, violations, fines, or compliance issues.
1
Respect for Cultures & Communities
0
The provided articles do not contain specific, concrete data points for any of the KPIs related to 'Respect for Cultures & Communities'. Both Article 0 and Article 1 explicitly state that information regarding formal partnerships with indigenous or local community groups, revenue reinvestment in local community development, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, FPIC participation, community governance inclusion, cultural preservation investment, local procurement, indigenous suppliers, cultural site protection, social license to operate, charitable giving to cultural heritage organizations, community fund allocation, language inclusivity, cultural incident response, or cultural training completion is not available or not mentioned.
1
,
2
Safe & Smart Tech
0
Yiren Digital demonstrates strong preventative measures against unauthorized data use, with its AI-driven fraud detection system blocking over 30,000 high-risk identity documents daily
1
and preventing over RMB 180 million in fraud losses annually.
2
The company maintains good regulatory compliance, evidenced by timely SEC filings, including a 2024 ESG Report,
3
and the regulatory approval of its Zhiyu LLM in April 2025.
4
Its AI ethics considerations are at an industry-standard level, as indicated by the official approval and completed regulatory filings for its Zhiyu LLM.
5
Zero Waste & Sustainable Products
0
No evidence was found in the provided articles regarding Yiren Digital Ltd. (YRD.US) or its performance related to Zero Waste & Sustainable Products. All articles discuss Tesla and unrelated topics such as labor relations, workplace safety, CEO compensation, and workforce reductions.