ZURICH INSUR.GR.
ZFIN.XETRA | Life insurance
Zurich Insurance Group AG is a global insurance company. It provides a wide range of property-casualty and life insurance products and services to individuals, small businesses, and mid-sized and large corporations, as well as multinational companies. Its offerings include motor, home, and travel in...Show More
Better Health for All
10
The company's core insurance products provide modest health benefits by offering financial security, which can reduce stress and contribute to mental well-being. Specifically, its parametric insurance for Indonesian coffee farmers has led to improved livelihoods and reduced stress related to crop failure.
1
These operations also generate positive health externalities, with documented improvements in community well-being through reduced stress for farmers.
2
Fair Money & Economic Opportunity
0
The provided articles do not contain specific, quantifiable data points relevant to any of the KPIs for Fair Money & Economic Opportunity. Information primarily focuses on the Z Zurich Foundation's broader community and social impact initiatives, such as mental wellbeing programs and climate resilience projects, or Zurich's responsible investment strategy for its managed assets. There is no evidence regarding underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives as a share of the loan/insurance book, data accessibility, fair lending compliance, wealth building outcomes for customers, profit reinvestment percentages, financial literacy initiatives, customer debt burden ratios, geographic inclusion of financial service points, or product simplicity metrics.
Fair Pay & Worker Respect
10
Zurich Insurance received an overall employee rating of 4.2 out of 5 stars (84%) on Glassdoor.
1
Additionally, 84% of employees would recommend working at the company to a friend, and 95% approved of the CEO.
2
Multiple articles confirm that the company has no reported regulatory actions, violations, fines, or compliance issues.
Fair Trade & Ethical Sourcing
0
Zurich UK identified zero suspected or confirmed instances of modern slavery within its business or supply chain in 2024.
1
The company also reported no reasonable suspicion of child labor in its supply chain in 2024, following annual human rights risk assessments.
2
Zurich employs a risk-based approach to onboarding and managing third parties, including suppliers, and has a Supplier Code of Conduct implemented in June 2021 to set expectations for ethical sourcing.
3
Honest & Fair Business
10
Zurich Insurance Group has a formal whistleblower protection policy, the Zurich Ethics Line, which is available in 25 languages.
1
This policy outlines procedures for reporting concerns, provides protections for whistleblowers, including anonymity, and commits to objectively and fairly investigating concerns and protecting against retaliation.
2
The company also maintains a Group Anti-Bribery and Anti-Corruption Framework and a Group Policy Anti-Bribery and Anti-Corruption.
3
Assurance activities have confirmed that the controls within this framework are well-designed and effective.
4
Kind to Animals
0
As an insurance company, Zurich Insurance Group's core business model is service-oriented, meaning many animal welfare-related KPIs are not applicable. The company has no animal-derived products, animal testing operations, animal husbandry, or direct sourcing of animal products like eggs, meat, or dairy. Consequently, KPIs such as cruelty-free certification, alternative testing usage, humane certified operations, ethical input substitution, cage-free sourcing, animal testing policy and volume, innovation investment in animal-free technologies, animal agriculture ethics, and animal-free R&D collaboration are not relevant to its operations. While Zurich supports nature conservation, including a partnership to restore 700 hectares of Brazil's Atlantic Forest, the provided evidence does not offer specific measurable biodiversity impacts or a percentage of revenue dedicated to these initiatives to meet the rubric's quantitative thresholds for wildlife conservation impact.
1
Similarly, general supplier audits for responsible business conduct (73% of Managed Procurement Spend in 2024) do not specifically address animal welfare compliance, and there is no evidence of active engagement in animal welfare policy improvement.
2
No War, No Weapons
-60
Zurich Insurance Group's investments in controversial weapons increased by 31% from May to August 2025, reaching $268,769,611.
1
The company has codified ethical red lines, stating it will not enter into new business relationships with companies that produce, stockpile, distribute, market, or sell banned cluster munitions or anti-personnel landmines.
2
Zurich also has a policy to stop business dealings in a phased way if an existing customer or investee company involved in such activities has not committed to stopping them after one year.
3
An annual human rights risk assessment is conducted.
4
As of the end of 2024, 72.9% of managed procurement spend is with suppliers that meet or exceed the key expectations of the Supplier Code of Conduct.
5
Zurich signed the United Nations Global Compact in 2011 and is committed to aligning its strategy, culture, and day-to-day operations with its principles, including human rights.
6
Planet-Friendly Business
-20
Total Scope 1, 2, and 3 emissions were 56,406 tCO₂e in 2024, representing a 69% reduction from its 2019 baseline.
1
The company achieved 100% renewable power across all its operations in 2022, including its data centers in 2024.
2
35% of its real estate assets under management are green-certified, including LEED Platinum for its Swiss and North American headquarters.
3
The company is committed to SBTi validation for its investment and operational targets, with validation pending.
4
It has a net-zero operational emissions target for 2030, supported by interim targets of a 60% reduction from a 2019 baseline by 2025 and 70% by 2029.
5
The company engaged suppliers representing 60% of its managed procurement spend in its CDP Supply Chain program.
6
It has adopted TCFD recommendations, including climate scenario analysis using NGFS scenarios.
7
Semi-quantitative results for climate-related stranded asset risks are disclosed as part of TCFD disclosure.
8
The Zurich Flood Resilience Alliance (ZFRA) is an established climate justice initiative reaching 300 communities in 23 countries.
9
Respect for Cultures & Communities
0
No specific, quantitative data was found in the provided articles for any of the Key Performance Indicators related to 'Respect for Cultures & Communities'.
1
The articles explicitly state that information regarding formal partnerships with indigenous or local community groups, revenue reinvested in local community development, cultural appropriation incidents, cultural impact assessments, local employment ratios, grievance mechanisms, FPIC participation rates, community governance inclusion, cultural preservation investment, local procurement, indigenous supplier count, cultural site protection, social license to operate, charitable giving to cultural heritage organizations, community fund allocation, language inclusivity, or cultural sensitivity training completion is not mentioned or available.
2
Safe & Smart Tech
-20
Zurich Insurance Group experienced a significant data breach at its Japan subsidiary in January 2023, compromising 2.6 million customer records.
1
This incident involved hackers exploiting loopholes in corporate processes and identity theft, with data surfacing on a hacker forum.
2
The company has a risk management framework for AI, which includes principles of safety, transparency, accountability, and reliability.
3
It aims to minimize algorithmic bias through data selection, vetting, and algorithm stress testing, and employs human oversight for AI use to identify and mitigate risks.
4
Zurich also utilizes algorithm stress testing to ensure robustness and avoid distorted decision-making.
5
Zero Waste & Sustainable Products
0
The provided articles do not contain specific, concrete data points for any of the KPIs under the 'Zero Waste & Sustainable Products' ethical value. There is no explicit information regarding waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability scores, waste audit frequency, zero waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education. The articles primarily focus on carbon emissions, net-zero targets, and general sustainable procurement practices, which are not directly relevant to waste management or sustainable products for this assessment.