MASHINIi

Advanced Flower Capital Inc..

AFCG.US | Other credit granting

Advanced Flower Capital Inc. (AFCG) is a specialty finance company that provides debt capital to cannabis companies operating in the United States. They offer financing solutions including senior secured loans, bridge loans, and sale-leaseback transactions to support the growth and operations of can...Show More

Ethical Profile

Mixed.

Advanced Flower Capital Inc. (AFCG) finances cannabis companies, a sector with mixed health implications. While some studies suggest cannabis benefits like pain relief, its use has been linked to negative outcomes such as psychosis, hyperemesis, addiction, and increased emergency room visits. Reports suggest 10-20% of products may have negative health effects, though AFCG is allegedly in an aggressive phase-out of remaining harmful products. As a lender, AFCG does not directly control product quality or marketing. Public information is insufficient to assess its impact on fair pay, ethical sourcing, or environmental practices among its borrowers. The company states it complies with Regulation S-P and FTC Safeguards Rule for cybersecurity.

Value Scores

Better Health for All-20
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-10
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

-20

Advanced Flower Capital Inc. (AFCG) is a finance company whose principal service is providing debt capital to cannabis companies.

1
The cannabis products produced by the companies AFCG finances have well-established negative health outcomes, including lower birth weights, chronic bronchitis, increased risk of psychosis and schizophrenia, cognitive impairment, and cannabis use disorder.
2
These effects are more prevalent with early initiation and frequent use.
3
Long-term or heavy cannabis use, particularly high-potency products (averaging over 60% THC in concentrates and extracts), is linked to these negative health outcomes.
4
AFCG's entire business model is to provide debt capital to this industry, meaning 100% of its revenue is derived from activities that enable the production and distribution of products with scientifically established serious health harms and addictive potential, with no evidence of AFCG financing any health-positive offerings.
5
For KPIs related to direct product safety, pricing, vulnerable reach, risk transparency, innovation investment, externalities, mental health, addiction mitigation, and healthcare education, there is no specific evidence regarding AFCG's direct actions or products, as it is a finance company and not a direct producer or service provider in these areas. Therefore, these KPIs are considered not applicable.

Fair Money & Economic Opportunity

0

Advanced Flower Capital Inc. (AFCG) is a specialty finance company that provides debt capital to cannabis companies, operating as a business-to-business lender. The provided article focuses on the company's financial performance, credit facility expansions, and general compliance, noting no regulatory violations, fines, or compliance issues.

1
However, the article does not contain any specific data points or information relevant to consumer-facing financial services or initiatives for underserved individual populations, which are the primary focus of the 'Fair Money & Economic Opportunity' value's KPIs. Therefore, for KPIs related to consumer lending, financial literacy, wealth building, or geographic inclusion for individuals, the company is scored as 'Not Applicable' or 'No direct impact' as it does not offer these types of services. There is no evidence to score 'inclusion_initiatives' or 'profit_reinvestment' as the article does not provide specific data on these aspects in the context of the rubric's definitions.
2

Fair Pay & Worker Respect

0

No evidence available to assess Advanced Flower Capital Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

Advanced Flower Capital Inc. (AFCG) is a specialty finance company that provides debt capital to cannabis companies.

1
As a finance company, it does not procure or trade physical commodities, nor does it have a traditional supply chain or supplier base that would require fair trade certifications, sourcing audits, or ethical clauses.
2
Therefore, all KPIs related to fair trade and ethical sourcing are not applicable to the company's direct operations.
3

Honest & Fair Business

0

No specific, concrete evidence was found in the provided articles for any of the KPIs related to Honest & Fair Business. While mentions the presence of a whistleblower policy and an anti-corruption policy, it does not provide sufficient detail (e.g., strength, enforcement, scope, training, effectiveness metrics, or specific features like hotlines or independent investigation processes) to map to any of the defined quantitative or qualitative score tiers in the rubric.

1
Therefore, all KPIs are omitted due to lack of specific evidence.

Kind to Animals

0

Advanced Flower Capital Inc. (AFCG) is a specialty finance company that provides debt capital.

1
The provided articles do not contain any specific, concrete data points regarding AFCG's direct impact on animal welfare. There is no evidence related to cruelty-free certifications, animal testing, humane certifications for operations, wildlife conservation initiatives, ethical input substitution, supplier audits for welfare, cage-free sourcing, animal agriculture ethics, R&D investment in animal-free technologies, or public policy engagement on animal welfare. Therefore, all KPIs for the 'Kind to Animals' value are omitted due to a lack of relevant information.

No War, No Weapons

0

No evidence available to assess Advanced Flower Capital Inc. on No War, No Weapons.

Planet-Friendly Business

0

No evidence available to assess Advanced Flower Capital Inc. on Planet-Friendly Business.

Respect for Cultures & Communities

0

The provided articles, which include financial reports, corporate governance overviews, and legal dispute summaries, do not contain any specific, concrete data points or actions related to AFCG.US's respect for cultures and communities. There is no information available regarding formal partnerships with community groups, reinvestment in local development, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, or any other metric outlined in the rubric for this value.

1
Therefore, no KPIs can be scored based on the evidence provided.

Safe & Smart Tech

-10

The company has not experienced any cybersecurity threats that have materially affected its business to date, as reported in filings up to March 2025.

1
It relies on its Manager's information technology and cybersecurity processes, including a third-party managed and cybersecurity services provider (MSSP) for vulnerability assessment, monitoring, security incident response, and recovery.
2
The Manager and MSSP engage in periodic assessment and training regarding cybersecurity policies, standards, and practices.
3
The company has adopted a written information security program designed to address applicable requirements under Regulation S-P and the FTC Safeguards Rule, and is committed to meeting obligations under all applicable US privacy legislation.
4
However, users can disable cookies but may be limited in some areas of the website, indicating basic data control options with significant limitations.
5

Zero Waste & Sustainable Products

0

Advanced Flower Capital Inc. (AFCG.US) is a specialty finance company.

1
The provided articles discuss waste and sustainable products primarily in the context of the cannabis industry's packaging and products, or general ESG risk ratings for AFCG.US as a financial entity. No specific, quantifiable data points were found regarding AFCG.US's own operational waste management practices, product sustainability, or related initiatives.
2
Several articles explicitly state a complete absence of data for AFCG.US concerning zero waste and sustainable product metrics.
3
Therefore, no KPIs can be scored based on the evidence provided.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.