MASHINIi

First Capital, Inc..

FCAP.US | Other credit granting

First Capital, Inc. is a specialty finance company that provides customized financing solutions to the middle market. The company offers asset-based loans, factoring, and other financing products to businesses across various industries. These solutions are designed to support working capital needs, ...Show More

Ethical Profile

Mixed.

First Capital, Inc. presents a mixed ethical profile. While Glassdoor reviews suggest a generally positive employee experience, with a 4.4 out of 5-star rating and 90% recommending the company, reports also highlight concerns about "low pay for the amount of work" and "low salaries compared to industry peers." Employees reportedly rate work-life balance at 4.0/5 and culture at 3.5/5. Regarding environmental impact, the company has not yet taken steps to set net-zero targets for its lending portfolios. For most other ethical areas, including fair money, honest business, and community respect, insufficient specific data is available for a comprehensive assessment.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

First Capital, Inc. is a specialty finance company offering asset-based loans, factoring, and other financing products.

1
Its core business activities, including medical equipment financing, are financial services that do not have a direct positive or negative impact on health outcomes, making them health-neutral.
2
There is no evidence of revenue from products with negative health outcomes, nor are there direct safety implications for users of its financial products. The company's business model does not involve health-related products or services that would require considerations for price accessibility, vulnerable population reach, risk transparency, health innovation investment, health externalities, health equity programs, healthcare workforce support, preventative health measures, healthcare data responsibility, global health crisis response, mental health initiatives, pharma patent flexibility, nutrition and food safety, healthcare education, addiction mitigation, or clinical trial ethics.

Fair Money & Economic Opportunity

0

No evidence available to assess First Capital, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No specific regulatory actions, violations, fines, or compliance issues are mentioned in the provided articles, indicating no public record of labor-law breaches.

1

Fair Trade & Ethical Sourcing

0

No evidence available to assess First Capital, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No data relevant to the 'Honest & Fair Business' ethical value, including regulatory fines, transparency, whistleblower policies, financial restatements, audit coverage, ESG controversies, complaint resolution, board conflicts, anti-corruption policies, or third-party verification, was found in the provided articles.

Kind to Animals

0

No evidence available to assess First Capital, Inc. on Kind to Animals.

No War, No Weapons

0

No evidence available to assess First Capital, Inc. on No War, No Weapons.

Planet-Friendly Business

0

The provided articles explicitly state that they contain no quantitative data, regulatory actions, certifications, awards, comparisons, or contradictions relevant to FCAP.US or any Planet-Friendly Business metrics.

1
Therefore, no KPIs can be scored based on the evidence provided.

Respect for Cultures & Communities

0

The provided articles do not contain any specific, concrete data points or information relevant to FCAP.US's performance against the 'Respect for Cultures & Communities' ethical value. explicitly states that its data pertains to First Capital Real Estate (FCR) and not FCAP.US.

1
The other articles also confirm a lack of relevant data for FCAP.US or the specified metrics.

Safe & Smart Tech

0

The provided articles offer insufficient specific, quantifiable evidence to assess First Capital, Inc. (FCAP.US) against the 'Safe & Smart Tech' value. While a privacy policy for FCAP.US mentions general data security measures, including physical, electronic, and procedural safeguards compliant with federal standards, and employee training, it lacks specific details on the scope, frequency, or effectiveness of these measures.

1
There is no information regarding data breach severity, cybersecurity investment, privacy certifications, encryption implementation, or vulnerability management.
2
Furthermore, there is no mention of AI use, ethics, or related audit practices, nor any specific details on user data control mechanisms or digital rights advocacy.
3
A 10-K filing summary also notes a lack of specific quantitative data across all relevant cybersecurity metrics.
4

Zero Waste & Sustainable Products

0

No evidence available to assess First Capital, Inc. on Zero Waste & Sustainable Products.

Own First Capital, Inc.?

Upload your portfolio and see how all your holdings score across 11 ethical dimensions.

Audit My Portfolio

AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.