MASHINIi

Senmiao Technology Limited.

AIHS.US | Other credit granting

Senmiao Technology Limited, formerly known as China Online Lending Group Limited, is a financing and service company operating in China. It primarily focuses on connecting lenders with borrowers through its online platform. The company facilitates loan transactions, primarily for the purchase of aut...Show More

Ethical Profile

Mixed.

Senmiao Technology Limited receives a mixed ethical rating. The company reportedly incurred approximately $19,000 in fines in 2023 for alleged non-compliance with taxi driver certificates. Additionally, a 10-Q filing notes material weaknesses in internal controls. While Senmiao is involved with new energy vehicles, potentially contributing to better air quality, there is insufficient public data to comprehensively assess its impact on worker respect, environmental practices, or data security across many key areas.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect-20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

The provided articles describe Senmiao Technology Limited's business as facilitating loan transactions for automobile purchases and, more recently, a strategic partnership to develop an AI-backed data management system for online ride-hailing platforms.

1
None of the articles provide specific, concrete data points or actions related to health impact, harmful revenue, safety records, price accessibility, vulnerable reach, risk transparency, health innovation investment, health externalities, health equity programs, healthcare workforce support, preventative health measures, healthcare data responsibility, global health crisis response, mental health initiatives, pharma patent flexibility, nutrition and food safety, healthcare education, addiction mitigation, or clinical trial ethics for Senmiao Technology Limited. Therefore, no KPIs can be scored based on the evidence provided.

Fair Money & Economic Opportunity

0

The provided articles focus on strategic partnerships, acquisitions, and hedge fund activity related to Senmiao Technology Limited. They do not contain specific quantitative or qualitative data regarding the company's lending practices, customer demographics, pricing structures, fee transparency, financial inclusion initiatives, regulatory compliance concerning fair lending, customer wealth-building outcomes, profit reinvestment in communities, financial literacy programs, customer debt burden ratios, geographic inclusion efforts, or product simplicity. Therefore, there is no evidence to score any of the KPIs for Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

-20

The company incurred fines of approximately $19,000 in 2023 for non-compliance with taxi driver's certificates.

1
No other specific, concrete data points were found across the provided articles to assess the company against the remaining defined KPIs for Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

Senmiao Technology Limited operates as a financing and service company, primarily facilitating loan transactions for automobile purchases and online ride-hailing.

1
This business model does not involve the procurement or trading of physical commodities or a traditional supply chain of materials. Consequently, all KPIs related to fair trade and ethical sourcing, such as fair trade certifications, supply chain audits, forced/child labor incidents, traceability, remediation processes, ethical sourcing clauses, high-risk materials, and supplier diversity spend, are not applicable to the company's operations.
2
The provided article explicitly confirms the absence of data for all these KPIs.
3

Honest & Fair Business

-40

The company utilizes third-party security assessments for service providers, which include data encryption, privacy policy checks, and access control procedures.

1
This verification is limited to security aspects for service providers and does not provide evidence of broader independent verification of ethical claims or compliance, indicating less than 10% of ethical claims are independently verified.

Kind to Animals

0

Senmiao Technology Limited is a financing and service company focused on the online ride-hailing industry.

1
Its business model does not involve animal products, animal testing, animal agriculture, or direct impact on wildlife habitats.
2
The company is listed as having "No Animal Exploitation."
3
Therefore, all KPIs related to animal welfare are not applicable to its operations.

No War, No Weapons

0

No evidence available to assess Senmiao Technology Limited on No War, No Weapons.

Planet-Friendly Business

0

No specific, concrete data points or facts related to any of the 'Planet-Friendly Business' KPIs for Senmiao Technology Limited (AIHS.US) were found in the provided articles.

1
The articles focus on business partnerships and agreements, explicitly stating that no ESG or sustainability data was present.
2

Respect for Cultures & Communities

0

No specific data points or information relevant to AIHS.US's respect for cultures and communities were provided in the article.

1
The article mentions one formal partnership with Changsha Yipeng, but clarifies it is a strategic partnership for AI-driven data management, not with an indigenous or local community group.
2
Therefore, no KPIs could be scored based on the evidence.

Safe & Smart Tech

0

No evidence available to assess Senmiao Technology Limited on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No information is available regarding Senmiao Technology Limited's waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education. The provided articles focus on the company's electric vehicle leasing agreements and do not contain any data relevant to the Zero Waste & Sustainable Products value.

1

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.