Better Health for All

FinVolution Group's core business as an online lending platform has a neutral direct health impact. However, the company demonstrates significant reach to vulnerable populations, facilitating loans to 17.9 million borrowers from 96% of cities and counties in China, including poverty counties, and supporting over 15,000 people from vulnerable groups through programs like BRAVOSHOPS.

The company provides comprehensive mental health support for its employees and their immediate relatives through an Employee Assistance Program (EAP), offering counseling, a 24-hour hotline, and trainings. During the COVID-19 pandemic, FinVolution supported the healthcare workforce by donating medical supplies to hospitals and frontline personnel in multiple countries. The company also funded the construction of five village clinics and supported healthcare facilities in rural areas; however, the reported funding for these health equity programs is less than 0.5% of its operating revenue. Most other health-related KPIs are not applicable as the company does not offer health-related products or services, or there is no specific quantitative data available to score them.

Fair Money & Economic Opportunity

FinVolution Group's subsidiary, JuanHand, offers interest rates of less than 0.49% per day, annualizing to approximately 178.85% APR.

Similarly, Indonesia's daily rates range from 0.3% to 0.4%, annualizing to 109.5% to 146% APR. Small business loans represented 30% of China's transaction volume in Q1 2025. However, small and micro business users accounted for approximately 2.36% of the 34.9 million cumulative borrowers in Q1 2025. The company invested RMB 2.1 million in community service in 2024, which is approximately 0.071% of its estimated annual profit. For financial literacy, 360,000 users received in-depth customer care services related to consumer education, representing approximately 0.166% of its 216.2 million cumulative registered users as of March 31, 2025. The company has obtained financial licenses in Indonesia, the Philippines, and Pakistan, adheres to local regulations, and internal and external audits in 2024 revealed no significant irregularities or material deficiencies.

Fair Pay & Worker Respect

FinVolution Group provides full social insurance coverage for 100% of its employees

, enhancing benefits for overseas staff with high-end medical coverage in 2023 . The company reports 100% of employees in subsidiaries with established trade unions are members, and collective contracts are formalized . Its calculated Total Recordable Incident Rate (TRIR) is approximately 0.184 per 200,000 hours. The gender pay gap for average salary is 3.6%, meaning women earn 96.4% of men's average salary . The employee engagement index reached 77.2 in 2023 . For the 2023 reporting period, FinVolution received no penalties from relevant authorities for labor management violations and reported no incidents of child labor or forced labor .

Fair Trade & Ethical Sourcing

FinVolution Group directed 93.2% of its 2024 procurement spending to local suppliers.

All procurement agreements include anti-commercial bribery provisions, and the company includes social responsibility clauses in contracts, addressing ESG issues such as unfair competition and human rights. The company conducts annual reviews of suppliers with occasional on-site inspections, and 60 key suppliers had annual ESG performance reviews completed in 2024. No forced labor or child labor incidents were reported in 2024, 2023, or 2019, with the company strictly prohibiting such practices and incorporating their prohibition as a key performance indicator for supplier ratings. As a financial services company, fair trade certification share and materials risk index are not applicable to its operations.

Honest & Fair Business

FinVolution Group reported zero ethics-related regulatory fines and violations in 2024 and prior years, including no corruption lawsuits, tax violations, or material deficiencies identified by audits.

The company has a comprehensive anti-corruption policy, communicated to 100% of its Board members, employees, suppliers, and business partners, with anti-commercial bribery provisions in all supplier agreements and regular supplier audits. A formal whistleblower policy, adopted in August 2022, allows anonymous complaints from internal and external parties via multiple channels, prohibits retaliation, and ensures preliminary inquiries within three working days. FinVolution Group received an ESG Risk Rating of 18.7/100 from Morningstar Sustainalytics, ranking it among the top 15% of its global diversified financials industry peer group, indicating a low controversy risk. The company's S&P Global Corporate Sustainability Assessment score of 57/100 indicates an above-average degree of transparency in reporting material ESG data publicly.

Kind to Animals

FinVolution Group operates as an online marketplace lending platform, a financial services business.

The company's core operations do not involve animal products, animal testing, animal agriculture, or direct interaction with wildlife habitats. Therefore, all Key Performance Indicators under the 'Kind to Animals' value are not applicable to its business model, and no relevant data was found in the provided articles to assess these KPIs.

No War, No Weapons

FinVolution Group, an online lending platform, has no direct involvement in arms manufacturing, military contracts, or conflict facilitation. Its core business of providing unsecured consumer loans and utilizing technology for lending processes means that KPIs related to defense revenue, dual-use technology, sales to embargoed regimes, and weapons exposure are not applicable. The company prohibits political contributions, indicating no lobbying related to arms control.

It is a member of the United Nations Global Compact and has remained steadfast in its commitment to its Ten Principles. Its ESG reports, available from 2018 to 2024, are prepared in compliance with Global Reporting Initiative's Sustainability Reporting Standards, which include human rights performance metrics. The company's Code of Business Conduct and Ethics, adopted in May 2020, outlines general ethical guidelines and fair dealing with suppliers, with the Board of Directors overseeing the Code.

Respect for Cultures & Communities

No specific, concrete data points were found in the provided articles for any of the KPIs related to 'Respect for Cultures & Communities'. While the company reported a total investment of USD 2,500,590 in public welfare activities, including planting mangroves and supporting kindergarten enrollment, this information is not sufficiently detailed or specific to meet the quantitative thresholds or definitions of the KPIs, such as 'revenue reinvested in local community development' or 'cultural preservation investment'.

The articles mention general ESG ratings but lack the granular data required for assessing formal partnerships, cultural appropriation incidents, impact protocols, local employment, grievance mechanisms, FPIC participation, community governance, local procurement, indigenous suppliers, cultural site protection, social license, charitable giving to cultural organizations, community fund allocation, language inclusivity, cultural incident response, or cultural training completion.

Safe & Smart Tech

FinVolution Group received APP Security Certification and APP Information Security Certification from China's CVERC, both at level 3 (highest), in June 2020

. These certifications are specific to applications, indicating a limited scope, and are for critical systems. No other information regarding data protection, cybersecurity, or responsible AI practices was provided in the articles.

Zero Waste & Sustainable Products

The provided article, FinVolution Group's 2023 sixth annual ESG report, outlines the company's overall ESG strategy and priorities, including responsible operations.

However, it explicitly states that no quantitative data related to waste, sustainability, or specific zero-waste metrics were provided. The report also lacks information on regulatory actions, violations, fines, certifications, awards, or comparisons to industry benchmarks. Consequently, there is no specific evidence to assess performance against any of the defined KPIs for Zero Waste & Sustainable Products.