Banner Corporation.
BANR.US | Other monetary intermediation
Banner Corporation operates as the bank holding company for Banner Bank, providing commercial banking and financial products and services primarily to individuals, families, and businesses in the United States. It offers a range of deposit products, including checking, savings, and money market acco...Show More
Better Health for All
0
Banner Corporation operates as a bank, providing financial products and services. The provided articles focus on the company's Community Reinvestment Act (CRA) performance, financial education initiatives, employee benefits, and community involvement. There is no evidence that the company's core products or services have a direct positive or negative impact on health outcomes, nor do they involve health-related products, services, or data. Therefore, most KPIs under 'Better Health for All' are not applicable to the company's business model. While the company offers a 'Community Heroes' home loan program that includes 'Medical workers' as eligible borrowers, this is a financial service and does not constitute support for healthcare workforce capacity or health equity programs as defined by the rubric.
1
Fair Money & Economic Opportunity
10
Banner Bank received an "Outstanding" rating in its Community Reinvestment Act (CRA) Performance Evaluation from the FDIC for the second consecutive exam cycle.
1
This is the highest rating, achieved by only 10% of U.S. banks in the past five years, and no regulatory violations or fines were mentioned.
2
The bank's geographic distribution of loans reflects good penetration throughout its assessment area, and its delivery systems are accessible to most areas.
3
However, no specific percentage of service points in underserved areas was provided to map to a positive tier.
Fair Pay & Worker Respect
20
For the 2024 fiscal year, Banner Corporation's CEO pay ratio was 43:1.
1
This was calculated based on the CEO's total compensation of $3,182,264 and the median employee pay of $74,086.
2
Fair Trade & Ethical Sourcing
0
Banner Corporation (BANR.US) operates as a bank holding company, providing financial products and services. The provided articles, including its ESG reports, do not contain any quantitative data or specific facts related to fair trade certifications, supplier audit frequency, forced or child labor incidents, supply chain traceability, remediation speed for violations, ethical clauses in supplier contracts, or spend on high-risk materials.
1
For a financial institution, these KPIs are largely not applicable as it does not procure or trade physical commodities or have a supply chain requiring such welfare or sourcing audits. While the company engages in community development loans and volunteer hours, no data is provided on the percentage of its procurement budget directed to diverse suppliers.
2
Therefore, all KPIs are scored as N/A due to the nature of the business and lack of relevant evidence.
Honest & Fair Business
0
No specific, concrete data points were found across the provided articles to assess BANR.US against any of the 'Honest & Fair Business' KPIs. All articles explicitly stated that no quantitative data, regulatory actions, violations, fines, certifications, or other relevant information could be extracted.
1
Kind to Animals
0
Banner Corporation operates as a bank holding company, providing financial products and services. Its core business model does not involve activities such as product manufacturing, animal testing, animal husbandry, or the sourcing of animal-derived ingredients. Therefore, all KPIs related to these activities are scored as N/A (0), as there is no evidence of the company engaging in operations that would require cruelty-free certifications, animal testing, humane certifications for animal operations, ethical input substitution, supplier welfare audits, cage-free sourcing, R&D for animal-free alternatives, or direct animal agriculture practices. The provided articles discuss the bank's corporate responsibility, ESG initiatives, and agricultural lending, but offer no specific data points relevant to animal welfare or animal-related operations.
1
No War, No Weapons
0
The provided articles for Banner Corporation (BANR.US) primarily detail financial performance and general ESG initiatives for Banner Bank, its subsidiary.
1
While some articles mention a conflict minerals policy for 'BANNER INDUSTRIES' (a distinct entity based on the provided URLs and company description), they explicitly state that no specific percentages for conflict-free supply chains or ethical red lines (e.g., bans on cluster munitions) are provided.
2
Crucially, there is no information or data available in any of the articles regarding revenue from arms or defense contracts, investment in dual-use technologies, sales to embargoed regimes, peacebuilding initiatives, conflict divestment policies, board oversight of defense activities, export end-user certificates, lobbying related to arms control, humanitarian procurement compliance, human rights due diligence frequency in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use item screening, surveillance transparency, zero exposure to controversial weapons, war-risk audit results, annual conflict partner reviews, defense divestment, peace technology investment, or procurement from conflict-affected areas.
3
Therefore, no KPIs can be scored based on the provided evidence.
Planet-Friendly Business
-50
In 2024, Banner Bank's Scope 1 and 2 market-based greenhouse gas emissions totaled 4,553.50 metric tons CO2e
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, with Scope 3 Category 6 (business travel) emissions adding 939.06 metric tons CO2e
2
. These emissions are subject to independent limited assurance
3
. The company calculates Scope 3 for investments but does not publicly report these values. No SBTI-aligned targets are established, and no net-zero target year is declared, with the company stating it will monitor GHG emissions to determine potential future targets
4
. Banner Bank publishes a TCFD report that aligns with TCFD recommendations, addressing governance, strategy, risk management, and metrics & targets
5
, and is integrating climate risk into its broader risk management framework
6
. Scenario analyses were performed in 2022 using the RCP 4.5 scenario for flood, fire, and hurricane hazards, with time horizons up to 2040
7
. In 2024, a tool was onboarded to provide scenario analysis for RCP8.5 and RCP4.5 across time horizons extending to 2100, covering six hazards
8
. The company has at least one LEED Platinum-rated building
9
and one Earth Advantage Gold certified building
10
. No environmental compliance violations were mentioned in the provided reports. Banner Bank offers a "Community Cares loan," an interest-free, zero-fee personal loan, to assist community members with immediate basic needs after climate-related emergencies and natural disasters
11
.
Respect for Cultures & Communities
0
No evidence available to assess Banner Corporation on Respect for Cultures & Communities.
Safe & Smart Tech
0
Banner Corporation requires all employees to complete annual online training courses covering cybersecurity and fraud prevention.
1
The company uses SSL encryption for online banking and mobile app transmissions, but explicitly states that internet email is not secure.
2
It employs fraud monitoring services that continuously search for unusual transactions and offers programs like Positive Pay to prevent unauthorized transactions.
3
Users can set up transaction alerts, register devices, and update their information.
4
The company offers robust authentication security, including multifactor authentication (password/PIN + secure access code) via text, phone, or email, and supports biometric authentication on mobile devices.
5
It emphasizes timely patching of software and requires current web browsers and operating systems.
6
Data retention policies keep transactional information for no longer than seven years and personal identifying information for no longer than five years after the customer relationship ends.
7
The company maintains an Information Security Program, conducts internal and third-party security assessments, and has an incident response plan, with the Board of Directors annually reviewing and approving the program.
8
It complies with the Gramm-Leach-Bliley Act and California Consumer Privacy Act, and received an “outstanding” rating in its most recent CRA examination.
9
Zero Waste & Sustainable Products
0
The provided articles, primarily summaries of Banner Bank's 2023 and 2024 Corporate Responsibility Reports, consistently state a lack of specific quantitative data related to waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education.
1
While general ESG initiatives like recycling and reducing e-waste are mentioned, no measurable outcomes or specific details are provided to assess performance against the rubric's KPIs.
2