MASHINIi

Plumas Bancorp.

PLBC.US | Other monetary intermediation

Plumas Bancorp is a bank holding company. It operates primarily through its subsidiary, Plumas Bank, which provides a range of banking services to individuals and businesses. These services include deposit accounts (checking, savings, money market), loans (commercial, real estate, consumer), and oth...Show More

Ethical Profile

Mixed.

Plumas Bancorp demonstrates commitment to economic opportunity, providing 88 hours of financial literacy to 2,966 students in 2023 and donating $30,000 to related organizations. Reports indicate 72% of their PPP loans went to minority business owners, serving 93% of majority-minority communities and 96% of low-income designated counties. The bank also shows some planet-friendly efforts, installing solar panels at several branches and partnering with the Plumas Audubon Society. However, comprehensive data on fair pay, environmental emissions, or ethical sourcing is not publicly available, limiting a full ethical assessment.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-40
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-20
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-30
-100100

Better Health for All

0

No evidence available to assess Plumas Bancorp on Better Health for All.

Fair Money & Economic Opportunity

-40

Plumas Bank provided 88 hours of financial literacy education to 2,966 students in 2023.

1
For geographic inclusion, the bank operates 15 branch offices and 2 loan production offices, and serves as the only physical banking presence in nearly one in three U.S. counties, indicating approximately 20% of its service points are in underserved areas.
2

Fair Pay & Worker Respect

0

No specific, quantitative data was found across the provided articles to assess Plumas Bancorp against the Fair Pay & Worker Respect KPIs. Information regarding living wage coverage, CEO to median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, employee turnover rate, labor violation incidents, insecure contract share, or health insurance coverage was not explicitly provided with concrete figures or percentages.

1

Fair Trade & Ethical Sourcing

0

Plumas Bancorp is a bank holding company, and its core business does not involve the procurement or trade of physical commodities. Consequently, KPIs related to fair-trade certifications, supply-chain audits, forced or child labor incidents, supply-chain traceability, remediation speed for sourcing violations, ethical clauses in supplier contracts for physical goods, or high-risk material sourcing are not applicable to its operations. While a supplier diversity program policy was adopted on February 20, 2025, and progress is tracked, no specific figures for the percentage of procurement budget directed to indigenous, minority, or local community suppliers are provided in the articles, leading to the omission of that KPI.

1

Honest & Fair Business

-20

Plumas Bank has a whistleblower policy with clear, confidential reporting channels, including an internal option via the Audit Committee Chair or Internal Auditor, and an external option through the California Attorney General’s whistleblower hotline.

1
The policy includes a firm non-retaliation stance, and all reports are investigated following strict escalation protocols.
2
Eight out of nine board members are fully independent, with the President and CEO being the only employee on the board, and their role is separate from the Board Chairman.
3
The company has an anti-bribery and anti-corruption policy outlined in its Code of Ethics, which includes definitions and restrictions on personal gain, acceptance of gifts, and conflicts of interest.
4
Compliance with anti-money laundering regulations (Bank Secrecy Act, OFAC, USA Patriot Act) is audited annually.
5
Third-party auditors conduct regular planned and unplanned tests of critical information security controls, and a rigorous third-party vendor management program includes annual reviews, SOC testing, and financial health assessments.
6
These third-party tests have confirmed satisfactory management and control processes.
7

Kind to Animals

0

No evidence available to assess Plumas Bancorp on Kind to Animals.

No War, No Weapons

0

No evidence available to assess Plumas Bancorp on No War, No Weapons.

Planet-Friendly Business

0

The provided articles do not contain specific, quantifiable data points for any of the Planet-Friendly Business KPIs. While some articles mention solar panel systems at a few branches and partnerships with a local Audubon society, they do not provide percentages of renewable energy use, scale of biodiversity efforts, or any other metrics required by the rubric.

1
Therefore, no KPIs can be scored based on the available evidence.

Respect for Cultures & Communities

0

Plumas Bank has 11 formal partnership agreements with local community groups, including the Museum of Northern California Art, various economic development organizations, and resource conservation districts.

1
The company made $8,198,246 in community reinvestment project investments in 2024, which represents approximately 19.47% of its 2022 net income of $42.1 million.
2
There are no reported cultural appropriation incidents.
3
The company recruits 91% of its workforce from the local region.
4
While formal internal processes exist for client concerns and a whistleblower policy is in place, specific community-focused grievance mechanisms are not available at all operational sites.
5
The Board of Directors includes 10 directors, with 9 being independent, but no specific percentage of community representation is provided.
6
The bank supports arts and culture, including a partnership with the Museum of Northern California Art, but the percentage of reinvested funds specifically allocated to cultural or linguistic preservation is not detailed.
7
The company's 2024 donations and sponsorships totaled $122,368, which is less than 0.5% of its 2022 net income.
8
New employees receive training on diversity and unconscious bias, but a specific percentage of employees completing cultural sensitivity training is not provided.
9

Safe & Smart Tech

0

Plumas Bancorp demonstrates compliance with the California Privacy Rights Act (CPRA), providing California residents with rights to access, deletion, and non-discrimination related to their personal data.

1
The company states it retains data only as necessary for business obligations, considering data sensitivity and legal requirements.
2
Plumas Bank was recognized as a 2025 Data Privacy Week Champion and a 2022 Champion for Cybersecurity Awareness Month, indicating a commitment to privacy and cybersecurity awareness.
3

Zero Waste & Sustainable Products

-30

Plumas Bank has implemented several waste reduction initiatives, including offering e-statements and online services, retooling its lending platform for online business loan applications, and implementing new branch transaction software in 2023, all of which reduced paper usage.

1
Additionally, proxy materials have been provided electronically since 2021.
2
The company has not incurred any waste disposal violations in the past three years.
3

Own Plumas Bancorp?

Upload your portfolio and see how all your holdings score across 11 ethical dimensions.

Audit My Portfolio

AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.