MASHINIi

Peoples Bancorp Inc..

PEBO.US | Other monetary intermediation

Peoples Bancorp Inc. is a financial holding company that provides commercial and retail banking services. The company offers a range of deposit products, including checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio includes commercial loans, real ...Show More

Ethical Profile

Mixed.

Peoples Bancorp Inc. faces scrutiny regarding data security. Its acquired Limestone Bank was linked to a cyberattack between November 2022 and March 2023, impacting customer PII and resulting in a class action settlement valued at $782,500. While Peoples Bank denies wrongdoing, the settlement suggests a data security failure. On employee treatment, the company shows positive initiatives. It maintains a 21:1 CEO to median employee pay ratio and a $15 per hour minimum wage. Benefits include parental leave, student loan pay down, and tuition assistance. Peoples Bancorp has been recognized as a top workplace, though employee reviews on pay and management are mixed. There is a 71% female workforce. Overall, the company presents a mixed ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business10
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No specific, concrete evidence was found in the provided articles to assess Peoples Bancorp Inc. against any of the KPIs for the 'Better Health for All' ethical value. The articles explicitly state that no quantitative data, regulatory actions, certifications, awards, or industry benchmarks were found.

1

Fair Money & Economic Opportunity

0

No specific, concrete data points were found in the provided articles for any of the KPIs related to Fair Money & Economic Opportunity. The articles contain general financial performance metrics, details on community donations, and descriptions of business lending products, but lack quantitative evidence on underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives as a share of the loan book, data accessibility, fair lending compliance, wealth building outcomes, profit reinvestment as a percentage of profit, financial literacy program reach or outcomes, debt burden ratios, geographic inclusion as a percentage of service points, or product simplicity levels.

Fair Pay & Worker Respect

20

The company's CEO to median employee pay ratio for the 2024 fiscal year was 21:1.

1
Peoples Bancorp has established a company-wide minimum wage of $15 per hour.
2
The company offers a comprehensive benefits package that includes medical, dental, vision, flexible spending, health savings accounts, company-paid life insurance, short-term and long-term disability insurance, and a 401(k) retirement savings program with matching contributions up to 6%.
3
Additional programs include parental leave, an Associate Hardship/Disaster Relief Fund, an Employee Assistance Program, an Employee Stock Purchase Program allowing associates to buy shares at a 15% discount, a Student Loan Pay Down Program, and a Tuition Assistance Program.
4
The company also provides four annual scholarships for children of associates, with two new ones focused on technical/trade training added in 2023.
5
Peoples Bancorp conducts associate surveys to gauge satisfaction and addresses issues raised, and it regularly reviews its compensation model to ensure fair and inclusive pay practices.
6
Employee reviews on Indeed.com and Glassdoor.com show overall ratings of 3.7 and 3.8 out of 5 stars, respectively, with mixed feedback on pay, management, and work-life balance.
7
Peoples Bancorp has been recognized as a top workplace by various publications, including American Banker, U.S. News & World Report, and Newsweek.
8

Fair Trade & Ethical Sourcing

0

Peoples Bancorp Inc. is a financial holding company providing banking services.

1
Its business model does not involve the procurement or trading of physical commodities, nor does it have a supply chain that requires fair trade certifications, sourcing audits, or traceability for physical goods.
2
Therefore, all KPIs related to fair trade and ethical sourcing are not applicable to the company's operations.

Honest & Fair Business

10

Peoples Bancorp Inc. has a formal whistleblower policy that prohibits retaliation and ensures confidentiality and anonymity.

1
It provides multiple reporting channels, including 24/7 toll-free hotlines and online portals, and is publicly and internally distributed.
2
Investigations are targeted to be concluded within 4 weeks (28 days).
3
The company's anti-corruption policy prohibits facilitation payments, requires due diligence for third parties, and includes provisions for contract termination in case of violations. It also specifies gift and entertainment value limits. The Code of Ethics includes provisions for avoiding conflicts of interest and handling personal benefits.
4
The company uses a third-party provider for its ethics reporting system.
5

Kind to Animals

0

Peoples Bancorp Inc. is a financial services company, and the provided articles do not contain specific, concrete data points for any of the 'Kind to Animals' KPIs. While the company makes general charitable contributions, including some donations to animal shelters (e.g., $2,500 to Douglas County Animal Shelter

1
, $350 to Lawrence County Animal Shelter
2
), these are not tied to measurable outcomes for wildlife conservation, humane certifications for animal operations, or any other specific animal welfare metrics defined by the KPIs. The articles explicitly state "No information found" for most KPIs
3
, and there is no evidence of the company having animal-related products, testing, or agricultural operations that would make the other KPIs applicable or scorable.

No War, No Weapons

0

No evidence available to assess Peoples Bancorp Inc. on No War, No Weapons.

Planet-Friendly Business

0

No evidence available to assess Peoples Bancorp Inc. on Planet-Friendly Business.

Respect for Cultures & Communities

0

No evidence available to assess Peoples Bancorp Inc. on Respect for Cultures & Communities.

Safe & Smart Tech

0

Peoples Bancorp's privacy policy outlines user rights to access, correct, and delete data, which aligns with industry-standard user privacy controls.

1
The policy also states that data retention is based on need and legal requirements, indicating standard data collection and retention practices.
2
Furthermore, the company's privacy policy mentions compliance with relevant laws, including GDPR and CCPA, reflecting a standard approach to regulatory compliance.
3
A data breach occurred between November 2022 and March 2023 at Limestone Bank, impacting customer PII, and unauthorized data use occurred, but the number of affected users or frequency of unauthorized use incidents is not specified, preventing a score for these KPIs.
4

Zero Waste & Sustainable Products

0

No specific, concrete evidence regarding waste management, product sustainability, or circular economy practices for Peoples Bancorp Inc. (PEBO.US) was found in the provided articles. The articles did not contain data on waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certifications, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.