MASHINIi

Sierra Bancorp.

BSRR.US | Other monetary intermediation

Sierra Bancorp is a bank holding company. It provides a range of banking services to individuals, businesses, and organizations primarily in central California. Its services include accepting deposits, making loans (commercial, real estate, agricultural, and consumer), and providing other financial ...Show More

Ethical Profile

Mixed.

Sierra Bancorp's ethical standing presents a mixed picture. Critics point to significant disparities in executive compensation, with CEO Kevin J. McPhaill earning $1,402,302 in 2024, a ratio of 25:1 compared to the median employee pay of $55,481. Employee reviews from 2022-2024 reportedly show conflicting opinions, with some expressing dissatisfaction regarding pay and management. On environmental efforts, the company's DitchCarbon score is higher than 65% of industry peers, and it highlights a tree planting initiative. However, Sustainalytics assigns a high ESG risk rating of 32.5, placing it 825 out of 1020 in the banking industry, with specific carbon emissions data and reduction targets largely unavailable. Information on fair lending, business conduct, or community impact remains largely undisclosed.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

The provided article explicitly states that it is about community involvement and financial services, not health-related products or services.

1
Therefore, no data relevant to any of the 'Better Health for All' metrics could be extracted.
2

Fair Money & Economic Opportunity

0

No specific, quantitative data was found in the provided articles to assess the company against any of the Fair Money & Economic Opportunity KPIs. While articles mention a grant program with $4.9 million awarded since 2004

1
and educational resources including financial literacy
2
, they do not provide the necessary metrics such as annual profit reinvestment percentage, share of loan book for inclusion initiatives, or the reach and outcomes of financial literacy programs. Article 4 explicitly states that no data is provided for most of the relevant metrics.
3

Fair Pay & Worker Respect

20

In 2024, the CEO pay ratio was 25:1, with CEO Kevin J. McPhaill receiving $1,402,302 in total compensation, compared to a median employee pay of $55,481.

1
Employee reviews from 2022 to 2024 offer conflicting qualitative feedback regarding pay and benefits, with some praising and others expressing dissatisfaction, but no quantifiable metrics for living wage coverage, pay equity, worker engagement, or turnover are available.
2

Fair Trade & Ethical Sourcing

0

Sierra Bancorp is a bank holding company providing financial services. Its core business model does not involve the procurement or trade of physical commodities, nor does it have a supply chain of goods that would typically require fair-trade certifications, supplier audits for welfare, or traceability of materials. Consequently, KPIs related to fair-trade certification share, audit frequency for sourcing, forced/child labor incidents in upstream practices, supply chain traceability, remediation speed for sourcing violations, ethical sourcing clauses in commodity contracts, and high-risk material procurement are not applicable to the company's operations. The provided articles do not contain any information relevant to these supply chain and sourcing metrics.

1

Honest & Fair Business

0

No specific, concrete data points were found in the provided articles for any of the KPIs related to Honest & Fair Business.

1
The articles either explicitly state that data is missing for all relevant metrics or were inaccessible due to throttling, preventing any assessment against the rubric.

Kind to Animals

0

Sierra Bancorp is a bank holding company providing financial services. Its core business model does not involve activities related to animal products, animal testing, animal agriculture, or direct impact on wildlife habitats. Therefore, no specific, concrete data points were found in the provided articles for any of the 'Kind to Animals' KPIs. The company's tree planting initiative is a general environmental effort.

1
but the rubric requires measurable biodiversity impact, species recovery, or habitat restoration metrics directly linked to wildlife, which was not evidenced.

No War, No Weapons

0

No evidence available to assess Sierra Bancorp on No War, No Weapons.

Planet-Friendly Business

0

No specific quantitative data on environmental performance, such as Scope 1, 2, or 3 emissions, or science-based reduction targets, is publicly available for Sierra Bancorp.

1
The company does not report on regulatory actions, violations, fines, or compliance issues.
2
While Bank of the Sierra, a subsidiary, has participated in planting 1,500 trees,
3
this initiative does not provide sufficient data to assess against the quantitative thresholds of the biodiversity efforts KPI, which requires metrics like percentage of land area covered.

Respect for Cultures & Communities

0

No evidence available to assess Sierra Bancorp on Respect for Cultures & Communities.

Safe & Smart Tech

0

No specific, quantifiable evidence was found in the provided articles to assess Sierra Bancorp against any of the Safe & Smart Tech KPIs. While Article 2 describes the existence of a cybersecurity risk management program, including employee training, incident response plans, and regular assessments based on industry frameworks, it lacks the specific metrics, frequencies, or outcomes required by the rubric's quantitative thresholds for any KPI.

1
Other articles provided financial data, general security advice for customers, or were unavailable, offering no relevant information for this value.
2
3
4

Zero Waste & Sustainable Products

0

Sierra Bancorp does not report carbon emissions data, reduction targets, or participation in any tracked sustainability initiatives.

1
The provided articles explicitly state a lack of quantitative data for specific waste-related metrics, including waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certifications, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, and customer waste education.
2
No specific regulatory actions, violations, fines, or compliance issues related to waste management or sustainable products are mentioned across the articles.
3
A Finance and Sustainability Committee charter exists, outlining oversight responsibilities for ESG and sustainability programs, but it does not provide quantitative performance data.
4

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.