Bank First Corporation.
BFC.US | Other monetary intermediation
Bank First Corporation operates as the bank holding company for Bank First N.A., providing financial services to individuals, businesses, and governmental entities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank's loan portfoli...Show More
Better Health for All
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Bank First Corporation operates in the financial services sector, providing banking, loan, and investment management services. The provided articles, including a careers page for the Wisconsin-based bank, explicitly state that no data relevant to BFC.US or the 'Better Health for All' value is present.
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There is no specific, concrete evidence regarding the company's direct or indirect impact on health outcomes, health-related revenue, safety records, pricing of health products, reach to vulnerable populations for health needs, health risk disclosures, health innovation investments, health externalities, health equity programs, healthcare workforce support, preventative health measures, healthcare data responsibility, global health crisis response, mental health initiatives, pharmaceutical patents, nutrition, health education, addiction mitigation, or clinical trial ethics. Therefore, all KPIs are omitted due to a lack of relevant evidence.
Fair Money & Economic Opportunity
-10
The company offers flexible lending terms, including below-market interest rates and longer amortization schedules, and has programs with low or no down payment requirements and reduced private mortgage insurance costs.
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It has no private mortgage insurance requirements for VA loans.
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BankFirst is a designated Community Development Financial Institution (CDFI) since 2010 and received $175 million in funds to provide loans for small businesses, minority-owned businesses, and consumers in low-income and underserved communities.
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It originated 244 SBA-guaranteed loans totaling $87,906,669 and 208 FHA loans totaling $43,291,382 since May 2021.
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The bank received an "Outstanding" rating for its efforts in fair lending and a "Satisfactory" rating in its Community Reinvestment Act (CRA) Performance Evaluation in October 2023, with no evidence of discriminatory or illegal credit practices identified.
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Since May 2021, the bank originated 55 FSA-guaranteed loans totaling $25,234,400, benefiting farmers and maintaining the food supply chain.
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During the review period, the bank made 16 investments totaling $7.2 million and 245 donations totaling $129,229.
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BankFirst employees volunteer to provide financial education, assisting 53 applicants with a "What If" simulator and 80 with a "Wayfinder" simulator.
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The bank operates 8 of its 32 branches (25.0%) in low-to-moderate income (LMI) geographies in one assessment area, 6 of 16 branches (37.5%) in another, and 3 of 4 branches (75.0%) in a third, and 2 of 16 branches (12.5%) in a fourth.
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The company's total assets were $2.7 billion as of September 30, 2023.
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Fair Pay & Worker Respect
20
Bank First Corporation's CEO to median employee pay ratio was 29:1 in 2024, with the CEO earning $1,699,536 and the median employee earning $57,929.
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Fair Trade & Ethical Sourcing
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No specific, concrete evidence regarding BFC.US's fair trade and ethical sourcing practices, supply chain audits, labour incidents, traceability, remediation speed, ethical clauses in contracts, materials risk, or supplier diversity spend was found in the provided articles.
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The articles are general overviews and do not contain any data relevant to the company or the ethical value being assessed.
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Honest & Fair Business
-20
The company has a whistleblower policy that encourages confidential and anonymous reporting of violations, including through a mobile app, online portal, and phone hotline.
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The policy includes anti-retaliation provisions and states that complaints are forwarded to the Audit Committee for review and investigation.
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However, there is no evidence of independent investigation processes or public metrics on program effectiveness or uptake.
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The company prohibits bribery and corruption, requiring compliance with applicable anti-corruption laws, but the policy's training frequency and effectiveness metrics are not specified.
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While the company's operations are subject to supervision by governmental agencies, there is no explicit information on the extent of independent third-party verification of its ethical claims or compliance.
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Kind to Animals
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No evidence available to assess Bank First Corporation on Kind to Animals.
No War, No Weapons
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The provided articles do not contain specific, concrete evidence regarding BFC.US's involvement with arms manufacturing, military contracts, or conflict facilitation. There is no information on revenue derived from defense contracts, investment in dual-use technologies, sales to embargoed regimes, or specific peacebuilding or disarmament initiatives.
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Similarly, the articles lack data on divestment policies, board oversight of defense activities, export controls, lobbying related to arms control, human rights due diligence in conflict areas, or any other metrics directly related to the 'No War, No Weapons' value.
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The company's general community contributions are noted, but not specified as peacebuilding or disarmament efforts.
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Planet-Friendly Business
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No specific, quantitative data points were found in the provided articles for BFC.US that directly correspond to the Planet-Friendly Business KPIs. provides a general ESG Risk Rating of 34.3 (High) and an industry rank of 911 out of 1020, but explicitly states that no specific ESG metrics such as emissions or renewable energy data are available for BFC.US.
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discusses financial institutions' efforts to measure GHG emissions but does not provide any specific data for BFC.US.
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is promotional material and contains no relevant data.
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Respect for Cultures & Communities
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No specific, quantifiable data points were found in the provided articles that directly correspond to the quantitative thresholds defined for any of the KPIs in the rubric for 'Respect for Cultures & Communities'. While articles mention general community contributions, local vendor usage, and featuring local artwork, they do not provide the required percentages, specific counts, or formal protocol details to score any KPI according to the rubric's strict criteria.
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Safe & Smart Tech
-10
Bank First Corporation (BFC) has no reported data breaches materially impacting the business.
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The company uses encryption for sensitive information, such as credit card numbers, via SSL.
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BFC maintains mandatory annual cybersecurity training for all employees, with targeted training for senior management and IT staff.
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The company's cybersecurity risk management process is based on the FFIEC Cybersecurity Assessment Tool (CAT) and the NIST Cybersecurity Framework.
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In 2023, BFC faced 3 active data privacy lawsuits with $1.75 million in litigation expenses, and 4 minor cybersecurity incidents resulting in $650,000 in digital platform litigation expenses.
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BFC demonstrates high compliance with Federal Reserve reporting standards, achieving 98.7% compliance.
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Zero Waste & Sustainable Products
-30
The company has implemented over 10 waste reduction initiatives, including electronic signatures which saved almost 1,000 pounds of waste in 2024, and electronic statements/notices, with 569,379 electronic statements sent in 2024.
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They recycled 1,739,429 pounds of paper in 2022, along with 16,892 pounds of carton, 24,240 pounds of electronics, 38,250 pounds of wood, and 5,600 pounds of metal in the same year.
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Equipment donation in 2024 diverted 718 pounds of items, with a 36% reuse rate for donated equipment.
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For hazardous waste, the company partners with e-Cycling for the safe collection and recycling of electronics.
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Additionally, the 'Dona tu Celu' program, which recycled 1,015 cell phones in 2022 and approximately 19,215 since its inception, aims to raise customer and employee awareness regarding mobile phone disposal.
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