MASHINIi

BayFirst Financial Corp..

BAFN.US | Other monetary intermediation

BayFirst Financial Corp. is a bank holding company that provides a range of financial services to individuals and businesses. Its primary activity involves accepting deposits and providing loans, including commercial real estate loans, construction loans, residential mortgages, and consumer loans. T...Show More

Ethical Profile

Mixed.

BayFirst Financial Corp. (BAFN.US) shows a mixed ethical profile. Its 2022 ESG report detailed 32,080 gallons of non-hazardous waste, mainly paper, plus 176 hazardous items like printer cartridges. The company states it has recycling programs for paper, plastic, and e-waste, and aims to reduce paper use. Its banking centers are LEED-certified. Employee reviews suggest mixed sentiment regarding pay, benefits, management, and work-life balance. CEO compensation is reportedly average. For other ethical areas, including fair money or planet-friendly business, there is insufficient public information for a detailed assessment.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect-10
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-50
-100100

Better Health for All

0

No evidence available to assess BayFirst Financial Corp. on Better Health for All.

Fair Money & Economic Opportunity

0

No evidence available to assess BayFirst Financial Corp. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

-10

Employee reviews on Glassdoor indicate that 59% of employees would recommend the company.

1
No specific regulatory actions, violations, fines, or compliance issues related to labor laws or human rights are mentioned in the provided articles. Data for living wage coverage, CEO median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, turnover rate, insecure contract share, and health insurance coverage is not available.
2

Fair Trade & Ethical Sourcing

0

No evidence available to assess BayFirst Financial Corp. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No quantitative or sufficiently specific qualitative data was found in the provided articles to assess any of the KPIs for Honest & Fair Business. While the articles mention the existence of governance documents such as a Whistleblower Policy and Complaint Procedures, a Code of Ethics, and an Insider Trading and Confidentiality Policy,

1
they do not provide specific details regarding their strength, enforcement, training frequency, resolution times, coverage percentages, or any associated metrics required by the rubric's thresholds.

Kind to Animals

0

The provided article focuses on the company's core operating principles and explicitly states that it does not contain any data relevant to BAFN.US or the 'Kind to Animals' ethical value.

1
No quantitative data, regulatory actions, certifications, or other specific facts pertaining to animal welfare or alternative testing are present.
2
Therefore, no assessment can be made against the specified KPIs.

No War, No Weapons

0

The provided articles do not contain any specific, concrete data points or facts relevant to assessing BayFirst Financial Corp. against the 'No War, No Weapons' ethical value. Both articles explicitly state that no data is available for the requested metrics, and no information about the company's revenue from arms contracts, dual-use technology, sales to embargoed regimes, peacebuilding investments, or any other related activities could be extracted.

1

Planet-Friendly Business

0

No evidence available to assess BayFirst Financial Corp. on Planet-Friendly Business.

Respect for Cultures & Communities

0

No evidence available to assess BayFirst Financial Corp. on Respect for Cultures & Communities.

Safe & Smart Tech

0

No evidence available to assess BayFirst Financial Corp. on Safe & Smart Tech.

Zero Waste & Sustainable Products

-50

BayFirst Financial Corp. has implemented waste reduction initiatives, including an EQ Green Cleaning Policy and an Ongoing Purchasing and Waste Policy, along with specific branch plans for battery and lamp recycling.

1
The company is also working to reduce paper usage through infrastructure investments and technology.
2
However, total non-hazardous waste increased from 9,040 gallons in FY2021 to 32,080 gallons in FY2022.
3
Hazardous waste, consisting of printer cartridges, electronic scrap, and used batteries, totaled 176 pieces in FY2022 and 347 pieces in FY2021, and is managed through recycling and upcycling.
4
A waste monitoring process is implemented in accordance with LEED Certification requirements, and branches achieved a cumulative score of 73/100 in the ARC (LEED) waste certification system.
5
The company has not reported any waste disposal violations in the past three years.
6
BayFirst provides general environmental tips to customers, such as reducing trips to banking centers, using digital banking, and reducing paper usage.
7

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.