Better Health for All

First Horizon National Corporation's principal goods and services are banking, which have no significant direct positive or negative health impact. The company does not generate revenue from products with direct health impacts, nor do its products have direct safety implications or carry health risks requiring disclosure. The company does not offer health-related products or services, produce food, hold healthcare-related patents, conduct clinical trials, or have products with addiction potential. Its operations do not have significant health externalities. Through the First Horizon Foundation, the company awarded a $1,000,000 grant over five years to Baptist Health Sciences University College of Osteopathic Medicine.

This was the single largest donation to the BHSU College of Osteopathic Medicine and supports the training of future healthcare professionals and the advancement of higher education and quality healthcare.

Fair Money & Economic Opportunity

First Horizon National Corporation's regional bank, First Tennessee Bank, settled for $212.5 million in June 2015 for violating the False Claims Act by originating and underwriting FHA-insured mortgage loans that did not meet requirements from January 2006 through October 2008.

The settlement also addressed allegations of violating the Fair Housing Act by discriminating against African-American and Hispanic mortgage loan applicants. Additionally, the bank settled with HUD over allegations of failing to place bank branches in minority-concentrated areas in Chattanooga, Knoxville, Memphis, and Nashville. In 2023, the company reported over $460 million in community development loans and investments. As of March 31, 2024, First Horizon Corp. had $81.8 billion in assets.

Fair Pay & Worker Respect

The CEO to median employee pay ratio for First Horizon was 118:1 in 2024.

The company offers a range of benefits including health, dental, and vision insurance, 401(k) with up to 6% matching, Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), adoption reimbursement, tuition reimbursement, and parental leave. First Horizon Bank does not have a unionized workforce. In early 2024, a restructuring plan was announced to cut approximately 5% of its workforce over the next year. The company was recognized by Forbes as a 2025 Best-in-State Employer for Tennessee.

No War, No Weapons

The provided articles, a 2023 Corporate Social Responsibility report and a human rights statement, outline First Horizon Corporation's general commitments to corporate social responsibility, ESG matters, human rights, and ethical conduct.

, However, neither article provides any specific, quantitative data or concrete evidence regarding the company's revenue from arms contracts, dual-use technology, sales to embargoed regimes, peacebuilding investments, conflict divestment policies, board oversight of defense activities, export end-user certificates, lobbying expenditures, procurement standards, human rights due diligence in conflict areas, Arms Trade Treaty compliance, AI military safeguards, UN Guiding Principles alignment, dual-use item screening, surveillance transparency, ethical red lines, exposure to controversial weapons, war-risk audit results, annual conflict partner reviews, defense divestment, conflict minerals, peace tech investment, or procurement from conflict zones. , Therefore, no KPIs can be scored based on the available evidence.

Planet-Friendly Business

No specific quantitative data points were found across the provided articles for any of the planet-friendly business KPIs. The articles consistently state a lack of data regarding emissions, renewable energy use, water consumption, waste diversion, green building certifications, climate targets, or other environmental performance metrics.

General ESG risk scores were mentioned, but these do not map to the specific quantitative KPIs in the rubric.

Respect for Cultures & Communities

The provided articles discuss First Horizon Corporation's general diversity, equity, and inclusion (DEI) initiatives, including the CEO Action for Diversity and Inclusion pledge

and the expansion of Associate Resource Groups . The company has received recognition for its DEI efforts from various organizations , . Additionally, community engagement is mentioned through the Community Reinvestment Act program, with $460 million in community development loans and investments in 2023 , and over $10 million in grants to DEI efforts from First Horizon Foundations . However, no specific quantitative data is provided for any of the KPIs related to formal partnerships with indigenous or local community groups, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, cultural preservation investments, or other specific metrics for 'Respect for Cultures & Communities'.

Safe & Smart Tech

A minor data breach occurred in April 2021, affecting under 200 accounts

and less than $1 million . The company promptly reported the breach to the SEC and law enforcement , remediated the exploited third-party software vulnerability , and reset passwords for affected accounts . No breaches have occurred in the past 4 years. The company states compliance with major U.S. regulations including the Foreign Corrupt Practices Act , BSA/AML/OFAC , Gramm-Leach-Bliley Act , and HIPAA . It also exceeds the NIST Cybersecurity Framework . Annual fraud and information security training is provided for associates .