MASHINIi

Princeton Bancorp, Inc..

BPRN.US | Other monetary intermediation

Princeton Bancorp, Inc. is a bank holding company. It provides a range of banking and financial services through its subsidiary, The Bank of Princeton. These services include deposit accounts (checking, savings, money market), loans (commercial, residential mortgage, consumer), online and mobile ban...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing-20
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-20
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-30
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Princeton Bancorp, Inc. is a bank holding company providing banking and financial services.

1
The provided articles focus on the company's history, leadership, employee reviews, and general community partnerships. There is no evidence to suggest that the company's core products or services have any direct positive or negative health impact, nor do they involve health-related R&D, products, or data. Therefore, all KPIs under the 'Better Health for All' value are scored as 'Not applicable' or 'Neutral' as the company's operations do not directly intersect with health outcomes, products, or services.

Fair Money & Economic Opportunity

0

No evidence available to assess Princeton Bancorp, Inc. on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No evidence available to assess Princeton Bancorp, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

-20

Princeton Bancorp, Inc. directed approximately 9.92% of its procurement budget to diverse suppliers in the last fiscal year, based on a spend of $49.6 million out of a total procurement budget exceeding $500 million.

1
The company aims to increase procurement from businesses owned by people of color, women, veterans, or members of the LGBTQ+ community.
2

Honest & Fair Business

0

No evidence available to assess Princeton Bancorp, Inc. on Honest & Fair Business.

Kind to Animals

0

No evidence available to assess Princeton Bancorp, Inc. on Kind to Animals.

No War, No Weapons

0

Princeton Bancorp, Inc. is a banking company.

1
The provided evidence states that the company has 'No Military Contracting' and 'No Controversial Weapons'.
2
This indicates that defense or arms-related activities are not part of its core business, and it has no exposure to controversial weapons. No further details on specific policies, revenue percentages, or verification are available.
3

Planet-Friendly Business

-20

The company had no regulatory actions, violations, fines, or compliance issues mentioned in 2023 or as of July 2025.

1
This indicates a record of zero environmental compliance violations.

Respect for Cultures & Communities

0

No evidence available to assess Princeton Bancorp, Inc. on Respect for Cultures & Communities.

Safe & Smart Tech

-30

The company has not experienced a significant compromise, data loss, or material financial losses related to cybersecurity attacks, and there is no recent security news.

1
It maintains an in-house team, continuous monitoring, third-party due diligence, and regular training.
2
The Bank does not utilize AI for decision-making processes or internal bot usage.
3
It employs AI technology within select third-party solutions for cybersecurity threat detection, fraud detection, AML compliance, customer service, and network security, but these do not influence credit, lending, or other decision-making functions.
4
The company provides regular cybersecurity training sessions for its staff, and users of Business Online Banking should attend Bank-provided training, but no completion rates or effectiveness metrics are disclosed.
5
Data transferred via Online Banking is encrypted using Secure Sockets Layer (SSL), and the company implements reasonable technical measures to safeguard information.
6
There are no documented incidents of unauthorized data use.
7
Users can access, update, or correct their information, opt out of email/SMS communications, and opt out of location tracking.
8
However, the company collects extensive personal and device data, including precise location data even when the app is closed, and contact lists.
9
Authentication relies on user-determined Access IDs and passwords, with SMS available for multi-factor authentication, but MFA availability for services is not specified.
10
The company conducts thorough due diligence on third-party service providers, performs periodic penetration testing, and vulnerability assessments.
11
There is no formal bug bounty program, but users can report security violations via email.
12
Security testing includes quality assurance testing and periodic penetration testing and vulnerability assessments by third-party experts.
13
The company collects substantial personal and device data, including contact lists and precise location data, with retention periods not explicitly defined as minimal.
14
The company complies with federal and state laws, including a rule requiring notification of material computer-security incidents within 36 hours.
15

Zero Waste & Sustainable Products

0

The provided articles, including financial reports and ESG risk ratings, do not contain any specific, concrete data points related to waste management, product recyclability, packaging sustainability, or any other metrics under the 'Zero Waste & Sustainable Products' value for Princeton Bancorp, Inc.

1
Therefore, no KPIs can be scored based on the available evidence.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.