MASHINIi

BCB Bancorp, Inc. (NJ).

BCBP.US | Other monetary intermediation

BCB Bancorp, Inc. is the holding company for BCB Community Bank. The bank provides a range of banking services to businesses and individuals, including deposit accounts, loans (commercial, real estate, and consumer), and other financial products. BCB Community Bank primarily operates in the New Jers...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect10
-100100
Fair Trade & Ethical Sourcing-10
-100100
Honest & Fair Business10
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

The provided article is a financial announcement detailing a private placement of subordinated notes by BCB Bancorp, Inc. It focuses on financial metrics such as the amount of notes, interest rates, and maturity dates. The article explicitly states that it is not applicable to any health-related metrics.

1
Therefore, no evidence is available to assess the company against the 'Better Health for All' ethical value.

Fair Money & Economic Opportunity

0

No specific, concrete evidence was found across the provided articles to assess BCB Bancorp, Inc. against any of the defined Key Performance Indicators for the 'Fair Money & Economic Opportunity' value. Information regarding underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth building outcomes, profit reinvestment in community finance, financial literacy initiatives, customer debt burden ratios, geographic inclusion in underserved areas, or product simplicity was not explicitly available.

1

Fair Pay & Worker Respect

10

The company's CEO to median employee pay ratio is 18:1 for fiscal year 2024, with the CEO earning $860,491 and the median employee earning $46,690.

1
Employee engagement is rated 2.7 out of 5 based on 52 reviews, with review dates ranging up to December 2025.
2

Fair Trade & Ethical Sourcing

-10

The company does not procure or trade physical commodities, making fair-trade certification N/A. Zero forced or child labor incidents were identified in 2024, and the company reviews primary suppliers for at-risk goods and verifies their policies.

1
The Bancorp's Vendor Code of Conduct defines expectations for vendors, and vendor procurement documents were revised to include specific clauses prohibiting forced or child labor.
2
However, the percentage of suppliers whose contracts include enforceable ethical-sourcing clauses is not specified.
3
In 2021, $4.8 million was spent with diverse suppliers, which are defined as companies owned and managed at least 51% by BIPOC, women, veterans, LGBTQ+, and disabled persons.
4

Honest & Fair Business

10

The company has a formal Code of Ethics and Business Conduct, approved by the Board of Directors, which applies to all directors, officers, and employees.

1
It includes a confidential and anonymous Speak Up/Whistleblower Hotline and prohibits retaliation against employees who report violations in good faith.
2
All covered persons must annually acknowledge adherence to the Code.
3
The company also has an Anti-Bribery and Anti-Corruption Policy with zero tolerance for bribery and corruption, and it conducts risk-based due diligence and oversight of third parties.
4
The Code specifies a gift limit of $250 and a policy against political contributions.
5
For whistleblower complaints, designated individuals will contact the person making a disclosure within 24 hours of receipt if contact information is provided, and investigations are conducted free from conflicts of interest or retaliation.
6

Kind to Animals

0

BCB Bancorp, Inc. (BCBP.US) is a service-oriented financial institution. Its core business model does not involve activities such as product manufacturing, animal testing, animal agriculture, or the sourcing of animal-derived ingredients. The provided articles discuss the financial sector's role in animal welfare generally but do not contain any specific data or information relevant to BCBP.US's policies, operations, or impact on animals. Therefore, all KPIs are deemed not applicable due to the nature of the company's business and the absence of specific evidence.

No War, No Weapons

0

No evidence available to assess BCB Bancorp, Inc. (NJ) on No War, No Weapons.

Planet-Friendly Business

0

The provided articles do not contain specific, quantitative data for BCBP.US (BCB Bancorp, Inc. (NJ)) regarding any of the Planet-Friendly Business KPIs. While some articles mention overall ESG risk scores or percentile ranks for BCBP.US, they explicitly state a lack of detailed metrics such as greenhouse gas emissions, renewable energy use, water consumption, or waste diversion.

1
Information about the Central Bank of Brazil's environmental initiatives, such as its GHG inventory, rural credit policies, and climate risk assessments, is not applicable to BCBP.US.
2

Respect for Cultures & Communities

0

The provided article describes BCBP.US's general community involvement, including donations, sponsorships, and employee volunteerism.

1
However, it explicitly states that no quantitative data related to any of the requested metrics for 'Respect for Cultures & Communities' is provided.
2

Safe & Smart Tech

0

BCB Group has achieved ISO 27001:2022 certification for its Information Security, Cybersecurity and Privacy Protection Management System, with all of the group's entities certified.

1
However, BCB Bank was impacted by a data breach in August 2024 involving unauthorized access to an employee email account, which affected employees across 21 companies.
2
The Bank states it has implemented a comprehensive information security program to protect nonpublic, personally identifiable customer data and classified information systems.
3
It also employs preventative and detective security controls and policies.
4
The Bank implements strong controls around user access, including multifactor authentication and password policies.
5
It has a vulnerability management program that patches known vulnerabilities and conducts annual security assessments.
6
The Bank's information security program is regularly reviewed and updated to align with business objectives, evolving cybersecurity threats, and regulatory requirements.
7
It also engages third-party assessors for various independent audits and testing.
8

Zero Waste & Sustainable Products

0

No specific, concrete data points were found in the provided articles for BCBP.US regarding waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education.

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Information found pertained to other entities or general industry trends, not BCBP.US.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.