Pathward Financial, Inc..
CASH.US | Other monetary intermediation
Pathward Financial, Inc. is a financial holding company that provides banking products and services. It operates through its subsidiary, Pathward, N.A. (formerly MetaBank, N.A.). The company offers a range of services including deposit accounts, credit and debit cards, commercial lending, and paymen...Show More
Better Health for All
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No evidence available to assess Pathward Financial, Inc. on Better Health for All.
Fair Money & Economic Opportunity
0
The provided articles do not contain specific quantitative data points required to assess Pathward Financial, Inc. against the defined KPIs for Fair Money & Economic Opportunity. While one article mentions a focus on the unbanked, underbanked, and underserved, and highlights partnerships aimed at increasing financial access, it does not provide percentages for customer share, loan book allocation, revenue from high-cost products, pricing fairness, wealth-building outcomes, profit reinvestment, financial literacy reach, debt burden ratios, geographic inclusion, or product simplicity.
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No regulatory findings or fines related to fair lending compliance are mentioned, nor is there data on data accessibility.
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Fair Pay & Worker Respect
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Pathward Financial, Inc. reported a CEO pay ratio of 41:1 for 2024, comparing the CEO's total compensation of $4,334,506 to the median employee pay of $105,224.
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Employee feedback on Glassdoor indicates an overall rating of 4.2 out of 5 stars from 176 reviews.
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Additionally, 77% of employees would recommend working at the company, and work/life balance received 4.2 out of 5 stars.
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Fair Trade & Ethical Sourcing
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No evidence available to assess Pathward Financial, Inc. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
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No specific, concrete data points were found in the provided article to assess Pathward Financial, Inc. against the 'Honest & Fair Business' ethical value.
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The article describes a general risk and compliance management framework but does not provide quantifiable evidence for any of the defined KPIs.
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Kind to Animals
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No evidence available to assess Pathward Financial, Inc. on Kind to Animals.
No War, No Weapons
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Pathward Financial, Inc. is a financial institution with no direct involvement in arms or defense activities, leading to a 'N/A' score for several related KPIs.
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The company's Code of Business Conduct requires checking with the Legal team prior to international trade activities to ensure sanction compliance and awareness of boycott requests, indicating robust compliance controls.
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The Board of Directors' Governance, Nominating and Sustainability Committee oversees charitable giving and sustainability, but there is no specific mention of defense-related business oversight.
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The company made over $1.1 million in direct investments to nonprofit community partners and $117.9 million in community development in 2024, but these are not explicitly defined as peacebuilding or disarmament initiatives.
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There is no evidence of the company having operations in conflict regions, developing dual-use technology, or being subject to the Arms Trade Treaty. The company also does not have any stated ethical red lines related to weapons or any exposure to controversial weapons.
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Planet-Friendly Business
-70
The company has not disclosed Scope 1 or 3 emissions data.
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Its Scope 2 emissions were 2,115 tCO2e in 2022, down from 2,217 tCO2e in 2021 and 2,681 tCO2e in 2020.
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No SBTi-validated targets have been disclosed.
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The company has not declared a net-zero target year, nor has it provided information on TCFD alignment, climate scenario analysis, or stranded asset transparency.
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There is no disclosure of programs addressing disproportionate climate impacts on vulnerable communities, support for workers transitioning to low-carbon economies, or investment in climate adaptation for vulnerable communities.
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No environmental compliance violations, regulatory actions, or fines were mentioned in the provided information.
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Respect for Cultures & Communities
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No evidence available to assess Pathward Financial, Inc. on Respect for Cultures & Communities.
Safe & Smart Tech
-50
Pathward Financial, Inc. experienced a data breach in May 2023, impacting 793,626 individuals.
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The compromised data included names, addresses, Social Security numbers, dates of birth, driver’s license numbers, email addresses, phone numbers, and credit card information.
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This breach was due to a cybersecurity attack targeting MOVEit file-transfer software used by a third-party vendor, Fidelity National Information Services, Inc.
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The breach was discovered on July 12, 2023, and reported on October 5, 2023.
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A class action lawsuit alleges the company failed to safeguard personal information.
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Another data breach was discovered on February 1, 2023, and notified on March 24, 2023, involving NCB Management Services, Inc., affecting Pathward, N.A. customers with names, Social Security numbers, and financial account information.
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The company's privacy policy states that data is retained only as long as necessary and mentions compliance with GLBA and the California Consumer Privacy Act (CCPA).
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It also describes user rights to access, rectification, erasure, restriction of processing, and data portability.
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The policy mentions the collection of usernames and passwords for account security.
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Zero Waste & Sustainable Products
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The provided articles do not contain any specific, quantitative data points or facts relevant to the 'Zero Waste & Sustainable Products' ethical value. While one article mentions a 3% reduction in operational emissions (scope 1 & 2),
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this relates to general carbon reduction and not specifically to waste management, product lifecycle, packaging sustainability, or circular design principles as defined by this value. Therefore, no KPIs under this category can be scored based on the evidence provided.