Citizens & Northern Corp.
CZNC.US | Other monetary intermediation
Citizens & Northern Corporation is a financial holding company that provides a range of banking and financial services through its subsidiary bank, Citizens & Northern Bank. The bank offers traditional banking products and services, including checking and savings accounts, loans (commercial, residen...Show More
Better Health for All
0
No evidence available to assess Citizens & Northern Corp on Better Health for All.
Fair Money & Economic Opportunity
-50
In 2023, Citizens & Northern Corp's net income was $24.1 million.
1
The company made over $50,000 in donations for local seniors, which represents approximately 0.21% of its net income reinvested in community initiatives.
2
Fair Pay & Worker Respect
40
For fiscal year 2024, the CEO to median employee pay ratio was 21:1, with the CEO receiving $1,445,245 and the median employee receiving $67,600.
1
Employee reviews indicate that 97% of employees would recommend working at Citizens & Northern.
2
There is no public record of labor law or human rights violations for the company.
3
Fair Trade & Ethical Sourcing
0
As a financial holding company, Citizens & Northern Corporation (CZNC.US) does not procure or trade physical commodities. Therefore, KPIs related to fair-trade certifications, supplier audits for welfare or sourcing, exposure to upstream labor practices, supply chain traceability, remediation processes for physical goods, and material sourcing of at-risk inputs are not applicable and are scored 0.
1
For ethical clause coverage in supplier contracts and supplier diversity spend, the provided articles mention general supplier relations or initiatives but explicitly state no quantitative data is available for CZNC.US, leading to their omission.
2
Honest & Fair Business
-20
The company's board has 10 directors, with 9 identified as independent according to NASDAQ standards, resulting in 90% of directors being conflict-free.
1
The Audit Committee engages an independent registered public accounting firm, Baker Tilly, and the Compensation Committee utilizes outside compensation experts, Pearl Meyer & Partners, LLC, for executive compensation policies.
2
However, the extent of independent verification of ethical claims beyond these specific audit and compensation advisory roles is not detailed.
Kind to Animals
0
No evidence available to assess Citizens & Northern Corp on Kind to Animals.
No War, No Weapons
0
The provided articles do not contain any specific, concrete data points or facts regarding Citizens & Northern Corp's involvement with arms manufacturing, military contracts, dual-use technologies, sales to sanctioned regimes, peacebuilding investments, or any related policies and oversight.
1
Therefore, no assessment can be made against the 'No War, No Weapons' ethical value based on the given evidence.
Planet-Friendly Business
0
No specific, concrete data points were found in the provided articles for CZNC.US (Citizens & Northern Corp) regarding any of the Planet-Friendly Business KPIs. Articles and appear to refer to 'Citizens Financial Group', a different entity, despite some misleading text in their summaries.
1
explicitly states a lack of publicly available data for most KPIs for Citizens & Northern Corporation.
2
Articles and also confirm the absence of relevant data.
3
Therefore, all KPIs must be omitted.
Respect for Cultures & Communities
50
The company has established 24 formal partnerships with local community groups, specifically for initiatives supporting local senior citizens.
1
Safe & Smart Tech
0
No specific, quantifiable evidence was provided in the articles to assess Citizens & Northern Corp (CZNC.US) against any of the Safe & Smart Tech KPIs. The articles either focused on other entities (Citizens Financial Group
1
, general cybersecurity funding trends
2
) or, in the case of the article about CZNC.US, discussed the launch of a new program without providing any specific data on the company's existing security practices, AI ethics, privacy measures, or digital rights advocacy.
3
Zero Waste & Sustainable Products
0
No specific data or initiatives related to Zero Waste & Sustainable Products for CZNC.US were found in the provided articles.
1
The available reports primarily focus on carbon emissions, financial targets, and social initiatives for Citizens Financial Group, not CZNC.US.
2
For CZNC.US, the articles explicitly state a lack of data for all relevant metrics, including waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability scores, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging to product ratio, waste reduction targets, supplier waste requirements, and customer waste education.
3