EZCORP, Inc..
EZPW.US | Other credit granting
EZCORP, Inc. is a leading provider of pawn loans in the United States and Mexico. The company's primary business involves providing short-term, non-recourse loans secured by tangible personal property, such as jewelry, electronics, and tools. Customers can redeem their pledged items by repaying the ...Show More
Better Health for All
0
No evidence available to assess EZCORP, Inc. on Better Health for All.
Fair Money & Economic Opportunity
-50
The company's average monthly yield on pawn loans outstanding was 14% for US Pawn and 16% for Latin America in 2019, which annualizes to 168% and 192% APR respectively.
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In 1997, the average annual yield on the loan portfolio was 211%.
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EZCORP, Inc. was subject to a CFPB administrative enforcement action, resulting in a $3 million civil penalty and a $7.5 million refund to approximately 93,000 consumers for alleged illegal debt collection practices, including unfair and deceptive practices, misrepresentation, and improper pre-authorized withdrawals.
3
Fair Pay & Worker Respect
0
EZCORP's CEO-to-median employee pay ratio was 287:1 in 2024.
1
Employee engagement is reflected by an overall rating of 4.0 out of 5 stars on Glassdoor and 80% of employees recommending the company to a friend.
2
No labor law or human rights violations have been reported in the provided articles.
Fair Trade & Ethical Sourcing
0
No evidence available to assess EZCORP, Inc. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
0
No evidence available to assess EZCORP, Inc. on Honest & Fair Business.
Kind to Animals
10
EZCORP, Inc. has a 'No Animal Exploitation' policy.
1
The company is listed by Leaping Bunny and PETA as not conducting animal testing, having recommitted to this stance in 2020.
2
No animals are used in any testing protocols. Given the company's service-oriented business model, several animal welfare KPIs are not applicable, as there are no animal-derived products, animal husbandry operations, or direct impacts on wildlife habitats.
No War, No Weapons
-10
EZCORP states it complies with Office of Foreign Assets Control (OFAC) regulations, which prohibit doing business with sanctioned individuals, businesses, and countries.
1
The company is required to report any transactions involving those named by the U.S. Department of the Treasury, indicating robust compliance controls.
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The company's core business involves pawn loans and selling pre-owned merchandise, which does not inherently involve mineral inputs, thus making the conflict minerals KPI not applicable.
3
Planet-Friendly Business
0
The provided articles do not contain specific, quantitative data points for any of the Planet-Friendly Business KPIs. Multiple articles explicitly state that no quantitative sustainability metrics or environmental impact data are available for EZCORP, Inc.
1
While one article mentions the company recycled over 5.6 million pre-loved items in 2022,
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this refers to the nature of its business (reselling used goods) rather than a measurable waste diversion rate or recycled content ratio in its operations. There is no information on emissions, renewable energy, water usage, green building certifications, climate targets, or environmental compliance violations.
3
Respect for Cultures & Communities
0
No evidence available to assess EZCORP, Inc. on Respect for Cultures & Communities.
Safe & Smart Tech
0
No evidence available to assess EZCORP, Inc. on Safe & Smart Tech.
Zero Waste & Sustainable Products
0
No evidence available to assess EZCORP, Inc. on Zero Waste & Sustainable Products.