Better Health for All

Five Star Bancorp is a bank holding company whose primary business involves providing financial products and services such as deposits and loans. Its core offerings do not inherently have a direct positive or negative impact on health outcomes. The company does not produce health-related products, manage health data, conduct clinical trials, or engage in activities that typically carry direct health risks or require specific health-related R&D. While one article mentions a partnership to expand healthcare access in rural communities, it explicitly states no data relevant to the requested metrics is available.

Therefore, all health-related KPIs are deemed not applicable to its business model based on the provided evidence.

Honest & Fair Business

Five Star Bancorp has a formal whistleblower policy, reviewed annually, which includes an independent hotline (Red Flag Reporting) for reporting financial and ethical concerns.

However, the policy does not provide evidence of independent investigation processes. The company also has an anti-corruption policy that references compliance with the FCPA, but details on its strength, enforcement, or training frequency are not provided.

Kind to Animals

Five Star Bancorp is a bank holding company that provides financial services. Its core business model does not involve products requiring cruelty-free certification, animal testing, or animal-derived ingredients.

The company does not have animal husbandry, captive operations, or animal agriculture operations. Therefore, the KPIs related to these activities, including supplier audits for animal welfare, animal testing policies and volume, and investment in animal-free technologies, are not applicable to its operations. While the company supports clients in the food and agribusiness sector, this does not mean the company itself engages in animal agriculture or related practices. There is no evidence of the company's direct involvement in wildlife conservation initiatives with measurable biodiversity impact or species recovery metrics, nor does it participate in multi-stakeholder initiatives for animal-free standards or engage in animal welfare policy advocacy.

Planet-Friendly Business

Five Star Bancorp's business model is fundamentally neutral regarding planet-friendly business practices, with a low materiality level. While banking operations have some environmental impacts, they are indirect and limited compared to other sectors. The company announced financing for Sacramento Municipal Utility District (SMUD) residential energy efficiency and electrification project loans

. The ESG report mentions energy-efficient lighting and digital capabilities to minimize carbon footprint . However, there is a lack of specific quantitative data to assess the company's performance against key metrics such as scope 1, 2, and 3 emissions, percentage of renewable energy, or waste diversion rate . Insufficient evidence is available to provide a score above 0.