MASHINIi

Home Bancorp, Inc..

HBCP.US | Other monetary intermediation

Home Bancorp, Inc. operates as the holding company for Home Bank, National Association that provides community banking services in Louisiana and Mississippi. It accepts various deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of...Show More

Ethical Profile

Mixed.

Home Bancorp, Inc. receives a mixed ethical rating. Employee reviews are mixed, with some praising benefits while others criticize pay and management. The CEO's 2023 compensation was US$961k, but the CEO-to-median-employee pay ratio is not disclosed. Available data indicates Scope 1 emissions of 319 MTCO2e and Scope 2 emissions of 787 MTCO2e (locations-based) for 2024. The company also donated $1 million over three years to watershed conservation. However, comprehensive carbon emissions reporting by the company is lacking, with no documented reduction targets. While Home Bancorp has a "Satisfactory" CRA rating and supports financial literacy programs and a veteran's center, there's insufficient quantitative data on fair pricing, underserved client share, or cultural preservation efforts.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity20
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-10
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

Home Bancorp, Inc. is a banking institution, and its core business activities do not directly relate to health outcomes, health products, or healthcare services. While one article mentions Home Bank partnered with Catholic Charities of Acadiana to support capital upgrades for a center serving veterans experiencing homelessness, the provided information does not quantify Home Bank's specific contribution or the direct health impact of its involvement.

1
The article explicitly states that no quantitative data related to HBCP.US or Better Health for All is provided.
2
Therefore, no specific, scorable evidence was found across the provided articles to assess the company against the 'Better Health for All' ethical value.

Fair Money & Economic Opportunity

20

The OCC found no evidence of discriminatory or illegal credit practices during Home Bank, National Association's Community Reinvestment Act (CRA) performance evaluation, covering January 1, 2019, to December 31, 2021.

1
The bank received a "Satisfactory" overall CRA rating for this period.
2

Fair Pay & Worker Respect

0

No specific regulatory actions, violations, fines, or compliance issues are mentioned in the provided articles.

1
While some employee reviews implicitly mention concerns of racial inequality and unfair treatment, these are not reported as substantiated labor-law or human-rights violations.
2

Fair Trade & Ethical Sourcing

0

Home Bancorp, Inc. operates as a banking services provider. The ethical value 'Fair Trade & Ethical Sourcing' and its associated KPIs are primarily designed for companies involved in the procurement or trade of physical commodities and goods with complex supply chains. As a financial institution, Home Bancorp, Inc. does not procure or trade physical commodities, nor does it have a supplier base requiring welfare or sourcing audits, exposure to upstream labor practices, or material sourcing of at-risk inputs in the context of this value. Therefore, the KPIs related to fair-trade certification, audit frequency, forced/child labor incidents, traceability, remediation speed, ethical clause coverage, and materials risk are not applicable to its core business model. No evidence was found in the provided articles regarding the company's performance on any of these KPIs, nor on supplier diversity spend.

1

Honest & Fair Business

0

No evidence available to assess Home Bancorp, Inc. on Honest & Fair Business.

Kind to Animals

0

No evidence available to assess Home Bancorp, Inc. on Kind to Animals.

No War, No Weapons

0

The provided articles for Home Bancorp, Inc. (HBCP.US) focus on its banking operations, investor relations, and general ESG risk rating. No specific, concrete data points or information were found in any of the articles regarding the company's involvement in arms manufacturing, military contracts, dual-use technology, sales to sanctioned regimes, peacebuilding initiatives, conflict divestment policies, or any other activities relevant to the 'No War, No Weapons' ethical value. Therefore, no KPIs could be scored based on the provided evidence.

Planet-Friendly Business

0

The provided articles do not contain specific, quantitative data points for any of the Planet-Friendly Business KPIs for Home Bancorp, Inc. (HBCP.US).

1
Information regarding carbon emissions, renewable energy use, water consumption, waste diversion, green building certifications, climate targets, or environmental compliance violations is not available for this company in the provided evidence.
2

Respect for Cultures & Communities

0

No specific, quantitative evidence was found in the provided articles for any of the KPIs related to 'Respect for Cultures & Communities'. The articles primarily focus on financial performance, regulatory compliance (CRA rating), and general community development lending activities, without detailing specific metrics on cultural engagement, partnerships, impact assessments, or grievance mechanisms for community concerns.

1

Safe & Smart Tech

-10

The company uses 128-bit encryption for website data transmission.

1
Multi-factor authentication (MFA) is used, along with strong password requirements, re-authentication to prevent session hijacking, and mutual authentication.
2
The company's privacy policies mention compliance with state and federal laws, including CCPA, Vermont, and Nevada laws.
3
Users have the ability to opt-out of targeted ads and manage cookies, but specific data on other user controls, such as comprehensive privacy dashboards or data deletion options, is not provided.
4

Zero Waste & Sustainable Products

0

No specific, concrete data points were found in the provided articles for any of the KPIs related to Zero Waste & Sustainable Products. The articles primarily discuss financial performance, general ESG initiatives without waste-specific metrics, or explicitly state a lack of data regarding waste management, product sustainability, or zero-waste initiatives for HBCP.US.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.