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Red River Bancshares, Inc..

RRBI.US | Other monetary intermediation

Red River Bancshares, Inc. operates as the bank holding company for Red River Bank, providing commercial and retail banking services. The bank offers a range of deposit products, including checking accounts, savings accounts, money market accounts, and certificates of deposit. Its lending portfolio ...Show More

Ethical Profile

Mixed.

Red River Bancshares, Inc. (RRBI.US) presents a mixed ethical picture. The company was recognized as one of the "Best Banks to Work For" in 2023 and 2024, ranking No. 24 overall and No. 4 in its asset category, with Glassdoor reviews showing 100% CEO approval. However, compensation and benefits rated 3.3/5, with some employees suggesting higher pay. Reports indicate Red River Bancshares' DitchCarbon score is lower than 79% of industry peers for planet-friendly and zero waste practices, lacking specific environmental data or disclosed decarbonization targets. Other ethical areas like fair money and honest business also lack sufficient public data.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-50
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-50
-100100

Better Health for All

0

The company's core business is banking services, which are generally health-neutral. There is no evidence to suggest that its products or services have a significant positive or negative impact on health, nor do they carry health risks requiring disclosure or transparency. The company does not offer health-related products or services, engage in health-related R&D, or conduct clinical trials. There is no information regarding health externalities from its operations, nor does it engage in preventative health or treatment activities. While the company completed internal harassment, violence, and mental health protection training,

1
this is an internal employee initiative and not an external program impacting mental health outcomes for the broader community. Similarly, community outreach efforts, such as providing household items to 25 young adults who aged out of foster care
2
or donating $750,000 to fund a homeless shelter,
3
are not explicitly described as health-related programs or initiatives addressing health disparities for vulnerable populations.

Fair Money & Economic Opportunity

0

No specific quantitative data was found in the provided articles to assess Red River Bancshares, Inc. against the defined Key Performance Indicators for Fair Money & Economic Opportunity. While articles mention involvement in community initiatives, digital banking upgrades, and fair lending compliance responsibilities, they do not provide concrete metrics such as the percentage of underserved clients, average APRs, revenue from high-cost products, share of loan book for inclusion initiatives, data portability features, regulatory findings, wealth-building outcomes, profit reinvestment percentages, financial literacy program reach, customer debt-to-income ratios, geographic inclusion coverage in banking deserts, or product readability levels.

Fair Pay & Worker Respect

0

70% of employees would recommend working at Red River Bank to a friend, indicating a healthy workplace culture.

1
The company was also named one of the 'Best Banks to Work For' in both 2023 and 2024, with employee surveys accounting for 75% of the evaluation for this recognition.
2
However, no specific quantitative data was provided for other KPIs such as living wage coverage, CEO to median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, turnover rate, labor violation incidents, insecure contract share, or health insurance coverage.

Fair Trade & Ethical Sourcing

0

No evidence available to assess Red River Bancshares, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

0

No specific, concrete data points were found in the provided articles to assess RRBI.US against any of the 'Honest & Fair Business' KPIs. The articles either explicitly stated no relevant data could be extracted or indicated that access to information was throttled, preventing data retrieval.

1

Kind to Animals

0

No evidence available to assess Red River Bancshares, Inc. on Kind to Animals.

No War, No Weapons

0

No evidence available to assess Red River Bancshares, Inc. on No War, No Weapons.

Planet-Friendly Business

-50

The company has no mentioned regulatory actions, violations, fines, or compliance issues.

1
In 2023, Red River launched a single third-party decarbonization assessment.
2

Respect for Cultures & Communities

0

No evidence available to assess Red River Bancshares, Inc. on Respect for Cultures & Communities.

Safe & Smart Tech

0

Red River Bancshares Inc. operates a cybersecurity risk management program aligned with FFIEC guidelines, which includes risk assessment, third-party managed detection and response, and incident response planning.

1
The company conducts regular employee training on cyber-crime, social engineering, and cybersecurity awareness, with testing and follow-up training provided as needed.
2
Vulnerability scans are performed to identify areas for improvement, and security testing is conducted on infrastructure, software systems, and network architecture using both internal and external consultants.
3
The board of directors oversees the program through monthly cybersecurity risk reports.
4

Zero Waste & Sustainable Products

-50

Red River Bancshares, Inc. has implemented at least five company-wide waste reduction initiatives, including Community Service Project Week, Busy Season Activities, Week of Thanks, the 'My Inspired Life' calendar, and providing InspiRED water bottles to eliminate single-use bottles.

1
The company's 2023 CSR report does not mention any waste disposal violations, indicating no violations in the past year.
2
However, the company lacks specific, formal waste reduction targets with timelines, instead providing only vague statements without metrics.
3

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.