MASHINIi

Riverview Bancorp Inc.

RVSB.US | Other monetary intermediation

Riverview Bancorp, Inc. is the holding company for Riverview Community Bank. The bank provides a range of banking services to individuals and businesses. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The bank's loan portfolio comprises...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech10
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

The company's core business of banking services has no significant direct positive or negative health impact, leading to a neutral score for health_impact_core. Similarly, as a bank, its operations do not directly involve health products, clinical trials, or health data, resulting in neutral scores for safety_record, price_accessibility, risk_transparency, health_innovation_investment, health_externalities, healthcare_data_responsibility, global_health_crisis_response, pharma_patent_flexibility, nutrition_and_food_safety, healthcare_education, addiction_mitigation, and clinical_trial_ethics. While the company provides loans and donations to organizations supporting mental health, substance abuse services, and care for vulnerable populations, the rubric tiers for mental_health_initiatives, healthcare_workforce_support, preventative_health_measures, health_equity_programs, and vulnerable_reach require specific quantitative metrics (e.g., percentage of revenue, percentage of population reached, percentage of R&D budget) that are not provided in the articles for the bank's activities.

1
Therefore, these KPIs are omitted due to a lack of specific, quantifiable evidence directly applicable to the rubric's thresholds. No evidence suggests revenue from products with negative health outcomes, leading to an omission for harmful_revenue_share.

Fair Money & Economic Opportunity

0

No evidence available to assess Riverview Bancorp Inc on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

No evidence available to assess Riverview Bancorp Inc on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

Riverview Bancorp Inc, as a bank, does not procure or trade physical commodities, making several KPIs under Fair Trade & Ethical Sourcing not applicable to its core business model. Therefore, there is no evidence for fair trade certification share, audit frequency for sourcing, forced/child labor incidents related to sourcing, supply chain traceability, remediation speed for sourcing violations, ethical clause coverage in supplier contracts for ethical sourcing, or materials risk index.

1
For supplier diversity, the company directed 10% of its procurement budget to underrepresented suppliers in 2023.

Honest & Fair Business

0

No evidence available to assess Riverview Bancorp Inc on Honest & Fair Business.

Kind to Animals

0

Riverview Bancorp Inc. is a bank providing financial services. Its business model does not involve animal-derived products, animal testing, animal agriculture, or direct impact on wildlife habitats. Therefore, all KPIs related to animal welfare, testing, sourcing, and conservation are not applicable to the company's operations.

No War, No Weapons

0

Riverview Bancorp Inc. operates as a bank holding company, providing traditional banking services.

1
The provided articles, a LinkedIn profile and a financial report, contain no information indicating any involvement in arms manufacturing, military contracts, or defense-related activities.
2
The company's core business does not include defense or arms-related operations.
3

Planet-Friendly Business

0

No specific, quantifiable evidence was found in the provided articles to assess Riverview Bancorp Inc against any of the Planet-Friendly Business KPIs. While a team volunteered for environmental restoration, the evidence did not provide the scale or measurable outcomes required to score the 'biodiversity_efforts' KPI according to the rubric's quantitative thresholds. All other articles either explicitly stated a lack of relevant data or were placeholder texts.

Respect for Cultures & Communities

0

No evidence available to assess Riverview Bancorp Inc on Respect for Cultures & Communities.

Safe & Smart Tech

10

Riverview Bank has reported no material cybersecurity incidents impacting its business, financial condition, or operations.

1
Its projected cybersecurity spending for 2025 is over $1.5 million, which is approximately 2.54% of its total interest and dividend income of $58.962 million for fiscal year 2025.
2
The bank uses One-Time-Passcode, a form of two-factor authentication.
3
The company conducts information security assessments throughout the year, both internally and through third-party specialists, and performs penetration testing.
4
Riverview Bank adheres to applicable federal and state banking laws and regulations, FDIC rules, SEC regulations, and complies with California law regarding information sharing for California residents.
5

Zero Waste & Sustainable Products

0

No specific, concrete data points related to waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education were found in the provided articles for Riverview Bancorp, Inc.

1
The available information explicitly states a lack of data regarding these metrics.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.