Better Health for All

Hagerty's principal goods and services, primarily specialty insurance for classic vehicles and automotive lifestyle content, have no significant direct positive or negative health impact. Consequently, no revenue is derived from products or activities with established negative health outcomes. The company's operations do not generate significant health externalities, nor does it collect or manage health-related data. Hagerty's products do not carry health risks requiring disclosure, nor do they have addiction potential. As Hagerty is not a pharmaceutical, food, or research organization, KPIs related to pharma patent flexibility, nutrition and food safety, and clinical trial ethics are not applicable. The company's business activities do not substantially affect mental health outcomes. While the Hagerty Driving Academy teaches crash avoidance techniques

and the Hagerty Drivers Foundation provides scholarships for driver's education , the articles do not provide the quantitative data (e.g., share of health-related expenditure, percentage of population reached, or production cost) required by the rubric to score these preventative and educational initiatives, or their price accessibility and reach to vulnerable populations. Similarly, there is no quantitative evidence to score the company's safety record or its engagement in health equity programs, healthcare workforce support, or global health crisis response.

Fair Money & Economic Opportunity

No specific, quantifiable data was found in the provided articles to assess Hagerty (HGTY.US) against any of the KPIs for the 'Fair Money & Economic Opportunity' ethical value. The articles discuss Hagerty's financing program for collector cars

and its corporate giving program , but they do not provide metrics on underserved client share, pricing fairness compared to market median, revenue from high-cost products, share of loan/insurance book for inclusion initiatives, data accessibility, fair lending compliance findings, wealth building outcomes for customers, percentage of profit reinvested, financial literacy program reach or impact, customer debt burden ratios, geographic inclusion in underserved areas, or product simplicity levels.

Fair Pay & Worker Respect

Hagerty was named to Fortune magazine’s Best Workplaces in Financial Services and Insurance list for the fourth consecutive year as of September 8, 2022.

An employee survey indicated that 91% of Hagerty employees considered it a great place to work, which is 34 points higher than the average U.S. company. The company is also Great Place to Work-Certified™.

Fair Trade & Ethical Sourcing

No specific, quantitative data was found in the provided articles for any of the KPIs related to Fair Trade & Ethical Sourcing. While Hagerty's Supplier Code of Conduct outlines expectations for ethical business practices

, human rights, and child labor , and mentions the right to audit , it does not provide specific metrics such as the percentage of fair-trade certified spend, audit frequency, number of substantiated labor incidents, traceability coverage, remediation speed, ethical clause coverage in contracts, share of high-risk materials, or supplier diversity spend.

Honest & Fair Business

Hagerty received a civil monetary penalty of $1,850,000 from the New York State Department of Financial Services in October 2025.

This fine was for violations of New York's Cybersecurity Regulation, including failures in designing a cybersecurity program, implementing adequate cybersecurity policies, maintaining application development procedures, and implementing effective controls to prevent unauthorized access to non-public information.

Planet-Friendly Business

The company has reported no environmental compliance violations, fines, or regulatory actions.

Additionally, Hagerty launched an Enthusiast Carbon Offset Program (ECO) in January 2023, which offsets emissions from its classic fleet and driving events through a reforestation program that plants trees in the U.S., Canada, and the U.K.

Respect for Cultures & Communities

No specific, quantitative data was found in the provided articles for any of the Key Performance Indicators related to 'Respect for Cultures & Communities'. The articles discuss general corporate giving in absolute dollar amounts, such as $28,000 in local grants in Q1 2024

and $5.5 million in total corporate giving since 2010 to over 500 non-profit organizations within a 100-mile radius. The Hagerty Drivers Foundation focuses on automotive heritage preservation. However, the articles do not provide metrics such as the percentage of company revenue reinvested locally, the number of formal partnerships with indigenous or local community groups, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, or cultural sensitivity training completion percentages, which are required by the rubric's quantitative thresholds.

Safe & Smart Tech

In 2021, the company experienced an unauthorized access incident into its online insurance quote feature, where attackers obtained additional consumer data, including driver’s license numbers.

This issue was remediated, and an estimated, non-material liability was accrued in 2023. The company is also subject to coordinated industry-wide regulatory investigations in New York state related to this 2021 incident. Hagerty systematically implements data loss prevention controls to prevent unauthorized data exfiltration. The company complies with the EU-U.S. Data Privacy Framework and its UK Extension, having certified adherence to the U.S. Department of Commerce, and keeps records in accordance with applicable state and federal regulations. Users have strong control over their data, with options to opt-out of interest-based advertising, manage cookies, access, correct, and delete personal information, limit sensitive data use, opt-out of selling/sharing, and the company respects Global Privacy Control signals.

Zero Waste & Sustainable Products

Hagerty's cleaning cloths are produced using recycled cotton from other cloth productions

and manufacturing processes that conserve resources and utilize 60% solar energy . This demonstrates circular design principles and serves as a waste reduction initiative . Additionally, the company's Odour Eliminator formula is Ecocert certified and contains 100% natural ingredients . Packaging for some products includes recyclable materials such as cardboard, plastic, and aluminum , with cardboard packaging being FSC-certified .