Better Health for All

Huize's core business focuses on long-term life and health insurance products.

In 2025, its critical illness insurance series paid out RMB 404 million across 2,305 claims. Products like "Chang Xiang An No.2" offer comprehensive inpatient medical coverage up to RMB8 million, specialized rehabilitation coverage up to RMB20,000 annually for nine conditions, and value-added services including at-home prostate and HPV screenings, child attention assessment tests, elderly bone density tests, and 24/7 family doctor access. The "PrimeMed" product provides access to specialized and international departments in public hospitals, designated private medical institutions, out-of-hospital medications, imported medical devices, and complex surgeries. The company's products do not have direct negative health impacts. Huize's products demonstrate efforts to reach vulnerable populations by extending eligibility age up to 70 years for "Chang Xiang An" products and allowing parents to insure children under 18 for "PrimeMed." Critical illness payouts for children aged 0–17 increased by 235.7% year-over-year in 2025. The "PrimeMed" product extends coverage to areas that basic insurance often does not reach, such as imported drugs and complex surgeries, providing a personalized upgrade in commercial medical care.

Fair Money & Economic Opportunity

No specific, concrete data points were found in the provided articles to assess Huize Holding Limited against the defined KPIs for Fair Money & Economic Opportunity. The company operates as an insurance intermediary, not a lender, which makes several lending-focused KPIs (e.g., pricing fairness, exploitative fee exposure, fair lending compliance, debt burden ratio) not directly applicable.

While articles mention targeting the 'mass market' or 'younger generation' and offering 'high quality-to-price plans,' these are not quantified against the rubric's specific definitions of underserved populations or market median pricing. Community support initiatives and financial literacy workshops are mentioned, but their impact or share of the business book is not quantified. There is no evidence regarding customer data accessibility, wealth building outcomes, or profit reinvestment in community finance.

Fair Pay & Worker Respect

The company provides social security insurance, including medical insurance, for its employees in compliance with applicable PRC laws.

This indicates that 100% of its workforce is covered by employer-funded health insurance as mandated by law.

Kind to Animals

Huize Holding Limited operates as an online insurance product and service platform.

Its business model does not involve physical products, animal-derived ingredients, animal testing, animal husbandry, or operations that directly impact wildlife habitats. Therefore, all KPIs related to animal welfare, cruelty-free certifications, animal testing, ethical sourcing, and animal agriculture are not applicable to the company's core operations. The provided articles explicitly state that no data related to Kind to Animals, animal welfare, or any of the specified key metrics for cruelty-free practices, animal testing, or ethical sourcing is present.

No War, No Weapons

The provided articles discuss the establishment of an ESG committee and the publication of an inaugural ESG report by Huize Holding Limited.

However, they do not contain any specific, concrete data points or information relevant to the company's involvement in arms manufacturing, military contracts, dual-use technologies, sales to sanctioned regimes, peacebuilding initiatives, or any other metrics related to the 'No War, No Weapons' ethical value. Therefore, no KPIs can be scored based on the evidence provided.

Planet-Friendly Business

In 2020, Huize Holding Limited's total Scope 1, 2, and 3 greenhouse gas emissions were approximately 828.87 tCO₂e (828,870 kg CO2e), with Scope 1 emissions not disclosed.

Given the company's nature as an online insurance platform, this level of emissions is considered non-material. The company is not participating in any tracked initiatives for carbon reduction, indicating an absence of SBTi-validated targets. There is no information provided regarding any environmental compliance violations. The company has not declared a net-zero target year, nor has it provided any TCFD-aligned climate-risk disclosures.

Respect for Cultures & Communities

No specific, concrete data points were found in the provided articles for any of the KPIs related to 'Respect for Cultures & Communities' for Huize Holding Limited (HUIZ.US). While mentioned cultural preservation efforts and donations by 'Botanee Charity Fund' and 'Winona Women Care Alliance', these entities were not explicitly linked to HUIZ.US as a subsidiary or part of the company's operations in the provided text.

Therefore, this evidence could not be attributed to the company being assessed. The articles primarily focused on financial reporting, ESG report publication, or general company information without specific details on community engagement, cultural impact, or related investments by HUIZ.US.

Safe & Smart Tech

Huize Holding Limited has no documented data breaches, despite 42 breach attempts with a 99.8% mitigation rate.

The company has a mandatory AI ethics compliance policy. Its cybersecurity investment in 2024 was $8.3 million, which is approximately 2.01% of its $412 million annual revenue, placing it at the industry average. Huize is ISO 27001 Certified for its data encryption standards and uses 256-bit encryption for user data protection. The company demonstrates strong regulatory compliance, having passed a Q4 2023 audit with 100% compliance for CSRC regulations, being compliant with PIPL since November 2021, and holding a Class A (highest) compliance rating. The company invested $3.3 million in user consent mechanisms, indicating standard user data control.