Better Health for All

LCNB Corporation is a financial holding company providing banking, lending, and wealth management services. Its core products and services do not have a direct or significant positive or negative impact on health outcomes, nor do they carry health risks requiring disclosure. The company does not engage in health-related R&D, produce health products, or manage health data. While the company engages in community reinvestment and charitable giving, the provided articles do not specify any programs or investments directly related to health equity, health education, or other health-specific initiatives.

Therefore, all KPIs related to direct health impact, safety, accessibility of health products, health innovation, and specific health-related programs are not applicable to its business model.

Fair Money & Economic Opportunity

LCNB Corporation received a 'Satisfactory' Community Reinvestment Act (CRA) rating in May 2019, with all three assessment areas (lending, investment, service) scoring 'High Satisfactory'.

The company's 2022 Community Report Summary also states that no regulatory actions, violations, fines, or compliance issues were mentioned within that report.

Fair Pay & Worker Respect

In 2024, the CEO's total compensation was approximately 12.77 times the median employee compensation.

The company is not a party to any collective bargaining agreement, with the most recent information from December 31, 2018. While executive officers receive payments for health insurance and long-term disability, there is no specific percentage of the overall workforce covered by employer-funded health insurance. Employee engagement on Glassdoor shows an overall rating of 3.4 out of 5 stars, and a compensation and benefits rating of 3.1 out of 5 stars. Reviews also mention high turnover rates at some locations, and a 58% recommendation rate to a friend.

Honest & Fair Business

The company has established procedures for the receipt, retention, and treatment of complaints regarding accounting, internal controls, or auditing matters, including anonymous submissions by employees.

Its board members are required to meet the independence requirements of NASDAQ, FDICIA, and SEC.

Kind to Animals

LCNB Corporation is a financial services company providing banking, lending, and wealth management. Its business model does not involve animal testing, animal-derived products, animal agriculture, or direct impact on wildlife habitats.

The company explicitly states it has no significant involvement in animal testing or fur and specialty leather. Therefore, all KPIs related to animal welfare practices are not applicable to its operations.

No War, No Weapons

The provided articles, which detail LCNB Corporation's financial services, fraud prevention, investment strategies, and internal diversity policies, do not contain specific, concrete data points for any of the 'No War, No Weapons' KPIs. There is no evidence regarding revenue from arms contracts, R&D investment in dual-use technology, sales to embargoed regimes, peacebuilding investments, or board oversight of defense activities. Mentions of a board member's past experience at a different company (GE Aviation)

or mortgage credits for military personnel do not constitute evidence of LCNB's direct involvement in defense-related business or exposure to weapons. Therefore, no KPIs can be scored based on the available evidence.

Planet-Friendly Business

The provided articles, primarily financial reports, do not contain any specific data or disclosures related to LCNB Corporation's environmental performance, targets, or initiatives.

There is no information available regarding carbon emissions, renewable energy use, water management, waste diversion, green building certifications, or climate-related policies and investments. Several articles explicitly state a lack of data for these metrics, indicating an absence of public reporting on planet-friendly business practices.

Respect for Cultures & Communities

The provided articles detail LCNB's community reinvestment activities, including a 'Satisfactory' rating from the OCC for its 2019 Community Reinvestment Act (CRA) assessment, with 'High Satisfactory' scores in lending, investment, and service.

In 2020, LCNB committed $5 million to CRA-qualified low-income housing programs. In 2021, it made $3 million in Low Income Housing Tax Credit Investments and $2.5 million in mortgage-backed securities supporting low/moderate income individuals. The company also supported various community organizations in all 10 counties where it has branches, including those in education, arts, and health, and its employees serve on boards of numerous local organizations. However, the articles do not provide specific, quantifiable data points for any of the KPIs related to 'Respect for Cultures & Communities', such as percentages of revenue reinvested, numbers of formal partnerships, details on cultural impact assessments, or grievance mechanisms. Therefore, no KPIs can be scored based on the available evidence.

Safe & Smart Tech

LCNB collects personal information such as social security number, payment history, income, transaction history, account balance, and credit history from customers, and continues to share information even after an account is closed.

This indicates limited data minimization practices. Customers can limit data sharing for marketing and joint marketing purposes, but not for all business purposes, with federal law limiting the ability to restrict sharing, suggesting basic data control options with significant limitations. The company states it uses security measures to protect customer information, complying with federal law, but does not provide details on specific compliance with major privacy regulations like GDPR or CCPA, indicating basic compliance with potential gaps.