Better Health for All

MidWestOne Financial Group, Inc. is a financial holding company, and its core business activities do not directly involve health-related products or services, resulting in a neutral impact for many KPIs. The MidWestOne Bank Foundation, established in 2001, has awarded over $2.8 million in total contributions to communities as of November 2025.

In 2025, the Foundation awarded $367,000 in grants. For mental health initiatives, the Foundation supports mental health facilities, including a $25,000 grant for the renovated Weber Autism Center. For health equity programs, the Foundation prioritizes projects serving underrepresented communities and low- and moderate-income individuals, and its grants support communities across its operating regions. For healthcare education, the company supports organizations that create opportunities through youth and education, including grants to high schools and universities. However, the funding for these health-related initiatives represents a very small portion of the company's overall financial commitments, such as the $5.5 million committed to local philanthropic support over five years, and the specific impact or reach of these programs is not quantified in relation to the company's revenue or the populations served.

Fair Money & Economic Opportunity

MidWestOne Bank received a 'Satisfactory' CRA rating in October 2018, with a 'High Satisfactory' for its Lending Test.

FNB Muscatine received an 'Outstanding' CRA rating in February 2019. The company has committed $5.5 million to local philanthropies and sponsorships over the next five years. The MidWestOne Bank Foundation has given over $2.8 million to communities since 2001, with $367,000 awarded in the recent year. Over 150 bank employees volunteer to teach financial literacy classes in K-12 schools, and the company covers the cost of an online financial literacy curriculum at several high schools. The bank operates offices in Iowa, Minnesota, Wisconsin, and Colorado, and examiners found its delivery systems were reasonably accessible to essentially all portions of its assessment areas, including low- and moderate-income geographies.

Fair Pay & Worker Respect

The CEO to median employee pay ratio for 2024 was 26:1, with the CEO's total compensation at $1,611,393 and the median employee pay at $62,588.

The company's overall employee rating is 3.8 out of 5 stars, and 78% of employees worldwide would recommend working there. MidWestOne Bank received the 2024 Top Workplaces USA award, based on employee feedback, for the fourth consecutive year. The company provides health insurance, dental, and vision benefits, with 85-90% of employees covered by health insurance, including dependents.

Fair Trade & Ethical Sourcing

MidWestOne Financial Group, Inc. is a financial services company and does not procure or trade physical commodities.

Therefore, KPIs related to fair-trade certifications, supply chain audits, child/forced labor incidents, traceability, remediation processes, ethical sourcing clauses for physical goods, and high-risk material sourcing are not applicable to its operations. No quantitative data was found regarding supplier diversity spend.

Honest & Fair Business

No specific, concrete data points were found in the provided articles to assess MOFG.US against any of the 'Honest & Fair Business' KPIs. While mentions the existence of governance documents like a Whistleblower Policy and a Code of Business Conduct and Ethics, it explicitly states that it does not contain any quantitative data relevant to the requested metrics.

Therefore, there is no evidence regarding the strength, enforcement, scope, or effectiveness of these policies to map to the quantitative or qualitative thresholds defined in the rubric.

Planet-Friendly Business

MidWestOne Financial Group has reported zero specific regulatory actions, violations, fines, or compliance issues.

The company utilizes a Climate Digital Twin platform and considers a stochastic climate pathway with a 2030 risk horizon. All 57 of its physical assets are categorized as low risk, with 0.0% identified as stranded, stressed, or at risk. The company's adaptation priorities include extreme heat in Wisconsin, Minnesota, and Iowa.

Safe & Smart Tech

MidWestOne Financial Group has a formal information security training program for all employees, which includes training on phishing and email security.

The company utilizes third-party assessments for IT general controls, penetration testing, social engineering, and incident response exercises. MOFG.US and its subsidiary are subject to extensive banking regulations and mention compliance with federal law. The company's privacy policy indicates that federal law governs its data sharing practices, and it offers limited control over sharing with affiliates and non-affiliates.