Better Health for All

The company's core business, specialty property and casualty insurance, has no direct positive or negative health impact. Consequently, KPIs related to the health effect of core products, harmful revenue, product safety, price accessibility of health products, health risk transparency, health externalities, addiction potential, pharmaceutical patents, nutrition, and clinical trial ethics are assessed as neutral or not applicable. While Intact Specialty Solutions offers employee medical programs

and Intact Financial Corporation donated $5 million to a Centre of Excellence in Infectious Diseases, the articles do not provide the specific quantitative data required by the rubric (e.g., percentage of revenue/expenditure, percentage of population reached, or specific impact metrics) to score KPIs such as vulnerable reach, health innovation investment, health equity programs, healthcare workforce support, preventative health measures, global health crisis response, healthcare education, or mental health initiatives. Additionally, while health data is managed, no information on data protection or responsibility is provided.

Fair Money & Economic Opportunity

The company, OneBeacon Insurance Group, is described as a specialty insurance group offering property and casualty insurance products, not lending services.

Therefore, the 'fair_lending_compliance' KPI is not applicable to its core business, aligning with a score of 0. No other relevant evidence was found in the provided articles to assess OB.US against the remaining 'Fair Money & Economic Opportunity' KPIs, as the articles primarily detail website development agreements and the financial aspects of an acquisition, without data on financial inclusion, pricing, or customer outcomes.

Fair Pay & Worker Respect

OneBeacon Insurance Group, Ltd. reports an overall employee satisfaction score of 2.6 out of 5.

, which translates to 52 out of 100.

Fair Trade & Ethical Sourcing

90% of suppliers confirmed compliance with the Supplier Code of Conduct in 2022, which outlines expectations on human rights and ethical labour practices and is included in new contracts.

Supplier due diligence assessments are conducted annually. No cases of modern slavery were reported through formal channels in 2023 or 2020, and the company utilizes data from the Global Slavery Index and Human Freedom Index for risk assessment.

Honest & Fair Business

No specific, concrete data points were found in the provided articles for any of the KPIs related to Honest & Fair Business. The available information primarily concerns the OneBeacon Insurance Savings Plan's financial statements from 2004-2005, including an unqualified audit opinion by PricewaterhouseCoopers LLP for those specific years

, and the acquisition of OneBeacon Insurance Group by Intact Financial Corporation in 2017 . These details do not provide evidence for regulatory fines in the past three years, transparency index scores, whistleblower policies, financial restatements over the past five years, audit coverage percentage for the company, ESG controversy scores, complaint resolution times, board conflict-free percentages, anti-corruption policies, or third-party verification of ethical claims for the company as a whole in the relevant timeframe.

Kind to Animals

The company's parent, Intact Financial Corporation, committed $8 million over five years to the Nature Conservancy of Canada for wetland conservation, averaging $1.6 million annually.

This partnership has protected over 12,000 hectares of critical ecosystems, including wetlands, and specifically 1,300 hectares in 2024. The Great Jacques-Cartier Bog, home to numerous plants and animals, was also protected (200 hectares). Additionally, $27.4 million has been invested globally in over 100 climate adaptation projects since 2010, averaging $2.1 million annually. A subsidiary also planted 110 trees and 9,000 wildflower bulbs. Given the company's core business as an insurance provider, it does not directly impact wildlife habitats. The annual investment in conservation, approximately 0.01% of its over $21 billion in annual operating direct premiums written, does not meet the quantitative thresholds for positive scores in the rubric.

No War, No Weapons

No specific, quantifiable evidence was found in the provided articles for OB.US (OneBeacon Insurance Group LTD) regarding any of the 'No War, No Weapons' KPIs. The articles either pertain to other companies' conflict mineral policies (Philips

, Danaher , Alphabet ) or list general contracts for OneBeacon without details relevant to arms, defense, or peace-related activities .

Planet-Friendly Business

The company has set a net-zero emissions target for 2050

, with an interim goal to halve emissions from a 2019 baseline by 2030. No specific regulatory actions, violations, fines, or compliance issues were mentioned in the provided reports.

Respect for Cultures & Communities

94. 5% of employees completed "4 Seasons of Reconciliation" training.

No cultural appropriation incidents are reported in the provided articles.