MASHINIi

Orange County Bancorp, Inc..

OBT.US | Other monetary intermediation

Orange County Bancorp, Inc. operates as the bank holding company for Orange Bank & Trust Co. that provides commercial banking products and services to small and mid-sized businesses, municipalities, and individuals in the Hudson Valley. It offers various deposit products, including checking, savings...Show More

Ethical Profile

Mixed.

Orange County Bancorp (OBT.US) holds a "Mixed" ethics rating. The company was recognized as a "2024 Best Company to Work for in New York," an award significantly based on employee surveys. CEO compensation reached $1.89 million in 2024, reportedly average for similar US companies. However, there is insufficient public data on critical worker metrics like living wage coverage and pay equity. For most other ethical areas, including fair money, planet-friendly business, and honest conduct, detailed assessments are limited by a lack of available information.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect-20
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess Orange County Bancorp, Inc. on Better Health for All.

Fair Money & Economic Opportunity

0

No specific, concrete data points were found in the provided articles to assess OBT.US against any of the KPIs for the 'Fair Money & Economic Opportunity' ethical value. The articles primarily contain financial performance metrics and general operational information, without detailing aspects such as underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth building outcomes, profit reinvestment in community finance, financial literacy initiatives, debt burden ratio, geographic inclusion in underserved areas, or product simplicity.

1

Fair Pay & Worker Respect

-20

None of the company's 225 full-time equivalent employees are represented by a collective bargaining unit.

1
The company offers competitive salaries, 401K with a Safe Harbor Company Contribution, medical, dental, and vision insurance, sick, vacation, and personal days, paid holidays, basic life insurance, enhanced-short disability, long-term disability, EAP & wellness benefits, tuition reimbursement, employee discount programs, and paid volunteer days.
2
The company was recognized as a "2024 Best Company to Work for in New York" and a "2025 Best Company to Work for New York."
3
Five directors reported one late Form 4 filing each during 2024, indicating minor compliance oversights.
4

Fair Trade & Ethical Sourcing

0

No evidence available to assess Orange County Bancorp, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-40

The company has a Code of Ethics for its directors, officers, and employees, with violations reportable to the Chairman of the Audit Committee or outside counsel.

1
The Audit Committee is responsible for establishing a procedure for handling complaints and addressing code of ethics violations.
2
The Code of Ethics for Senior Officers was approved by the Nominating and Corporate Governance Committee on June 5, 2024, and by the Board of Directors on June 20, 2024.
3
Waivers and amendments to this Code require Board approval and public disclosure.
4
The Corporate Governance Principles, approved in June 2024, state that all members of the Audit, Compensation, and Nominating and Corporate Governance Committees shall be independent, with each committee consisting of no less than three members.
5
However, one director not meeting Nasdaq independence standards is permitted to serve on each committee.
6
The Board has ten members, and the policy states that membership on the board of more than two other public companies would be inappropriate for a director.
7
The company maintains an Anti-Bribery and Anti-Corruption Policy with a zero-tolerance stance, prohibiting various forms of bribery and requiring accurate record-keeping and risk-based due diligence.
8
It includes a compliance program with governance, risk assessment, training, and monitoring, with disciplinary action up to termination for violations.
9

Kind to Animals

0

Orange County Bancorp, Inc. is a financial services company.

1
The provided articles do not contain any evidence related to its direct involvement in activities such as animal testing, animal agriculture, sourcing of animal products, or any other operations that would directly impact animal welfare. Therefore, all KPIs related to the 'Kind to Animals' value are not applicable to the company's core business model based on the available information.

No War, No Weapons

0

Orange County Bancorp, Inc. operates as a bank holding company, providing commercial banking products and services. The company's core business does not involve arms manufacturing, military contracts, or related activities.

1
One article mentions a loan to a volunteer fire department for new air packs, which is a civilian service and does not constitute a defense contract or weapon.
2
No evidence suggests any exposure to controversial or banned weapons, nor any revenue derived from arms or defense contracts.
3

Planet-Friendly Business

0

The provided articles, including a financial report, a press release, and a corporate overview, contain no data related to Orange County Bancorp, Inc.'s environmental, social, and governance (ESG) performance or planet-friendly business practices.

1
Specifically, there is no information regarding carbon emissions, renewable energy use, waste diversion, water management, climate targets, or any other environmental initiatives.
2
Therefore, no KPIs under the 'Planet-Friendly Business' value can be scored based on the evidence provided.

Respect for Cultures & Communities

0

No specific, quantitative data or actions directly attributable to OBT.US regarding Respect for Cultures & Communities were found in the provided articles. The articles discuss a regional philanthropic organization (OCG) and a land return event, but neither provides evidence related to OBT.US's performance against the defined KPIs.

Safe & Smart Tech

0

No evidence available to assess Orange County Bancorp, Inc. on Safe & Smart Tech.

Zero Waste & Sustainable Products

0

No evidence available to assess Orange County Bancorp, Inc. on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.