Better Health for All

Pinnacle Financial Partners, as a bank, has a neutral direct impact on health through its core products and services. The company has a Climate and Sustainability Committee, a LEED Gold-certified headquarters, and uses an Energy Star system to track greenhouse gas emissions, indicating efforts to reduce environmental externalities.

It also invested $117 million in solar farm funding and $265 million in construction loan syndications for solar projects in 2022, with additional solar project financing in 2023. For data responsibility, the company reports data security measures, incident response, and training, and 100% of associates completed information security training in 2023. During the COVID-19 pandemic, it offered vaccination incentives, but the program was discontinued midyear. The company provides access to employee assistance programs (EAPs) for mental health support.

Fair Pay & Worker Respect

Pinnacle Financial Partners reported a CEO to median employee pay ratio of 58:1 in 2024, with the median employee compensation at $106,556.

The company achieved a 94% associate retention rate in 2023. Employee engagement is high, with 97% of employees surveyed stating Pinnacle is a great place to work, and 99% are proud to work there, according to 2024 data. Additionally, 98% of employees feel good about the firm's community contributions.

Honest & Fair Business

The company has established procedures for receiving, retaining, and treating complaints regarding accounting, internal accounting controls, or auditing matters, and allows for anonymous submission of concerns.

77% of the company's directors are considered independent, with this figure expected to be 75% post-meeting. The Code of Conduct mentions compliance with applicable laws, rules, and regulations. Crowe LLP serves as the independent registered public accounting firm, and the company uses a third-party consultant for climate impact measurement.

Planet-Friendly Business

The provided articles do not contain specific, quantifiable data for any of the Planet-Friendly Business KPIs. Multiple articles explicitly state the absence of data for key metrics such as Scope 1, 2, and 3 emissions, SBTi targets, renewable energy use, water use, and waste diversion rates.

While one article mentions a "LEED Gold certified building," it does not provide the total number of facilities, preventing the calculation of a percentage for green-certified buildings. A planned TCFD report release in 2023 is noted, but this is a forward-looking statement and not evidence of actual alignment or reporting. Information on CFPB complaints is not relevant to environmental compliance violations. Therefore, no KPIs can be scored based on the provided evidence.

Safe & Smart Tech

Pinnacle Financial Partners has reported no material adverse impact from cyber-attacks or intrusions on its information technology networks to date.

The company provides information security awareness training to all employees at initial new hire orientation and annually thereafter, with 100% completion of information security training and quarterly phishing tests. Pinnacle uses Proofpoint Email Protection, which caught over 31,500 malicious emails in August 2016 and improved malware detection to 99%. They also deployed Proofpoint Information Protection for email encryption. The company utilizes third-party services for routine vulnerability scanning and penetration testing, conducts annual targeted threat assessments, and applies security patches to address vulnerabilities. Pinnacle collects various categories of personal and sensitive information, retaining application information in accordance with state and federal laws, and states that it collects only necessary data. The company complies with federal law and specific regulations like CCPA, and has a strong compliance program. Pinnacle does not share personal information with third parties for their marketing and has security measures to prevent unauthorized access. Customers can limit certain types of data sharing, and mobile applications prompt users for permission to access device features. The company has implemented new Single Sign-on capabilities with enhanced user identification and a new debit card control system giving clients direct control over travel exemptions, transaction detail, and history.

Zero Waste & Sustainable Products

The provided articles for Pinnacle Financial Partners (PNFP.US) do not contain any specific, quantifiable data related to waste management, product sustainability, or circular economy practices. While some articles mention general ESG initiatives, climate sustainability efforts, or plans to assess sustainability, they lack concrete metrics such as waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back program coverage, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability scores, waste audit frequency, zero-waste certifications, waste disposal violations, material efficiency, packaging-to-product ratios, waste reduction targets, supplier waste requirements, or customer waste education.

Therefore, no KPIs under the 'Zero Waste & Sustainable Products' value can be scored based on the available evidence.