SB Financial Group, Inc..
SBFG.US | Other monetary intermediation
SB Financial Group, Inc. is a financial holding company headquartered in Defiance, Ohio. It operates primarily through its subsidiary, State Bank & Trust Company, offering a range of community banking services. These services include commercial and retail banking, wealth management, and trust servic...Show More
Better Health for All
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SB Financial Group's (SBFG) core business model as a regional bank has a neutral impact on the 'Better Health for All' value. The company provides standard banking services, wealth management, and insurance products, none of which directly contribute to healthcare provision or public health initiatives
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. While SBFG could indirectly support health through community development loans or employee wellness programs, these activities are not central to its operations
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. No evidence suggests SBFG's activities have significant positive or negative health impacts. Therefore, there is insufficient evidence to score SBFG beyond a neutral rating.
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Fair Money & Economic Opportunity
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No evidence available to assess SB Financial Group, Inc. on Fair Money & Economic Opportunity.
Fair Pay & Worker Respect
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No evidence available to assess SB Financial Group, Inc. on Fair Pay & Worker Respect.
Fair Trade & Ethical Sourcing
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The provided article explicitly states that no quantitative data or specific evidence related to fair trade and ethical sourcing KPIs was found.
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Therefore, all KPIs must be omitted due to lack of evidence, as per the scoring rules.
Honest & Fair Business
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No evidence available to assess SB Financial Group, Inc. on Honest & Fair Business.
Kind to Animals
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SB Financial Group, Inc. is a financial holding company providing community banking services. Its core business model does not involve activities related to animal products, animal testing, animal agriculture, or direct impact on wildlife habitats. The provided articles primarily discuss financial performance and market index inclusion. Multiple articles explicitly state that no sustainability data or information relevant to 'Kind to Animals' is available for the company.
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Therefore, no specific, concrete data points could be found to assess any of the 'Kind to Animals' KPIs.
No War, No Weapons
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The provided articles do not contain specific, concrete data points or verifiable facts regarding SB Financial Group, Inc.'s involvement in arms manufacturing, military contracts, conflict facilitation, or related peace initiatives. Articles 3 and 4, the company's Code of Conduct and Ethics, explicitly state that no data on defense contracts, dual-use technology, sales to embargoed regimes, peacebuilding investment, or divestment policies is provided within those documents.
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Article 0, concerning SBI Connectors' conflict minerals policy, pertains to a subsidiary and does not provide company-wide performance data for SB Financial Group, Inc.
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The remaining articles (1, 2, 5) are general guidance documents and do not contain company-specific information.
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Therefore, no KPIs can be scored based on the evidence provided.
Planet-Friendly Business
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No specific, concrete data points were found in the provided articles to assess SB Financial Group, Inc. against the 'Planet-Friendly Business' ethical value. The articles primarily focus on financial performance, regulatory compliance, and general market conditions. While mentions a 'Green Lending Portfolio' of $42.3 million (7.2% of total commercial loan portfolio) and a 'Corporate Carbon Emission Reduction' of 23% between 2020 and 2024, it does not provide the total emissions in tCO₂e, the percentage of renewable energy used, or any other quantifiable metrics required by the rubric's KPIs.
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Several articles explicitly state that sustainability data is unavailable or not provided.
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Respect for Cultures & Communities
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The provided articles primarily consist of financial results, earnings announcements, and index inclusions. There is no specific, concrete data available in these articles to assess SB Financial Group, Inc.'s performance against any of the 'Respect for Cultures & Communities' KPIs, such as formal partnerships, community reinvestment, cultural incident management, or local employment ratios.
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Safe & Smart Tech
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The company demonstrates strong regulatory compliance, having fully implemented the Dodd-Frank Act in 2024 and complying with Basel III standards.
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It maintains a satisfactory CRA rating, has no violations in its Fair Lending Practices Audit, and achieved a 94% CFPB compliance score.
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Zero Waste & Sustainable Products
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The provided articles for SB Financial Group, Inc. (SBFG.US) do not contain any specific data regarding waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging to product ratio, waste reduction targets, supplier waste requirements, or customer waste education.
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One article explicitly states that no data is available for SBFG.US concerning these sustainability initiatives.
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